Latest news with #biometricauthentication
Arabian Business
3 days ago
- Business
- Arabian Business
UAE leads world in mobile shopping in 2025, with 67 per cent using phones to shop
The UAE has emerged as the top mobile shopping market globally, according to the newly released 2025 Global Digital Shopping Index – UAE edition, commissioned by Visa Acceptance Solutions and conducted by PYMNTS Intelligence. Based on a survey of 1,679 consumers and 329 merchants across the country, the report found that 67 per cent of UAE consumers used a mobile phone as part of their most recent retail purchase — a 23 per cent increase since 2022. The data confirms the UAE's position as a global leader in mobile-first digital commerce. UAE mobile shopping With 37 per cent of all online purchases in the United Arab Emirates made via mobile devices, the country ranks ahead of Singapore (34.8 per cent), the UK (27.6 per cent), and Brazil (24.4 per cent). The index also highlights the UAE's strong embrace of biometric authentication, with 32 per cent of shoppers using fingerprint or facial recognition to complete their latest online retail transaction — nearly double the global average of 17 per cent. Salima Gutieva, Visa's Vice President and Country Manager for United Arab Emirates, said: 'The UAE's approach shows what is possible when all stakeholders work together to build the future of commerce. 'Visa is delighted to contribute to the UAE government's digital commerce agenda, and we remain committed to working with local businesses and banks to introduce innovations such as Visa's Click to Pay that can deliver the digital payment experiences that today's consumers demand.' The report also notes that 53 per cent of consumers in the United Arab Emirates prefer cross-channel shopping, combining in-store, mobile, and online experiences — the second-highest rate in the world. Additionally, 38 per cent of shoppers opted for home delivery through mobile or desktop during their last retail purchase. Consumer preferences continue to shape the UAE's digital economy. The report shows: 75 per cent of shoppers value rewards programmes 73 per cent expect free shipping 70 per cent want price-matching offers Millennials lead mobile adoption with 73 per cent using phones to shop, followed closely by Generation Z and Generation X. Baby boomers and seniors show significantly lower mobile engagement, with only 18 per cent using a mobile device for their last purchase.
Zawya
3 days ago
- Business
- Zawya
UAE leads world in mobile shopping: Visa Acceptance Solutions
Dubai, UAE: The UAE has emerged as the world's leading market for mobile shopping, according to the 2025 Global Digital Shopping Index, UAE edition, commissioned by Visa Acceptance Solutions and conducted by PYMNTS Intelligence. Drawing on insights from a survey of 1,679 consumers and 329 merchants in the UAE, the report examines the growing role that mobile devices play in consumer behavior, providing UAE retailers insights to deliver more convenient and secure shopping experiences for their customers. Key findings: 67% of UAE consumers used their phones as part of their latest retail purchase - marking a 23% increase since 2022. UAE has the highest rate of online shopping with mobile devices, at 37%, ahead of Singapore (34.8%), the U.K. (27.6%), and Brazil (24.4%). 32% of UAE consumers surveyed used biometric authentication (such as fingerprint or facial recognition) for their latest online retail transaction, far exceeding the global average of 17%. 53% of UAE consumers want to use cross-channel shopping (across physical and digital channels and different devices), the second-highest rate globally. UAE shoppers rank among the highest worldwide in preferring rewards programs (75%), free shipping (73%), and price matching (70%). 38% of UAE shoppers made their most recent retail purchase online through a mobile phone or computer for home delivery. These trends are supported by a robust business and regulatory environment, with UAE merchants and government working closely to deliver secure, seamless, and customer-centric digital payment experiences. 'The UAE's approach shows what is possible when all stakeholders work together to build the future of commerce. Visa is delighted to contribute to the UAE government's digital commerce agenda, and we remain committed to working with local businesses and banks to introduce innovations such as Visa's Click to Pay that can deliver the digital payment experiences that today's consumers demand," said Salima Gutieva, Visa's Vice President and Country Manager for UAE. Demographics Consistently high rates of mobile shopping across demographic segments underscore just how universal the mobile-first mindset has become in the UAE. Millennials lead in mobile shopping at 73%, while Generation Z trails Generation X slightly. Baby boomers and seniors dropping off sharply, with just 18% using a mobile phone for their latest purchase. What this means for UAE businesses Retailers in the UAE can drive sales by ensuring their customers have frictionless payment and checkout experiences. Offering a wide range of payment options is crucial, as 77% of UAE shoppers say this factor influences where they shop. Also, just over one in four UAE consumers surveyed used credentials stored with the merchant for their most recent transaction, compared to 45% for the study average. These findings suggest that retailers should look for ways to make their stored credential offerings more appealing, while also providing the one-click options and biometric authentication that many UAE consumers prefer at checkout. To accelerate the digital transformation of retail, Visa is working with local partners to roll out Visa Click to Pay, which streamlines online shopping by providing advanced checkout experiences, eliminating the need to manually enter card details. At participating eCommerce platforms, consumers can simply click the Click to Pay button to complete their purchase quickly and securely use their preferred Visa card and shipping address. Visa's Click to Pay relies on tokenization as well as biometric authentication to protect consumer data. Biometric authentication is performed on the consumer's device and does not require the transfer of any biometric information. About the Report Findings are based on the 2025 Global Digital Shopping Index, which surveyed 18,468 consumers and 3,464 merchants across eight countries (U.S., U.K., Brazil, Mexico, Singapore, Australia, Saudi Arabia, and the UAE) between October and December 2024. For the UAE edition, 1,679 consumers and 329 merchants were surveyed. About Visa Inc. Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at About PYMNTS Intelligence PYMNTS Intelligence is a leading global data and analytics platform that uses proprietary data and methods to provide actionable insights on what's now and what's next in payments, commerce and the digital economy. Its team of data scientists include leading economists, econometricians, survey experts, financial analysts, and marketing scientists with deep experience in the application of data to the issues that define the future of the digital transformation of the global economy. This multi-lingual team has conducted original data collection and analysis in more than three dozen global markets for some of the world's leading publicly traded and privately held firms.
Japan Times
25-06-2025
- Japan Times
Some functions of Japan's My Number card now available on iPhones
Japan on Tuesday started a service that allows some functions of the My Number personal identification card to be mounted on Apple's iPhones. Through biometric authentication, iPhone users can now log in to the Mynaportal website for My Number-related administrative tasks and obtain copies of residential and other administrative certificates at convenience stores. The My Number card has functions to confirm the holder's basic personal data, including the name and date of birth, and to serve as a digital certificate of the holder. Smartphones running Google's Android operating system can already support the digital certificate function, while iPhones support both functions. On Tuesday, digital transformation minister Masaaki Taira visited a convenience store in Tokyo and demonstrated how to obtain a copy of his residential certificate. He held his smartphone above the multifunctional photocopier, after verifying his identity using facial recognition on his smartphone. "I was able to obtain (the certificate) smoothly," Taira told reporters. The Digital Agency plans to gradually expand the smartphone-compatible functions of the card, including the ability to serve as a health insurance card.
Japan Times
06-06-2025
- Japan Times
My Number Card functions to be available on iPhones
The central government will allow major functions of the My Number personal identification card to be available on iPhones from June 24, digital transformation minister Masaaki Taira said Friday. IPhone users will be able to access the Mynaportal website for My Number-related administrative tasks and get copies of their public certificates at convenience stores via biometric authentication. There will be no need to carry a physical My Number card. It is already possible to add a digital certificate function to identify an individual to smartphones using Google's Android operating system. On iPhones, users will be able to mount the function to confirm the basic personal information written on the My Number card, including the name and the date of birth, as well as install the digital certificate function. Some 98 million My Number cards had been issued by the end of May. The Digital Agency plans to improve the convenience of the card further by gradually enhancing its digital functions, including adding the My Number health insurance card to smartphones.
Zawya
17-05-2025
- Business
- Zawya
QIB becomes first issuer bank in Qatar and GCC to launch click to pay service for Visa cardholders
Doha, Qatar – Qatar Islamic Bank (QIB), Qatar's leading digital bank has partnered with Visa, a global leader in digital payments, to become the first issuer in Qatar and the GCC to offer to its Visa Cardholders, Click to Pay service with biometric authentication, further strengthening its leadership in digital payments. Click to Pay simplifies the online checkout process by allowing QIB Visa cardholders to register once and use a unique identifier, such as their email or phone number, to complete transactions with participating merchants. Integrated with Visa Payment Passkey Service, the solution enables biometric authentication, eliminating the need to manually enter card details or one-time passcodes. QIB Visa Cardholders can register for Click to Pay instantly through the QIB Mobile App to benefit from a faster, more secure digital payment experience across all internet-enabled devices. Built on FIDO authentication standards, Visa's passkey technology offers a secure and convenient way to confirm identity using fingerprint or facial recognition, reducing online fraud and streamlining the checkout journey. D. Anand, QIB's General Manager – Personal Banking Group, commented: 'We are pleased to be the first bank in the GCC to launch Click to Pay service with biometric authentication to Visa Cardholders customers. This milestone reflects our commitment to leading digital innovation in the region and delivering secure, seamless payment experiences for our customers. As part of our ongoing partnership with Visa, we continue to introduce technologies that enhance convenience while maintaining the highest standards of security and compliance.' Shashank Singh, Visa's Vice President and General Manager for Qatar and Kuwait, said: 'We are delighted to see QIB become the first issuing bank in the GCC to enable Click to Pay for their customers, offering them a faster and more secure digital checkout experience. This collaboration with QIB deepens our efforts to bring enhanced security and better customer experiences as well as to contribute to the Qatar government's digital commerce agenda.' Click to Pay incorporates secure digital codes, replacing sensitive payment data with encrypted tokens that protect users' financial information, making every transaction safer across internet-enabled devices. Customers can login to QIB Mobile App and activate Visa Click to Pay service instantly.
