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Yahoo
09-07-2025
- Business
- Yahoo
Discover 3 ASX Penny Stocks With Market Caps Under A$3B
As Australian shares anticipate a modest gain amid the Reserve Bank's unexpected decision to hold rates, investors are navigating a complex landscape influenced by global trade tensions and fluctuating commodity prices. In this context, penny stocks—though an outdated term—remain relevant for those seeking opportunities in smaller or emerging companies. By focusing on financial health and growth potential, these stocks can offer both stability and upside, making them an intriguing option for investors looking to explore promising avenues within the market. Name Share Price Market Cap Financial Health Rating Alfabs Australia (ASX:AAL) A$0.365 A$104.6M ★★★★☆☆ EZZ Life Science Holdings (ASX:EZZ) A$2.43 A$114.63M ★★★★★★ GTN (ASX:GTN) A$0.63 A$120.15M ★★★★★★ IVE Group (ASX:IGL) A$2.93 A$451.75M ★★★★★☆ Southern Cross Electrical Engineering (ASX:SXE) A$1.70 A$449.5M ★★★★★★ Sugar Terminals (NSX:SUG) A$0.99 A$360M ★★★★★★ Navigator Global Investments (ASX:NGI) A$1.73 A$847.84M ★★★★★☆ Accent Group (ASX:AX1) A$1.485 A$892.76M ★★★★☆☆ Bisalloy Steel Group (ASX:BIS) A$3.99 A$189.33M ★★★★★★ CTI Logistics (ASX:CLX) A$1.79 A$144.17M ★★★★☆☆ Click here to see the full list of 468 stocks from our ASX Penny Stocks screener. Let's dive into some prime choices out of the screener. Simply Wall St Financial Health Rating: ★★★★★★ Overview: Djerriwarrh Investments Limited is a publicly owned investment manager with a market cap of A$825.98 million. Operations: The company's revenue is primarily derived from its portfolio of investments, amounting to A$50.84 million. Market Cap: A$825.98M Djerriwarrh Investments demonstrates financial stability with short-term assets of A$53.2 million covering both short and long-term liabilities, while its debt is well covered by operating cash flow. The company's earnings have grown significantly, outpacing the broader Capital Markets industry over the past year. Despite a low Return on Equity of 5.4%, Djerriwarrh's interest payments are well covered by EBIT at 21.1 times coverage, indicating strong financial management. However, its dividend yield of 4.86% isn't fully supported by free cash flows, suggesting potential sustainability concerns in this area despite overall positive earnings growth trends and reduced debt levels over time. Take a closer look at Djerriwarrh Investments' potential here in our financial health report. Explore historical data to track Djerriwarrh Investments' performance over time in our past results report. Simply Wall St Financial Health Rating: ★★★★★☆ Overview: Kingsgate Consolidated Limited is involved in the exploration, development, and mining of gold and silver mineral properties with a market capitalization of A$647.92 million. Operations: The company's revenue is primarily generated from its Chatree segment, amounting to A$210.69 million. Market Cap: A$647.92M Kingsgate Consolidated Limited's financial profile highlights its robust earnings growth, with a remarkable 1203% increase over the past year, surpassing industry averages. The company's Return on Equity stands at an outstanding 74.4%, while its net debt to equity ratio is satisfactory at 17.9%. Despite high non-cash earnings and short-term assets exceeding short-term liabilities, long-term liabilities remain uncovered by current assets. Recent announcements of a share buyback program reflect strategic capital management aimed at enhancing shareholder value. Trading significantly below estimated fair value, Kingsgate presents potential opportunities within the penny stock segment in Australia's mining sector. Click here and access our complete financial health analysis report to understand the dynamics of Kingsgate Consolidated. Examine Kingsgate Consolidated's earnings growth report to understand how analysts expect it to perform. Simply Wall St Financial Health Rating: ★★★★★☆ Overview: MFF Capital Investments Limited is an investment firm manager with a market cap of A$2.61 billion. Operations: The company generates revenue primarily through its equity investment segment, amounting to A$1.01 billion. Market Cap: A$2.61B MFF Capital Investments demonstrates strong financial health, with cash exceeding total debt and short-term assets of A$3.0 billion covering both short-term and long-term liabilities. The company boasts high-quality earnings, a robust Return on Equity of 28.2%, and impressive earnings growth of 51.9% over the past year, outpacing industry averages. MFF's stable weekly volatility at 3% indicates consistent performance while maintaining shareholder value without significant dilution. Trading at a discount to fair value, it offers an attractive dividend yield of 3.6%. Its experienced board further supports strategic decision-making in the capital markets sector. Unlock comprehensive insights into our analysis of MFF Capital Investments stock in this financial health report. Review our historical performance report to gain insights into MFF Capital Investments' track record. Embark on your investment journey to our 468 ASX Penny Stocks selection here. Contemplating Other Strategies? Trump has pledged to "unleash" American oil and gas and these 22 US stocks have developments that are poised to benefit. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include ASX:DJW ASX:KCN and ASX:MFF. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
07-07-2025
- Business
- Yahoo
ASX Penny Stocks To Watch In July 2025
The Australian market recently experienced a shift as profit-taking in Commonwealth Bank impacted the broader indices, while materials stocks like BHP saw a resurgence. Amidst these fluctuations, penny stocks remain an intriguing area for investors seeking potential growth opportunities at lower price points. Though often overlooked, these smaller or newer companies can offer significant upside when they possess strong financials and solid fundamentals. Name Share Price Market Cap Financial Health Rating Alfabs Australia (ASX:AAL) A$0.37 A$106.04M ★★★★☆☆ EZZ Life Science Holdings (ASX:EZZ) A$2.23 A$105.2M ★★★★★★ GTN (ASX:GTN) A$0.62 A$118.24M ★★★★★★ IVE Group (ASX:IGL) A$2.82 A$434.79M ★★★★★☆ Southern Cross Electrical Engineering (ASX:SXE) A$1.80 A$475.94M ★★★★★★ Sugar Terminals (NSX:SUG) A$0.99 A$363.6M ★★★★★★ Navigator Global Investments (ASX:NGI) A$1.71 A$838.04M ★★★★★☆ Accent Group (ASX:AX1) A$1.41 A$847.67M ★★★★☆☆ Bisalloy Steel Group (ASX:BIS) A$3.75 A$177.94M ★★★★★★ CTI Logistics (ASX:CLX) A$1.80 A$144.98M ★★★★☆☆ Click here to see the full list of 474 stocks from our ASX Penny Stocks screener. We're going to check out a few of the best picks from our screener tool. Simply Wall St Financial Health Rating: ★★★★★★ Overview: Argosy Minerals Limited, along with its subsidiaries, focuses on the exploration and development of lithium properties in Argentina and the United States, with a market cap of A$49.50 million. Operations: Argosy Minerals Limited does not report any specific revenue segments. Market Cap: A$49.5M Argosy Minerals Limited, with a market cap of A$49.50 million, is pre-revenue and focuses on lithium exploration in Argentina and the US. Despite being debt-free and having short-term assets (A$6.2M) exceeding liabilities, it remains unprofitable with losses increasing annually by 70.9% over five years. The company has a sufficient cash runway for more than a year based on current free cash flow but faces high share price volatility recently rising from 18% to 26%. Its experienced board averages 3.3 years tenure, though management experience data is insufficient for assessment. Click to explore a detailed breakdown of our findings in Argosy Minerals' financial health report. Learn about Argosy Minerals' historical performance here. Simply Wall St Financial Health Rating: ★★★★★☆ Overview: Austin Engineering Limited, with a market cap of A$220.29 million, manufactures, repairs, overhauls, and supplies mining attachment products and related services for the industrial and resources sectors. Operations: The company generates revenue from its operations across three main geographical regions: Asia-Pacific (A$169.08 million), North America (A$117.15 million), and South America (A$53.59 million). Market Cap: A$220.29M Austin Engineering, with a market cap of A$220.29 million, has shown robust financial health and growth potential. The company's earnings have grown 21.9% over the past year, surpassing industry averages, while maintaining stable weekly volatility at 9%. Its net debt to equity ratio is satisfactory at 7.5%, and interest payments are well covered by EBIT (16.8x). Recent guidance updates project revenue to reach approximately A$370 million for FY25, reflecting an 18% increase from FY24. However, despite high-quality earnings and experienced leadership, its dividend track record remains unstable amidst ongoing corporate changes. Click here to discover the nuances of Austin Engineering with our detailed analytical financial health report. Gain insights into Austin Engineering's outlook and expected performance with our report on the company's earnings estimates. Simply Wall St Financial Health Rating: ★★★★★☆ Overview: Fenix Resources Limited is involved in the exploration, development, and mining of mineral tenements in Western Australia, with a market cap of A$211.23 million. Operations: Fenix Resources generates revenue from three main segments: Mining (A$244.98 million), Logistics (A$84.02 million), and Port Services (A$40.44 million). Market Cap: A$211.23M Fenix Resources, with a market cap of A$211.23 million, has demonstrated financial resilience despite recent challenges. The company's short-term assets (A$111.9M) comfortably cover both its short-term (A$69.5M) and long-term liabilities (A$56.6M), indicating strong liquidity management. While the earnings growth was negative last year, forecasts suggest a promising annual increase of 53.41%. Fenix's debt is well-covered by operating cash flow, though its profit margins have declined from 16.9% to 5.1%. The management team is relatively new with an average tenure of one year, which may impact strategic continuity. Jump into the full analysis health report here for a deeper understanding of Fenix Resources. Understand Fenix Resources' earnings outlook by examining our growth report. Click here to access our complete index of 474 ASX Penny Stocks. Seeking Other Investments? We've found 16 US stocks that are forecast to pay a dividend yeild of over 6% next year. See the full list for free. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include ASX:AGY ASX:ANG and ASX:FEX. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
07-07-2025
- Business
- Yahoo
3 Promising ASX Penny Stocks With Market Caps Up To A$2B
The Australian market has been closely watching international trade developments, with recent news of a tariff pause providing some relief to investors. Amid these shifting economic currents, penny stocks remain an intriguing investment area despite the term's somewhat outdated connotation. By focusing on companies with solid financials and growth potential, investors can uncover hidden value in smaller or newer enterprises that may offer both stability and upside. Name Share Price Market Cap Financial Health Rating Alfabs Australia (ASX:AAL) A$0.365 A$104.6M ★★★★☆☆ EZZ Life Science Holdings (ASX:EZZ) A$2.40 A$113.22M ★★★★★★ GTN (ASX:GTN) A$0.64 A$122.06M ★★★★★★ IVE Group (ASX:IGL) A$2.92 A$450.21M ★★★★★☆ Southern Cross Electrical Engineering (ASX:SXE) A$1.70 A$449.5M ★★★★★★ Sugar Terminals (NSX:SUG) A$0.99 A$363.6M ★★★★★★ Navigator Global Investments (ASX:NGI) A$1.73 A$847.84M ★★★★★☆ Accent Group (ASX:AX1) A$1.49 A$895.77M ★★★★☆☆ Bisalloy Steel Group (ASX:BIS) A$4.03 A$191.22M ★★★★★★ CTI Logistics (ASX:CLX) A$1.80 A$144.98M ★★★★☆☆ Click here to see the full list of 469 stocks from our ASX Penny Stocks screener. Let's explore several standout options from the results in the screener. Simply Wall St Financial Health Rating: ★★★★☆☆ Overview: Cobram Estate Olives Limited is involved in olive farming and the production and marketing of olive oil across Australia, the United States, and internationally, with a market cap of A$1.02 billion. Operations: The company generates revenue from its US operations, amounting to A$67.16 million. Market Cap: A$1.02B Cobram Estate Olives Limited has shown significant earnings growth of 104.8% over the past year, surpassing the food industry average. Despite this growth, the company's net debt to equity ratio remains high at 78.3%, though interest payments are well covered by EBIT at 4.6 times coverage. The management team and board of directors are experienced, with tenures averaging 4.3 years and 10.5 years respectively. While trading below estimated fair value, Cobram Estate's short-term assets exceed its short-term liabilities but fall short against long-term liabilities, highlighting a mixed financial position amidst strong profit margins improvement from last year. Dive into the specifics of Cobram Estate Olives here with our thorough balance sheet health report. Learn about Cobram Estate Olives' future growth trajectory here. Simply Wall St Financial Health Rating: ★★★★☆☆ Overview: Pacific Smiles Group Limited operates dental centers across Australia under the Pacific Smiles Dental Centres and Nib Dental Care Centres brands, with a market cap of A$285.27 million. Operations: The company generates revenue of A$188.86 million from its operations in the dental sector across Australia. Market Cap: A$285.27M Pacific Smiles Group operates without debt, a significant shift from five years ago when its debt to equity ratio was 56.8%. Despite this financial improvement, the company struggles with profitability, evidenced by declining earnings at an average rate of 20.6% annually over the past five years and a drop in net profit margins from 3.8% to 0.9% last year. The management team and board are relatively new with short tenures averaging less than a year each, which may impact strategic stability. While earnings are forecasted to grow significantly at 40.21% per year, current liabilities exceed available short-term assets by A$16.4 million. Take a closer look at Pacific Smiles Group's potential here in our financial health report. Gain insights into Pacific Smiles Group's future direction by reviewing our growth report. Simply Wall St Financial Health Rating: ★★★★★★ Overview: Sovereign Metals Limited, with a market cap of A$452.86 million, is involved in the exploration and development of mineral resource projects in Malawi. Operations: Sovereign Metals Limited does not report any revenue segments. Market Cap: A$452.86M Sovereign Metals Limited, with a market cap of A$452.86 million, is pre-revenue and debt-free, indicating financial prudence. Its short-term assets of A$34.2 million comfortably cover both its short and long-term liabilities, suggesting solid liquidity management. The company is advancing its Kasiya Rutile Graphite Project in Malawi with geotechnical drilling underway to support infrastructure design for a Definitive Feasibility Study expected by the fourth quarter of 2025. Despite being unprofitable with increasing losses over the past five years, earnings are forecasted to grow significantly at 43.71% per year as the project progresses. Unlock comprehensive insights into our analysis of Sovereign Metals stock in this financial health report. Gain insights into Sovereign Metals' outlook and expected performance with our report on the company's earnings estimates. Investigate our full lineup of 469 ASX Penny Stocks right here. Contemplating Other Strategies? Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include ASX:CBO ASX:PSQ and ASX:SVM. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
Yahoo
04-07-2025
- Business
- Yahoo
Going into Debt To Build a Credit Score? George Kamel Says You Don't Have To ‘Play the Game'
Your credit score is considered a reflection of your financial health. However, George Kamel has a different mindset. In a recent YouTube video, the Ramsey personality explained why he believes credit scores aren't actually important. In fact, he's actually credit invisible, meaning he doesn't have a credit history with any of the three major reporting agencies. 'The credit score is an ingenious way for lenders to lure you deeper into their web of debt, while convincing you that you're doing great with money,' he said. 'And this little game has caused so many people to fall for debt traps and held them back from building true wealth.' Consider This: For You: Kamel said many people believe they need to play the 'credit score game' — i.e., working to earn a higher credit score to have access to more debt, to buy things they can't afford, but this isn't the case. In fact, he said you don't actually one at all. GOBankingRates breaks down what Kamel means by opting out of the credit score 'game,' and if it's possible to live without worrying about one. 'You can live your life without a credit score,' he said. 'In fact, living without it can help you build wealth faster.' Personally, Kamel said that's what happened to him. 'When you decide to pay off all of your consumer debt and cut up your credit cards, you will take back control of your greatest wealth building tool — your income,' he said. 'And with that comes the welcome disappearance of your precious credit score.' If you're truly committed to putting debt in your rearview mirror, he said you won't need a credit score. In fact, he said the best credit score is actually not having one at all. Explore More: As of the third quarter of 2024, the average credit card utilization ratio in the U.S. was 29%, according to Experian. Given this, the idea of having zero debt and not relying on credit at all might sound appealing. However, not having a credit score can make some aspects of life more complicated. For example, if renting a home or leasing equipment — i.e., a wireless modem or a cable box — you might have to pay a higher security deposit, according to Experian. Additionally, if you were to find yourself in a situation where you needed an emergency loan, obtaining one could be tricky. Of course, this might not matter to you. If, like Kamel, you feel the benefits of being credit invisible outweigh any potential drawbacks, this could be the right move for you. More From GOBankingRates Mark Cuban Warns of 'Red Rural Recession' -- 4 States That Could Get Hit Hard 10 Unreliable SUVs To Stay Away From Buying Warren Buffett: 10 Things Poor People Waste Money On This article originally appeared on Going into Debt To Build a Credit Score? George Kamel Says You Don't Have To 'Play the Game'
Yahoo
27-06-2025
- Business
- Yahoo
This map highlights the average credit score in every state
Your credit scores play a key role in your personal finances and daily life, from the interest rates you qualify for to whether you can rent an apartment or get approved for a loan. Think of a credit score like your financial grade point average: The higher your score, the better you appear to prospective creditors. But how does your score stack up against others in your state — or across the country? Here's a breakdown of the average credit score in every U.S. state, and what regional trends reveal about Americans' financial health. According to the latest analysis by Experian, the national average FICO credit score is 715 as of the third quarter of 2024. That average has remained the same since late 2023. That's great news for Americans, since a score within this range falls into the "good" category, which generally qualifies for favorable rates on loans, mortgages, and credit cards. Of course, this is just an average. Several factors can impact credit scores, and average scores vary across age groups, genders, and even states. According to Experian, the state with the lowest average credit score is Mississippi with an average FICO score of 680. Still, this falls within the lower end of the good credit score range. The state with the highest average credit score is Minnesota with an average score of 742. 'Everyone's financial situation is unique, which means a variety of factors can influence a person's credit score,' said Christina Roman, consumer education and advocacy manager for Experian. However, she noted that two of the most important factors are 'payment history' and 'credit utilization' (the amount of credit used compared to available limits). 'Payment history is especially influential, and missing even one payment can have a quick and significant negative impact on a credit score,' Roman said. Read more: How are credit scores calculated? Knowing your credit score is important because it directly affects your financial opportunities and overall financial health. So if it's been a while since you looked at your scores, take a few minutes to check in. There are several ways to check your credit scores, many of which are free. For instance, some banks and credit card companies offer free access to your credit score within your mobile app and/or online banking dashboard. You can also view your scores from each of the three major credit bureaus — Equifax, Experian, and TransUnion — which let you check your credit score for free and also provide optional services for a fee. Or you can sign up for a website such as Credit Karma or Credit Sesame, which offer free scores and also provide personalized insights and product recommendations to raise your score. It's important to note, however, that many free score providers give you access to your VantageScores, which are not used as often by lenders and likely vary from your FICO scores. If you want to see your FICO score specifically, you can sign up for the free version of myFICO and get access to your FICO 8 score from Experian. Read more: VantageScore vs. FICO: How these two major credit scoring models compare It's also important to understand that your scores may vary depending on the specific scoring model and what information has been reported to each bureau. Even so, checking one score will give you a general idea of where your credit stands. If your credit score isn't quite where you want it to be, there are steps you can take to move the needle in the right direction. This starts by identifying the factors that are driving your score down. Have you missed a few payments? Consider setting up automatic payments to ensure you're never late. Are you using too much of your available credit? Prioritize paying more than the minimum payment on your credit cards or requesting a credit limit increase to reduce the overall percentage of credit used. 'Improving your credit score is a marathon, not a sprint,' Roman said. 'It takes time and consistent financial habits, but the long-term payoff is a healthier credit profile and a stronger financial footing.'
