Latest news with #homedamage
CTV News
3 days ago
- CTV News
‘Smoke alarms save lives': occupants evacuate after Muskoka house fire
The aftermath of a fire at a home in Bracebridge, Ont., on Sun., July 20, 2025. Fire crews in Muskoka responded to a fire that caused 'significant' damage to a home in the Bracebridge area Sunday morning. According to Kevin Plested, Bracebridge's fire chief, Stations 1 and 2 were dispatched to reports of a house on fire at around 9:30 a.m. near Wellington Street and Santa's Village Road. Six apparatuses and approximately 30 firefighters were involved in the response. Plested told CTV News that the two occupants heard their smoke alarms activate and evacuated safely. One of them reportedly suffered a minor ankle injury. 'Residents are reminded that working smoke alarms save lives,' said Plested, in an email to CTV News. 'In this case, the owner of the property was diligent in ensuring they had working smoke alarms installed on all levels of the home.' Plested adds that the home suffered significant damage, but it is believed to be insured. The fire is not believed to be suspicious. An investigator remained on site after the incident.
CBS News
6 days ago
- Climate
- CBS News
New Jersey residents cleaning up from flash flooding now faced with filing insurance claims
Hundreds of homes in New Jersey were damaged by flash flooding Monday, and many families are only just beginning the process of filing insurance claims. CBS News New York's investigative reporter Mahsa Saeidi spoke with residents about the challenges they're facing and got important advice from experts on what homeowners should do next. For the second time this month, the Gavin family called their insurance company. On July 3, they filed a homeowners claim after strong winds damaged their siding. Then on Monday, they filed a flood claim after water surrounded their North Plainfield home. Stephanie Gavin said they have thousands of dollars worth of damage. "Water heater, air conditioner, washer, dryer, deep freezer, refrigerator," she said. "Hopefully, I get the max, the guy is supposed to come, but that looks like it's only going to be maybe $9,000." Some neighbors are in even worse shape. The storm ripped apart the foundation of one home, and it could collapse at any point, according to the family who lives there. Like so many in the community, they're at the mercy of their insurance company. "It's been nonstop claims," said insurance agent Jaclyn Licato. "Lot of flood insurance claims, auto claims." Jeff Licato said he's been selling insurance for 44 years in the community. "This is the worst I've ever seen when it comes to flooding. It's new to me too to see something so severe," he said. Experts say take pictures of the destruction before starting to cleanup. File a proof of loss and take steps to prevent further damage. Schedule a visit from an adjuster and document everything. Across the Garden State, rates are ticking up, as well as cancellations. "Some companies have gotten a 10% rate increase, some have gotten 22 or higher," said Jeff Licato. In December, a Senate report on counties with the largest jump in non-renewals nationwide named three in New Jersey: Cape May, Hudson and Atlantic. So even if you aren't filing a claim now, you could still face insurance troubles soon. "It's all up to the adjuster that's coming tomorrow, so it's in their hands. Everything is in the insurance hands," Gavin said.
