Latest news with #iRadhikaGupta
Time of India
13 hours ago
- Business
- Time of India
‘Save, but also spend': Edelweiss MF CEO Radhika Gupta's advice to aggressive SIP investors
Edelweiss Mutual Fund MD and CEO Radhika Gupta has a word of advice for aggressive investors who channel every rupee into Systematic Investment Plans (SIPs) while preparing for the future — don't forget to enjoy the present. Taking to social media platform X (formerly Twitter), Gupta urged investors to strike a balance between saving and spending. Explore courses from Top Institutes in Please select course: Select a Course Category Public Policy Project Management Design Thinking healthcare Degree Cybersecurity Healthcare MBA Operations Management Leadership Product Management Finance Artificial Intelligence Technology Data Science Others Management Data Science Digital Marketing CXO PGDM Skills you'll gain: Economics for Public Policy Making Quantitative Techniques Public & Project Finance Law, Health & Urban Development Policy Duration: 12 Months IIM Kozhikode Professional Certificate Programme in Public Policy Management Starts on Mar 3, 2024 Get Details Skills you'll gain: Duration: 12 Months IIM Calcutta Executive Programme in Public Policy and Management Starts on undefined Get Details 'My job is to sell SIPs, but I always tell everyone — young and old — to take time to enjoy the fruits of your hard work. Save, but also spend on things that bring you joy, because that's what makes the journey worthwhile. Life isn't a race to have the highest NAV or the most money, but to live joyfully. The middle path exists — and it's a good one,' she wrote. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like No annual fees for life UnionBank Credit Card Apply Now Undo — iRadhikaGupta (@iRadhikaGupta) Her advice comes at a time when mutual fund SIP inflows have hit a record high. SIP contributions rose to ₹27,269 crore in June, up 2% from ₹26,688 crore in May — marking the first time monthly inflows have crossed the ₹27,000-crore mark. Live Events The number of new SIPs registered in June climbed to 61.91 lakh, compared to 59.14 lakh in May and 46.01 lakh in April. Meanwhile, the number of contributing SIP accounts reached 8.64 crore in June, up from 8.56 crore in May and 8.38 crore in April. Gupta's post sparked mixed reactions online. One user commented, 'Spending is like sugar — addictive and tempting. Savings and investment are the opposite. In trying to find balance, we often overspend and miss the middle path due to rising costs, education expenses, etc. Ideally, one should spend less than they save and invest the rest.' Another user quipped, 'What about retirement funds? After 60, people might not even have teeth to enjoy the fruits of their investments.' To a query if there are any international funds, Radhika said Edelweiss' international funds which invest 100% overseas are now open. She said that Edel Tech also invests 30 per cent in US while the balance in India cos.
Time of India
17-07-2025
- Business
- Time of India
Stocks, FD or Mutual Funds? Radhika Gupta shares 3 basics to smart investing
Radhika Gupta, CEO of Edelweiss Mutual Fund, says investors often rush into choosing between stocks, FDs, or mutual funds without understanding the basics. She urges beginners to focus on financial foundations—like risk, return, and protection—before selecting products, and to personalise their portfolios, not copy others. Tired of too many ads? Remove Ads Tired of too many ads? Remove Ads Stocks, FD or MF? Which funds? Most people start their money journey by jumping too quickly into what to buy. A little bit like trying to swim without knowing how to breathe and float. I think there are 3 basics to understand before you make an investment: 1. The difference… undefined Radhika Gupta (@iRadhikaGupta) July 16, 2025 A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP? It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity. I tried to simplify: 1. Mutual funds are a… undefined Radhika Gupta (@iRadhikaGupta) July 13, 2025 Tired of too many ads? Remove Ads Most people begin their investment journey by focusing on what to buy — stocks, FDs, or mutual funds . But understanding a few foundational principles first can make a big difference, says Radhika Gupta , CEO of Edelweiss Mutual Fund She compared impulsive investing to jumping into a pool without first learning how to float or breathe, stressing the importance of mastering the basics before diving to Gupta, it is important to understand the difference between saving and investing, how to build good habits, and where debt can disrupt a plan. Additionally, one should grasp the fundamentals of risk and return, such as what they are, their significance, and how to adjust them to suit one's emphasises the importance of distinguishing between protection and investing. Both are essential, but blending the two, she warns, can be a costly mistake, Gupta a post on social media platform X, the Edelweiss Mutual Fund CEO wrote, 'Stocks, FD or MF ? Which funds? Most people start their money journey by jumping too quickly into what to buy. A little bit like trying to swim without knowing how to breathe and float. I think there are 3 basics to understand before you make an investment:1. The difference between saving and investing, how to create good habits, and where debt can mess a plan up. 2. The basics of risk and return - what they are, what they mean, and how to calibrate them for what you want. Every asset class finally is just a story of risk and return. 3. The importance of protection and separating it from investing. Both are needed but mixing them is it's for this reason that before we spoke about any products, we devoted the first part of Mango Millionaire to foundations. Good investing is built on strong foundations. Products can wait!'Radhika further mentioned that in her latest book Mango Millionaire which is in collaboration with Niranjan Avasthi at Edelweiss Mutual Fund, they have first talked about foundation rather than speaking about any also believes that good investing is built on strong foundations, and products can her recent post, Gupta shared her frustration after a well-informed individual asked whether to choose equities, mutual funds, or SIPs — highlighting how even today, many mistakenly believe SIPs and mutual funds are separate concepts, and that mutual funds only refer to equity another post, she advised the investors to choose the investment options on their own for their respective portfolios. She said, "Suno sabki, portfolio apni."'Your uncle buys smallcaps. Your friend loves crypto. Your neighbor can't think beyond FD. Your portfolio? Should be about you, not them. Suno sabki, portfolio apni," she wrote on to the CEO, your uncle may buy smallcaps for his portfolio, your friend is all-in on crypto and adds that in the portfolio or someone just sticks to fixed deposits but with so many voices around offering financial advice, it's easy to get influenced and make decisions that may not be the best for your own financial one should always build their portfolio based on their respective risk tolerance, investment horizon, and goals.
Time of India
14-07-2025
- Business
- Time of India
Suno sabki, portfolio apni: Radhika Gupta of Edelweiss Mutual Fund advises investors
Your uncle buys smallcaps. Your friend loves crypto. Your neighbor can't think beyond FD. Your portfolio? Should be about you, not them. Suno sabki, portfolio apni. — Radhika Gupta (@iRadhikaGupta) July 13, 2025 Live Events A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP? It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity. I tried to simplify: 1. Mutual funds are a… — Radhika Gupta (@iRadhikaGupta) July 13, 2025 With some choosing smallcaps, crypto fixed deposits for their respective portfolios, Radhika Gupta , CEO of Edelweiss Mutual Fund advises investors to choose the investment options on their own for their respective portfolios. She said, suno sabki, portfolio posted on social media platform X that, 'Your uncle buys smallcaps. Your friend loves crypto. Your neighbor can't think beyond FD. Your portfolio? Should be about you, not them. Suno sabki, portfolio apni.'According to the CEO, your uncle may buy smallcaps for his portfolio, your friend is all-in on crypto and adds that in the portfolio or someone just sticks to fixed deposits but with so many voices around offering financial advice, it's easy to get influenced and make decisions that may not be the best for your own financial one should always build their portfolio based on their respective risk tolerance, investment horizon, and in another post shared that a smart person asked her whether to choose equities, mutual funds or SIPs to which she replied that it drives her crazy that after all these years people think SIP and mutual funds are different and that mutual fund means only simplifying this, Gupta said that mutual funds are a food court, equity is a dish, and doing an SIP is like subscribing to a meal plan rather than going and buying every day/ posted on X that , 'A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP? It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity.I tried to simplify: 1. Mutual funds are a food court 2. Equity is a dish 3. Doing an SIP is like subscribing to a meal plan rather than going and buying every day / monthShe seemed to get the point with this (maybe lame) analogy. Exactly the kind of basics we hope to simplify in #MangoMillionaire And Gupta further mentioned that she hopes to simplify this kind of basics in her upcoming book Mango month Radhika Gupta announced her upcoming book on investing which will have simple concepts, stories and ideas in a way everyone can understand mentioned that her new book 'Mango Millionaire' in collaboration with Niranjan Avasthi, Edelweiss Mutual Fund, will be available from July 15.: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)
Time of India
27-05-2025
- Business
- Time of India
Edelweiss Mutual Fund crosses Rs 1.50 lakh crore AUM: Radhika Gupta shares Rs 150 coin
Edelweiss Mutual Fund has crossed Rs 1.50 lakh crore of AUM , the CEO Radhika Gupta posted on social media, observing that milestones aren't the end, they are the moments that reassure, energize and inspire. Rs 1.5 lakh crore of AUM reflects the strength of our foundation and confidence in our future, the fund house said. Thank you 🙏 — Radhika Gupta (@iRadhikaGupta) May 27, 2025 Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » In another post the CEO shared a video showing a Rs 150 coin which she feels privileged one to have. Also Read | An underrated solution, finding its due: Radhika Gupta reacts on tax-efficient options beyond equities Live Events She posted on social media X that, 'Celebrating our 150 with a mega 150! 150,000 crores of AUM for @EdelweissMF , a young financial institution celebrated with 150 years for @bseindia , an iconic financial institution. This coin - legal tender of 150 rupees - is one I am privileged to have. Iconic and for the ages.' Edelweiss Mutual Fund has achieved Rs 1.50 lakh crore AUM coinciding with the BSE 's 150-year legacy. Celebrating our 150 with a mega 150! 150,000 crores of AUM for @EdelweissMF , a young financial institution celebrated with 150 years for @bseindia , an iconic financial institution. This coin - legal tender of 150 rupees - is one I am privileged to have. Iconic and for the… — Radhika Gupta (@iRadhikaGupta) May 27, 2025 Gupta in her earlier post said, 'An underrated solution finding it's due! For the last two years we have worked to provide a tax efficient fixed income alternative in Edelweiss Multi Asset Allocation Fund using arbitrage in various asset classes. The track record of both returns over 1/2Y and risk (no negative months) speaks for itself.' With stock prices running high, cautious investors are staying away from the market but for wealthy investors looking for tax-friendly options outside of stocks, some new mutual fund strategies are proving to be attractive choices on which Radhika Gupta, CEO of Edelweiss Mutual Fund says that an underrated solution is finding its due. Also Read | Nifty up 13% from April's low. How should mutual fund investors alter their investment strategy? She posted a photo of a news article which was published in ET saying, 'Top tax-efficient MF strategies for risk-averse investors.' The news article was about categories such as arbitrage funds, income plus arbitrage FoFs, multi-asset allocation and precious metal funds (gold/silver) are gaining traction as these funds typically avoid direct equity exposure while offering better post-tax returns than traditional fixed income. The ET article mentioned that multi asset allocation funds that can invest in diverse asset classes if held for two years, the gains are taxed at the rate of 12.5% and if held for less than two years, the gains are added to the investors' income and are taxed as per slab rates. These funds are used by investors as debt allocation for tax efficiency and Edelweiss Multi Asset Allocation Fund was the top scheme with 9.27% return in a one year period.
Economic Times
27-05-2025
- Business
- Economic Times
Edelweiss Mutual Fund crosses Rs 1.50 lakh crore AUM: Radhika Gupta shares Rs 150 coin
Edelweiss MF hits ₹1.5 lakh crore AUM, celebrates BSE 150, and promotes tax-efficient multi-asset strategies for conservative investors Edelweiss Mutual Fund has crossed Rs 1.50 lakh crore of AUM, the CEO Radhika Gupta posted on social media, observing that milestones aren't the end, they are the moments that reassure, energize and 1.5 lakh crore of AUM reflects the strength of our foundation and confidence in our future, the fund house said. Thank you 🙏 — Radhika Gupta (@iRadhikaGupta) May 27, 2025 In another post the CEO shared a video showing a Rs 150 coin which she feels privileged one to have. Also Read | An underrated solution, finding its due: Radhika Gupta reacts on tax-efficient options beyond equities She posted on social media X that, 'Celebrating our 150 with a mega 150! 150,000 crores of AUM for @EdelweissMF, a young financial institution celebrated with 150 years for @bseindia, an iconic financial institution. This coin - legal tender of 150 rupees - is one I am privileged to have. Iconic and for the ages.' Edelweiss Mutual Fund has achieved Rs 1.50 lakh crore AUM coinciding with the BSE's 150-year legacy. Celebrating our 150 with a mega 150! 150,000 crores of AUM for @EdelweissMF, a young financial institution celebrated with 150 years for @bseindia, an iconic financial institution. This coin - legal tender of 150 rupees - is one I am privileged to have. Iconic and for the… — Radhika Gupta (@iRadhikaGupta) May 27, 2025 Gupta in her earlier post said, 'An underrated solution finding it's due! For the last two years we have worked to provide a tax efficient fixed income alternative in Edelweiss Multi Asset Allocation Fund using arbitrage in various asset classes. The track record of both returns over 1/2Y and risk (no negative months) speaks for itself.'With stock prices running high, cautious investors are staying away from the market but for wealthy investors looking for tax-friendly options outside of stocks, some new mutual fund strategies are proving to be attractive choices on which Radhika Gupta, CEO of Edelweiss Mutual Fund says that an underrated solution is finding its due. Also Read | Nifty up 13% from April's low. How should mutual fund investors alter their investment strategy? She posted a photo of a news article which was published in ET saying, 'Top tax-efficient MF strategies for risk-averse investors.' The news article was about categories such as arbitrage funds, income plus arbitrage FoFs, multi-asset allocation and precious metal funds (gold/silver) are gaining traction as these funds typically avoid direct equity exposure while offering better post-tax returns than traditional fixed ET article mentioned that multi asset allocation funds that can invest in diverse asset classes if held for two years, the gains are taxed at the rate of 12.5% and if held for less than two years, the gains are added to the investors' income and are taxed as per slab rates. These funds are used by investors as debt allocation for tax efficiency and Edelweiss Multi Asset Allocation Fund was the top scheme with 9.27% return in a one year period. (Disclaimer: Recommendations, suggestions, views, and opinions given by experts are their own. These do not represent the views of the Economic Times)
