Latest news with #onlinetrading
Mail & Guardian
4 days ago
- Business
- Mail & Guardian
Learn how to trade online with PipUp
Trading online can be a rewarding venture if approached with the right mindset and tools. PipUp offers a comprehensive platform to help you learn the intricacies of online trading, equipping you with the skills needed for success. This article provides insights into developing a strategic trading plan with PipUp, ensuring you make informed decisions and achieve your trading goals. In the fast-paced world of online trading, having a solid foundation is crucial. PipUp is designed to guide you through the complexities of trading, offering resources that help you set achievable goals and track your progress effectively. By leveraging PipUp's tools, you can create a structured plan that aligns with your financial objectives and risk tolerance, ensuring a disciplined approach to trading. As you continue to Setting Clear Objectives with PipUp Clear objectives are essential for any successful trading strategy. With PipUp, you can define specific goals that match your financial ambitions. Whether you're aiming to master new trading techniques, PipUp provides the framework to set and achieve these targets. By establishing quantifiable goals, you can measure your progress accurately and adjust your strategies as needed. PipUp encourages realistic goal-setting, which fosters motivation and perseverance. When your objectives are attainable, you're more likely to stay committed to your trading strategy, even during challenging times. Regularly reviewing and refining your goals with PipUp ensures they remain relevant and aligned with your evolving experience and market conditions. Breaking down larger goals into smaller milestones with PipUp can boost morale and provide a sense of achievement. Each milestone reached reinforces confidence in your trading abilities, encouraging continuous improvement and skill enhancement. Understanding market dynamics is another crucial aspect of setting objectives with PipUp. The platform provides comprehensive market analysis tools that help you identify potential opportunities and risks. By incorporating these insights into your goal-setting process, you can develop more sophisticated trading strategies that account for various market scenarios. This data-driven approach enables you to create flexible objectives that can adapt to changing market conditions while maintaining focus on your long-term trading aspirations. Tracking Performance with PipUp Tracking your performance is vital for identifying areas of improvement. PipUp offers robust tools for keeping detailed records of your trades, allowing for an objective assessment of your performance over time. By analysing these records, you can identify patterns, recognise strengths, and address weaknesses in your trading approach. PipUp's performance tracking tools help evaluate the effectiveness of your strategies under different market conditions. This analysis provides insights into what works best for you, enabling more informed decision-making. Regular performance reviews with PipUp highlight any deviations from your original plan, prompting timely adjustments to stay on track. Embracing technology through PipUp enhances the efficiency of performance tracking. The platform offers comprehensive analytics and reporting features, making it easier to manage and evaluate your trades systematically. Maintaining Consistency with PipUp Consistency is key to long-term success in online trading. PipUp helps build discipline and reduces impulsive decisions driven by emotions or market hype. By adhering to your predefined trading plan with PipUp, you ensure that each decision aligns with your overarching objectives. To maintain consistency, it is essential to cultivate patience and resist the urge to chase quick profits through speculative trades. PipUp encourages focusing on executing well-researched strategies that have proven effective over time. By sticking to your plan during both profitable and challenging periods, you develop resilience against market volatility. Additionally, ongoing education plays a crucial role in sustaining consistency. PipUp provides resources like an
Globe and Mail
11-07-2025
- Business
- Globe and Mail
Which Brokerage Stock Will Lead Tomorrow: Robinhood or Schwab?
As the investing landscape evolves at breakneck speed, two online brokerage giants — Robinhood Markets HOOD and Charles Schwab SCHW — stand at the forefront of a financial transformation targeting retail investors. Robinhood has redefined trading with its sleek, mobile-first platform and growing presence in crypto and fintech innovation. Meanwhile, Schwab remains a powerhouse in wealth management, offering a full-service ecosystem trusted by millions of long-term investors. But as technology, regulation and investor behavior shift in 2025, a big question looms: which brokerage stock is better positioned to lead the future of finance? Let's break down the fundamentals, growth prospects and strategic moves that could determine whether HOOD or SCHW emerges as the smarter buy for forward-looking investors. The Case for Robinhood Robinhood became immensely popular among younger generations in early 2021, riding on the meme stock wave. Nonetheless, since its IPO in July 2021, a lot has happened on the business front. It has evolved from a brokerage firm primarily trading in digital assets to a more mature and diversified entity, striving to become a one-stop shop for building generational wealth. In this context, HOOD has launched several initiatives to attract more clients and strengthen its market share. Some notable ones are Robinhood Legend (desktop trading platform) aimed at retail investors seeking more advanced trading tools; Robinhood Strategies, Robinhood Banking and Robinhood Cortex to boost the wealth management offerings; the prediction markets hub; and a credit card to expand in the consumer finance space. Further, Robinhood is expanding aggressively through acquisitions to grow and diversify its business. Recent deals include Bitstamp for crypto, WonderFi for Canadian digital assets, TradePMR for Registered Investment Advisors services and Pluto Capital for artificial intelligence (AI)-driven investing. These moves support its goal of becoming a global, full-spectrum financial services provider, with ambitions to expand into the Asia-Pacific region. However, the recent launch of stock tokens in the European Union (EU), offering tokenized access to firms like OpenAI and SpaceX, has triggered regulatory scrutiny. Lithuania's central bank, Robinhood's primary EU regulator, is seeking clarity on the product's structure, while OpenAI has distanced itself. Regulators are questioning the transparency and legality of offering such tokens to retail investors. The Case for Schwab With more than $10 trillion in total client assets and a dominant position in both retail brokerage and advisor custody, Schwab benefits from deep client relationships and recurring revenue streams. Its acquisition of TD Ameritrade ('TDA') in 2020 solidified its leadership among retail and institutional investors. A key strength of Schwab is its diversified revenue base, which includes net interest income (NII), asset management fees and advisory services. Rising interest rates over the past two years have significantly boosted the company's net interest margin (NIM). Also, its focus on repaying high-cost bank supplemental funding balances will drive NIM. By the end of March 2025, the bank's supplemental funding balance was down 61% to $38.8 billion from the peak of $97.1 billion recorded in May 2023. Schwab's RIA custody business is one of the largest in the United States, and demand for independent advisors continues to grow. The integration of TDA enhanced the company's ability to scale and serve this high-margin segment. Schwab is quietly modernizing its platform to appeal to younger investors, with improved digital tools and plans to launch spot Bitcoin and Ethereum trading by mid-2026. This move aligns with changing investor behavior, as clients seek diversification. The company's scale and trusted platform position it well to serve as a bridge between traditional finance and digital assets, especially as cryptocurrency adoption becomes increasingly mainstream. Yet, Schwab faces risks from interest rate cuts, which could significantly reduce its NII due to a larger reliance on interest spreads. Also, rising competition from fintechs, including Robinhood, with their mobile-first and crypto-focused platforms, may limit the company's appeal among Gen Z and millennial investors despite its recent digital moves. How Do Earnings Estimates Compare for HOOD & SCHW? Over the past seven days, the Zacks Consensus Estimate for HOOD's 2025 earnings has been revised upward, while for 2026, it has remained unchanged. The earnings estimates for 2025 and 2026 imply 13.8% and 22.2% growth, respectively. Earnings Estimates for HOOD Image Source: Zacks Investment Research Additionally, analysts are bullish on Schwab's prospects. The earnings estimates for 2025 and 2026 have been revised upward over the past week. The consensus mark for SCHW's 2025 and 2026 earnings suggests 35.1% and 17.8% growth, respectively. Earnings Estimates for SCHW Image Source: Zacks Investment Research HOOD & SCHW: Price Performance, Valuation & Other Comparisons This year, shares of Robinhood have performed extremely well given the bullish investor sentiments. The stock has soared 164.9%, while Schwab has gained 25.7% so far this year. Additionally, both have outpaced the industry and the S&P 500 Index. In terms of investor sentiments, HOOD has the edge. YTD Price Performance Image Source: Zacks Investment Research Valuation-wise, HOOD is currently trading at the 12-month trailing price-to-tangible book (P/TB) of 11.88X. The SCHW stock, on the other hand, is currently trading at the 12-month trailing P/TB of 8.17X. HOOD & SCHW P/TB Ratio Image Source: Zacks Investment Research Thus, Schwab is inexpensive compared with HOOD. Schwab's return on equity (ROE) of 18.31% is higher than HOOD's 15.42%. This reflects SCHW's efficient use of shareholder funds in generating profits. ROE Robinhood or Schwab: Which Stock is the Better Bet? Robinhood and Schwab are carving distinct paths in reshaping the future of finance. While Robinhood is leaning into innovation, crypto expansion and aggressive growth, SCHW leverages its massive asset base, stable earnings and trusted platform to deliver long-term value. HOOD may appeal to growth-focused investors energized by its rapid transformation and recent stock surge. However, it also carries higher regulatory and market risk. In contrast, Schwab stands out as the long-term pick, offering a balanced blend of scale, profitability and strategic adaptability without compromising its conservative approach. With rising earnings estimates, a lower valuation and solid returns on equity, it offers a compelling blend of reliability and growth potential in an evolving financial landscape. Currently, Schwab carries a Zacks Rank #2 (Buy), while Robinhood has a Zacks Rank of 3 (Hold). You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. #1 Semiconductor Stock to Buy (Not NVDA) The incredible demand for data is fueling the market's next digital gold rush. As data centers continue to be built and constantly upgraded, the companies that provide the hardware for these behemoths will become the NVIDIAs of tomorrow. One under-the-radar chipmaker is uniquely positioned to take advantage of the next growth stage of this market. It specializes in semiconductor products that titans like NVIDIA don't build. It's just beginning to enter the spotlight, which is exactly where you want to be. See This Stock Now for Free >> Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. The Charles Schwab Corporation (SCHW): Free Stock Analysis Report Robinhood Markets, Inc. (HOOD): Free Stock Analysis Report
