06-07-2025
Real estate investors throw in the towel on hopes for lower 2025 mortgage rates
Topline findings:
79% of single-family investors say they are 'somewhat likely' or 'very likely' to buy at least one property in the next 12 months. That's up from 76% in Q4 2024 and 61% in Q2 2024.
32% of single-family investors say they're likely to sell at least one property in the next 12 months. That's down from 33% in Q4 2024 and 37% in Q2 2024.
57% of single-family investors believe mortgage rates will remain above 6.5% over the next 12 months—up sharply from 29% in Q4 2024 who expected the average 30-year fixed rate to stay above that level.
59% of landlords say higher insurance premiums have moderately (42%) or significantly (17%) reduced their cash flow over the past year.
30% of investors said property taxes were their largest expense increase last year, followed closely by 29% who cited home insurance. In the West, 19% of landlords report insurance premiums have risen more than 50% over the past five years.
83% of landlords plan to raise rents in the next 12 months—but only 10% of landlords expect rent hikes of more than 7%.
Below are the full results.
