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Major works to be carried out on three Scottish bridges

Major works to be carried out on three Scottish bridges

The National06-05-2025
Engineering works on Forth Road Bridge, Tay Bridge and Kessock Bridge will take place during 2025 and 2026.
Specialist contractor Spencer Bridge Engineering was appointed to undertake the works, having worked on similar infrastructure projects for the last 30 years.
Forth Road Bridge The firm is set to replace the lateral thrust bearings on the Forth Road Bridge, which are from the bridge's original construction in the early 1960s and have reached the end of their serviceable life.
The project will begin this year with engineers installing temporary steelwork to enable the replacement, with replacement work taking place next year during a period of "favourable weather".
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The contractor will also replace two underdeck gantries on Tay Road Bridge, which connects Dundee to Newport-on-Tay.
Tay Road Bridge A team will replace the gantries, which have been in place since the 1980s, to allow future maintenance works to be carried out more efficiently.
The third project is at Kessock Bridge, which crosses the Beauly Firth at Inverness. Spencer Bridge Engineering has been appointed to carry out steelwork modifications on the pylons on the bridge.
Kessock Bridge (Image: Dave Conner) Once completed, the works will allow improved access and will create a rescue system to improve the safety of workers in the event of an emergency.
Glen Smithson, operations director at Spencer Bridge Engineering, said: 'Having the ability to provide turnkey solutions, delivering both the design and installation works, enables us to have tight control of each element of the project and ensure we are delivering the highest quality works in the most efficient way.
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'Our ethos of having strong collaboration with our clients ensures our projects are more closely tailored to each client's individual needs and specifications.
'Our teams are adept at working in remote, exposed locations, with difficult logistics, which is another factor which makes us so well equipped to work on so many Scottish infrastructure projects.'
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Car finance judgement 'a hard pill to swallow'

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Lord Reed said the Supreme Court had decided to deliver its ruling on a Friday afternoon, outside of trading hours and after the markets had closed for the weekend, to avoid the risk of 'market disorder'. The three drivers involved in the case, Marcus Johnson, Andrew Wrench and Amy Hopcraft, all used car dealers as brokers for car finance arrangements for second-hand cars worth less than £10,000 before January 2021. Only one finance option was presented to the motorists in each case, the car dealers made a profit from the sale of the car and received commission from the lender. The commission paid to dealers was affected by the interest rate on the loan. The schemes were banned by the FCA in 2021, and the three drivers took legal action individually between 2022 and 2023. After the claims reached the Court of Appeal, three senior judges ruled the lenders were liable to repay the motorists the commission because of the lack of disclosure about the payments. 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Car finance payouts limited, but lenders aren't off the hook
Car finance payouts limited, but lenders aren't off the hook

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Car finance payouts limited, but lenders aren't off the hook

There may well be a few sighs of relief from senior finance company and banking executives following the Supreme Court's ruling, but it is unlikely you will hear the champagne corks verdict does almost certainly reduce the potential compensation bill significantly. Lenders no longer face the prospect of having to pay £30bn to £40bn to aggrieved car buyers. The likelihood of the government stepping in also appears to have receded the industry is not off the hook. The Financial Conduct Authority may still open a redress scheme for cases where dealers had a financial incentive from lenders to ramp up interest rates on loans as much as possible. The Supreme Court's ruling also upheld one consumer claim, in which the commission payments were deemed unfair – and that could provide a template for others to follow. 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However, the court did side with one of the claimants. In the case of Marcus Johnson, a factory worker, it decided that the finance agreement was "unfair" under the terms of the Consumer Credit Act. This was because the size of the commission payment was very large, and because Mr Johnson had been misled about the relationship between the dealer and the lender. He was, they said, entitled to say this could open the doors for other cases in which the commission payments are seen to be is also a key question the Supreme Court ruling does not answer. This is what should happen in cases involving so-called Discretionary Commission Agreements (DCAs). These were finance deals in which the car dealer could set the interest rate of a loan, within a set scale. The higher the rate, the more commission they would be paid – and the customer would be unaware of the Financial Conduct Authority banned such deals in 2021. 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But the finance industry appears to have avoided the potential free-for-all rush to claim compensation the earlier verdict had threatened to spark while the Treasury says it will "work with regulators and industry to understand the impact for both firms and consumers", the BBC understands that the likelihood of the government intervening with retrospective legislation to protect financial firms has now diminished law of bribery only applies to persons who owe a single-minded duty of loyalty and are therefore bound to have no personal interest in the matter that they are dealing the present case the car dealers plainly and properly have a personal interest in the dealings between the customers and the finance companies.

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