Bank holidays next week: Banks to remain shut on July 26, 27, and 28, 2025 – Here's why
Why are banks closed on July 26, 27, and 28?
According to the Reserve Bank of India (RBI), the following closures will take place across the country and in specific states:
July 26 (Saturday) – Banks will remain shut across India as it's the fourth Saturday of the month.
July 27 (Sunday) – Sunday is a weekly off, all banks will be closed across the country.
July 28 (Monday) – Banks in Sikkim will be shut on account of Drukpa Tshe-zi, a Buddhist festival that marks Lord Buddha's first sermon.
These closures could affect your banking plans, so it's best to make important transactions in advance.
What services will be available during bank holidays?
Even though physical branches remain closed during bank holidays, most digital banking services continue without interruption. You can still:
Use internet banking and mobile apps
Make UPI payments and money transfers
Withdraw cash through ATMs
However, in rare cases, some digital services may be temporarily down due to technical maintenance. Always check for bank notifications beforehand.
RBI's role in declaring bank holidays
The RBI, in coordination with state governments, releases an official bank holiday calendar every year. These holidays are declared under the Negotiable Instruments Act, which governs instruments like cheques and promissory notes. Hence, transactions using these instruments cannot be processed on declared holidays.
It's also important to note that bank holidays vary by state, depending on local festivals, regional events, and government observances.
Bank Holidays in July 2025: Full state-wise list
Here's a comprehensive list of bank holidays in July 2025, including both national and state-specific holidays:
July 3 (Thursday) – Kharchi Puja – Banks closed in Agartala (Tripura)
July 5 (Saturday) – Guru Hargobind's Birthday – Banks closed in Jammu and Srinagar
July 6 (Sunday) – Banks closed nationwide
July 12 (Saturday) – Second Saturday – Banks closed nationwide
July 13 (Sunday) – Banks closed nationwide
July 14 (Monday) – Beh Deinkhlam – Banks closed in Shillong (Meghalaya)
July 16 (Wednesday) – Harela – Banks closed in Dehradun (Uttarakhand)
July 17 (Thursday) – Death Anniversary of U Tirot Singh – Banks closed in Shillong
July 19 (Saturday) – Ker Puja – Banks closed in Agartala
July 26 (Saturday) – Fourth Saturday – Banks closed nationwide
July 27 (Sunday) – Banks closed nationwide
July 28 (Monday) – Drukpa Tshe-zi – Banks closed in Gangtok (Sikkim)
Things to remember during long bank holidays
Plan Ahead: If you need to visit a bank branch, make sure to complete your work before the weekend starts.
Check State-Specific Holidays: Local holidays may not be observed across the country, so confirm with your nearest branch.
Keep Cash Ready: Though ATMs usually work, having some emergency cash is always a smart idea during extended holidays.
Use Digital Payments: UPI, mobile wallets, and card payments will work as usual in most cases.
With a long weekend approaching due to bank holidays next week, it's wise to stay informed and prepared. Whether it's scheduling payments, depositing cheques, or withdrawing funds, a little planning can save you from last-minute issues.
For the most accurate information, check with your local branch or visit the official RBI website to confirm your area's holiday list.
For more informative articles on historical and upcoming events from around the world, please visit Indiatimes Events.
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