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Most Citizens homeowners in Miami-Dade, Broward will see premiums drop

Most Citizens homeowners in Miami-Dade, Broward will see premiums drop

Yahoo05-02-2025
TALLAHASSEE — Most Miami-Dade and Broward county homeowners with state-run Citizens Property Insurance will see their premiums go down this year, Gov. Ron DeSantis announced Wednesday.
In Miami-Dade, 73% of its policyholders will see premiums go down by an average of 6.3%, he said. In Broward, about half of homeowners will see a 4.5% decrease.
'That's something that's very, very meaningful,' DeSantis said during a news conference.
He didn't say what policyholders in Tampa Bay would experience this year.
The surprising announcement, after years of double-digit rate hikes, is the result of state regulators trimming back a bigger rate request by Citizens' board last year.
Citizens' board decided in June to seek an overall 14% rate increase for 2025, the maximum allowed under state law.
The company wasn't seeking a rate decrease anywhere, Citizens CEO Tim Cerio told lawmakers on Tuesday.
But its roughly 173,00 policies Miami-Dade County is a unique situation, he said. Unlike most of the state, the company is more than actuarily sound there, meaning it makes more than enough to cover expected expenses in the county.
Still, the premiums it is charging in Miami-Dade are much better than premiums being charged by private insurers.
Cerio credited the situation to laws passed by the Legislature making it harder to sue insurance companies.
'Miami-Dade was a hotbed of litigation,' Cerio said.
State regulators also ordered Citizens to trim its rates in 2023.
Citizens' Board of Governors is made up of lawyers and business executives appointed by DeSantis and other Republican elected officials.
This is a developing story. Check back for updates.
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These states could redraw their House maps before the 2026 elections
These states could redraw their House maps before the 2026 elections

Miami Herald

time32 minutes ago

  • Miami Herald

These states could redraw their House maps before the 2026 elections

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Eric Burlison told St. Louis Public Radio that Trump wants state lawmakers to target Democratic Rep. Emanuel Cleaver II's seat in the Kansas City area. That would be doable, according to Republican Rep. Jason Smith. "There's some crazy jagged edges - in St. Charles County, in Clay and Jackson County near Kansas City," Smith told Punchbowl News. "And so I think that you could have a more compact map." Gov. Mike Kehoe, who would need to call a special session to redraw the map, has said officials in the state were weighing their options. "I think it's safe to say that in Missouri, along with other states, we're always trying to make sure that we have as much Republican representation because we believe that's who we are," he said, according to Ozarks Public Radio. Florida Florida Gov. 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But to attempt such a redraw, Republican Gov. Mike Braun, a former senator, would need to call the legislature in for a special session, which he hasn't yet said he's planning to do. The state may also need to enact a law to allow mid-decade redistricting, according to The Downballot. Politico Playbook reported this week that there appeared to be "little-to-no appetite for remapping" among Indiana Republicans. California Democratic Gov. Gavin Newsom has spoken openly about the prospects of redrawing his state's congressional lines in an effort to blunt the effects of the new Texas maps on the 2026 landscape. A retaliatory move wouldn't be as simple as what's playing out in Texas. Newsom and California Democrats would likely need to put the issue on the ballot to bypass the state's independent redistricting commission, which drew the current House map. Newsom said Thursday he is eyeing a November special election for voters to weigh in on any redrawn map that could help elect more Democrats in response to the efforts in Texas. "We will go to the people of this state in a transparent way and ask them to consider the new circumstances, to consider these new realities," Newsom said, according to CalMatters. California Attorney General Rob Bonta, a Democrat, told KCRA 3 that such a plan would be defendable in court. The regular session of the California Legislature ends Sept. 12, meaning state Democrats, who hold supermajorities in both chambers, have ample time to come up with a plan without a special session. California Democrats already hold a strong advantage in the state's House delegation under the commission-drawn map, holding 43 seats to Republicans' nine. Some Democratic lawmakers have expressed a willingness to run in more competitive seats if it would mean increasing the party's pickup opportunities under a new map. New York Democratic Gov. Kathy Hochul has been open to a redraw of the state's congressional map to favor her party. "I won't sit by while Donald Trump and Texas Republicans try to steal our nation's future," she posted Wednesday on X in response to the release of the draft Texas map. New York Democrats currently hold 19 House seats to seven for the Republicans under a map that was approved by the Democratic-controlled state Legislature after making modest changes to lines drawn by New York's independent redistricting commission. Legislative Democrats unveiled a measure this week that would amend the state constitution to allow New York to redraw its district lines mid-decade if another state did so first. But the legislation has a long path to becoming law, NBC News reported. Lawmakers would need to approve the measure in two consecutive sessions before it went to voters as a ballot measure. That would likely mean that any new map wouldn't take effect until the 2028 elections. Maryland The eight-member House delegation in deep-blue Maryland is, unsurprisingly, dominated by Democrats, with Rep. Andy Harris holding the lone Republican seat on the state's Eastern Shore. Maryland House Majority Leader David Moon has said he is drafting legislation to allow the state to respond to Texas by attempting its own redrawing, The Baltimore Banner reported. But during the last round of redistricting after the 2020 census, a state judge rejected a Democratic effort to make Harris' district more competitive as a "product of extreme partisan gerrymandering" that violated the state constitution. The Maryland legislature isn't expected to meet again until next year, according to the Banner. Illinois Democratic Gov. JB Pritzker met with Texas Democrats last week and suggested a redraw could be in the cards for his state in reaction to what transpires in Austin. "So as far as I'm concerned, everything's on the table in reaction to that. 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The GOP-led state legislature and the redistricting commission could each get a shot at redrawing the map with bipartisan support. But if bipartisanship proves elusive, Republicans would be able to pass a map on party lines, subject to certain restrictions. Ohio's House delegation currently includes 10 Republicans and five Democrats. Districts thought to be potential targets for Republicans include the ones represented by Democrats Marcy Kaptur, Emilia Sykes and Greg Landsman. Louisiana The Supreme Court punted on a decision on Louisiana's congressional map earlier this year and is set to rehear a challenge to the lines when it returns for its next term in the fall. That means it is possible there could be a third set of maps in three elections in the Bayou State by 2026. The map that the Supreme Court allowed to be used in 2024 created a second Black opportunity district. Democrat Cleo Fields won the seat and returned to the House nearly 30 years after his previous congressional stint. Wisconsin Opponents of Wisconsin's congressional map have launched more legal challenges since the state Supreme Court's liberal majority declined in June to hear a pair of lawsuits that called for a redrawing of district lines. Wisconsin Republicans hold a 6-2 advantage in House seats despite the state being a perennial battleground that sees some of the closest elections in the country. The current map, approved by the state high court's then-conservative majority in 2022, was submitted by Democratic Gov. Tony Evers under "least change" guidelines set by the court. The guidelines required mapmakers to hew as closely as possible to the previous map, which had been drawn by Republicans. Utah In Utah, there's ongoing litigation over whether the current district lines, put in place after the 2020 census, should have been drawn by an independent commission pursuant to a 2018 ballot initiative. Republicans control all four of the state's House seats after GOP state lawmakers split the Democratic-leaning Salt Lake City area between the four districts. Other states Several other states have earned mentions as places that could redraw their congressional lines, but prospects here appear remote. Kentucky and Kansas have lone Democratic representatives who could be targeted, and Republicans hold legislative supermajorities in both states. But the states' respective Democratic governors would be unlikely to call for a special session this year to redraw the maps. In New Jersey, where Democrats hold a governing trifecta, Gov. 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Video: Top Democrat senator falls during Senate floor vote
Video: Top Democrat senator falls during Senate floor vote

American Military News

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