Valu Offers Financial Solutions for 'Learn to Earn' Initiative Launched by RoboGarden Egypt to Equip Egyptian Youth with Digital Job-Market Skills
Engy El Sabban: Our goal is to train 1،000 learners by the end of 2025
Valu، MENA's leading universal financial technology powerhouse، has announced its partnership with RoboGarden Egypt، the AI-powered EdTech platform، to provide flexible payment plans for the 'Learn to Earn' initiative. This initiative seeks to empower youth across Egypt — with a special focus on women and people with disabilities — by providing specialized digital training programs designed to equip them with the skills needed to thrive in today's evolving job market.
The initiative features an innovative approach that promotes equal opportunity in education by offering a hybrid learning experience. Combined with Valu's flexible payment solutions، it ensures that high-quality digital training is accessible and affordable to all.
'Learn to Earn' marks a significant milestone for both companies، with strong strategic value for the supporting entities. For Valu، this collaboration represents an opportunity to expand its diverse portfolio in lifestyle enablement، particularly in skill development and education — in alignment with national development goals and impactful community engagement.
Commenting on the partnership، Walid Hassouna، CEO of Valu، said: 'This collaboration reflects Valu's deep-rooted commitment to education and to the community we serve. As we expand beyond the traditional buy-now-pay-later model، initiatives like 'Learn to Earn' allow us to channel our financial tools toward meaningful، long-term impact. By partnering with RoboGarden Egypt، we're enabling individuals — particularly those from less fortunate communities — to acquire in-demand skills and unlock economic opportunities.'
The program features a comprehensive، engaging learning experience — including self-paced content، live online sessions، and in-person workshops. Pathways such as web development open real opportunities for employment or freelance work in Egypt's digital economy. Participants receive a certificate upon completing 75% of the content، with their progress tracked through analytics، attendance، and assessments.
As part of its commitment to supporting the initiative، Valu is hosting five training cohorts at Valu Café، sponsoring a total of 20 students، with four participants from each cohort receiving a 50% discount on the program fees.
Lamise Negm، Chairperson of the Board of Trustees of RoboGarden Egypt and Advisor to the Chairman of the Financial Regulatory Authority، expressed her pride and appreciation for launching this initiative، noting that it transcends traditional digital education to represent a deeply human mission. Negm stated: "What makes this initiative truly special is its focus on traditionally marginalized groups—women، people with disabilities، and youth in remote areas—by opening doors to the tech sector without requiring them to abandon their daily lives or overcome insurmountable barriers. It offers real opportunities for professional growth and economic empowerment by building solid bridges between education and employment. This reflects a conscious collaboration between the private sector and development partners to create a more just and inclusive tech landscape—one where no one is left behind."
Engy El Sabban، CEO and Co-founder of RoboGarden Egypt، added: 'Through this initiative، we aim to extend RoboGarden's reach to the underserved youth، women، and people with disabilities — empowering them with remote work opportunities and flexible career paths. Our hybrid model proves scalable in the local market. We target more than 1،000 trainees across Egypt by the end of the year. Early pilot groups، delivered in collaboration with both local and international organizations، have shown strong support across sectors — and Valu's contribution will be instrumental in scaling our impact.'
El Sabban noted that five training cohorts will be held under this partnership، with 25 participants in each — reaching a total of 125 learners. She emphasized that vocational and skills-based training is key to enhancing labor market competitiveness in Egypt، especially amid global economic shifts and the growing reliance on technology. Statistics show that around 60% of Egyptian university graduates struggle to secure employment immediately after graduation due to the gap between educational outcomes and market needs.
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Valu Offers Financial Solutions for 'Learn to Earn' Initiative Launched by RoboGarden Egypt to Equip Egyptian Youth with Digital Job-Market Skills
Lamise Negm: This initiative embodies a deeply human dimension and opens doors to technology for marginalized groups Engy El Sabban: Our goal is to train 1،000 learners by the end of 2025 Valu، MENA's leading universal financial technology powerhouse، has announced its partnership with RoboGarden Egypt، the AI-powered EdTech platform، to provide flexible payment plans for the 'Learn to Earn' initiative. This initiative seeks to empower youth across Egypt — with a special focus on women and people with disabilities — by providing specialized digital training programs designed to equip them with the skills needed to thrive in today's evolving job market. The initiative features an innovative approach that promotes equal opportunity in education by offering a hybrid learning experience. Combined with Valu's flexible payment solutions، it ensures that high-quality digital training is accessible and affordable to all. 'Learn to Earn' marks a significant milestone for both companies، with strong strategic value for the supporting entities. For Valu، this collaboration represents an opportunity to expand its diverse portfolio in lifestyle enablement، particularly in skill development and education — in alignment with national development goals and impactful community engagement. Commenting on the partnership، Walid Hassouna، CEO of Valu، said: 'This collaboration reflects Valu's deep-rooted commitment to education and to the community we serve. As we expand beyond the traditional buy-now-pay-later model، initiatives like 'Learn to Earn' allow us to channel our financial tools toward meaningful، long-term impact. By partnering with RoboGarden Egypt، we're enabling individuals — particularly those from less fortunate communities — to acquire in-demand skills and unlock economic opportunities.' The program features a comprehensive، engaging learning experience — including self-paced content، live online sessions، and in-person workshops. Pathways such as web development open real opportunities for employment or freelance work in Egypt's digital economy. Participants receive a certificate upon completing 75% of the content، with their progress tracked through analytics، attendance، and assessments. As part of its commitment to supporting the initiative، Valu is hosting five training cohorts at Valu Café، sponsoring a total of 20 students، with four participants from each cohort receiving a 50% discount on the program fees. Lamise Negm، Chairperson of the Board of Trustees of RoboGarden Egypt and Advisor to the Chairman of the Financial Regulatory Authority، expressed her pride and appreciation for launching this initiative، noting that it transcends traditional digital education to represent a deeply human mission. Negm stated: "What makes this initiative truly special is its focus on traditionally marginalized groups—women، people with disabilities، and youth in remote areas—by opening doors to the tech sector without requiring them to abandon their daily lives or overcome insurmountable barriers. It offers real opportunities for professional growth and economic empowerment by building solid bridges between education and employment. This reflects a conscious collaboration between the private sector and development partners to create a more just and inclusive tech landscape—one where no one is left behind." Engy El Sabban، CEO and Co-founder of RoboGarden Egypt، added: 'Through this initiative، we aim to extend RoboGarden's reach to the underserved youth، women، and people with disabilities — empowering them with remote work opportunities and flexible career paths. Our hybrid model proves scalable in the local market. We target more than 1،000 trainees across Egypt by the end of the year. Early pilot groups، delivered in collaboration with both local and international organizations، have shown strong support across sectors — and Valu's contribution will be instrumental in scaling our impact.' El Sabban noted that five training cohorts will be held under this partnership، with 25 participants in each — reaching a total of 125 learners. She emphasized that vocational and skills-based training is key to enhancing labor market competitiveness in Egypt، especially amid global economic shifts and the growing reliance on technology. Statistics show that around 60% of Egyptian university graduates struggle to secure employment immediately after graduation due to the gap between educational outcomes and market needs.
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Valu Offers Financial Solutions for 'Learn to Earn' Initiative Launched by RoboGarden Egypt to Equip Egyptian Youth with Digital Job-Market Skills
Valu, MENA's leading universal financial technology powerhouse, has announced its partnership with RoboGarden Egypt, the AI-powered EdTech platform, to provide flexible payment plans for the 'Learn to Earn' initiative. This initiative seeks to empower youth across Egypt — with a special focus on women and people with disabilities — by providing specialized digital training programs designed to equip them with the skills needed to thrive in today's evolving job market The initiative features an innovative approach that promotes equal opportunity in education by offering a hybrid learning experience. Combined with Valu's flexible payment solutions, it ensures that high-quality digital training is accessible and affordable to all 'Learn to Earn' marks a significant milestone for both companies, with strong strategic value for the supporting entities. For Valu, this collaboration represents an opportunity to expand its diverse portfolio in lifestyle enablement, particularly in skill development and education — in alignment with national development goals and impactful community engagement Commenting on the partnership, Walid Hassouna, CEO of Valu, said: 'This collaboration reflects Valu's deep-rooted commitment to education and to the community we serve. As we expand beyond the traditional buy-now-pay-later model, initiatives like 'Learn to Earn' allow us to channel our financial tools toward meaningful, long-term impact. By partnering with RoboGarden Egypt, we're enabling individuals — particularly those from less fortunate communities — to acquire in-demand skills and unlock economic opportunities The program features a comprehensive, engaging learning experience — including self-paced content, live online sessions, and in-person workshops. Pathways such as web development open real opportunities for employment or freelance work in Egypt's digital economy. Participants receive a certificate upon completing 75% of the content, with their progress tracked through analytics, attendance, and assessments As part of its commitment to supporting the initiative, Valu is hosting five training cohorts at Valu Café, sponsoring a total of 20 students, with four participants from each cohort receiving a 50% discount on the program fees Lamise Negm, Chairperson of the Board of Trustees of RoboGarden Egypt and Advisor to the Chairman of the Financial Regulatory Authority, expressed her pride and appreciation for launching this initiative, noting that it transcends traditional digital education to represent a deeply human mission. Negm stated: 'What makes this initiative truly special is its focus on traditionally marginalized groups—women, people with disabilities, and youth in remote areas—by opening doors to the tech sector without requiring them to abandon their daily lives or overcome insurmountable barriers. It offers real opportunities for professional growth and economic empowerment by building solid bridges between education and employment. This reflects a conscious collaboration between the private sector and development partners to create a more just and inclusive tech landscape—one where no one is left behind Engy El Sabban, CEO and Co-founder of RoboGarden Egypt, added: 'Through this initiative, we aim to extend RoboGarden's reach to the underserved youth, women, and people with disabilities — empowering them with remote work opportunities and flexible career paths. Our hybrid model proves scalable in the local market. We target more than 1,000 trainees across Egypt by the end of the year. Early pilot groups, delivered in collaboration with both local and international organizations, have shown strong support across sectors — and Valu's contribution will be instrumental in scaling our impact El Sabban noted that five training cohorts will be held under this partnership, with 25 participants in each — reaching a total of 125 learners. She emphasized that vocational and skills-based training is key to enhancing labor market competitiveness in Egypt, especially amid global economic shifts and the growing reliance on technology. Statistics show that around 60% of Egyptian university graduates struggle to secure employment immediately after graduation due to the gap between educational outcomes and market needs Google News تابعونا على تابعونا على تطبيق نبض
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The growing interest in the two recent listings on the Egyptian Stock Exchange highlights a shift in investor perceptions of what constitutes a sound investment For decades, Egyptians have viewed investment opportunities through the narrow lens of real estate, gold, and more recently certificates of deposit. However, the recent listings of ValU and Bonyan on the Egyptian Stock Exchange (EGX) have stirred a buzz among market observers and investors due to the companies' unconventional and highly profitable business models and different fields of work — consumer financing and income-generating real estate. ValU, established in 2017, is a leader in financial technology (fintech), a field that is rapidly growing in Egypt and offering a wide array of services. The buy-now-and-pay-later service, one of the most widely used service offered by fintechs, has become the go-to solution for Egyptians who can't afford to buy expensive commodities, let alone even essential products, in cash. 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Bonyan's private placement was 6.88x oversubscribed and until Monday the retail offering was 5x oversubscribed. The subscription closing day was scheduled for 16 July. Building on their sound performance, the two companies have plans for expansion. ValU is preparing to launch its services in the Jordanian market. Bonyan's Aboul Fadl said that in addition to the company's focus on the office real estate market, it is exploring investments in the warehousing and logistics sector, particularly facilities leased to multinational corporations and major Egyptian companies. The company's investment portfolio hovers around LE17 billion as of March. According to Thndr, Bonyan owns 10 premium commercial properties in East and West Cairo with 93 per cent occupancy. The 119 tenants of the company's units include major brands such as Nestlé, Turkish Airlines, Grohe, GE, Johnson & Johnson, and Vodafone. Moreover, 56 per cent of the properties are leased in US dollars, providing a built-in hedge against inflation. As for Valu, beyond its lending and payment services, its financial solutions portfolio includes a cash redemption programme, savings plans, and a financing option designed to facilitate the purchase of big-ticket items worth up to LE15 million. 'We want people to use their ValU cards to top up their mobile phone credit, and we're also seeing them use our app to buy yachts,' Walid Hassouna, CEO of ValU, told Enterprise Online news service. The number of clients within Egypt's consumer finance segment grew nearly 16-fold between 2020 and 2024, rising from over 250,000 to more than four million. Currently, there are 45 companies licensed to provide consumer finance services in Egypt, according to Thndr. Valu and Bonyan's listings have injected much-needed vitality into the market, which has seen little to no initial public offering activity in recent months — the most recent being the public offering of United Bank in November. The growing appetite for such offerings is expected to encourage the government to advance its stalled privatisation programme. Prime Minister Mustafa Madbouli recently stated that the government intends to privatise a number of public companies via the stock exchange, with targeted proceeds ranging between $5 and $6 billion. The slow pace of the privatisation programme is the primary reason behind the IMF's decision to postpone the disbursement of the fifth tranche of its $8 billion loan, according to Madbouli. * A version of this article appears in print in the 17 July, 2025 edition of Al-Ahram Weekly Follow us on: Facebook Instagram Whatsapp Short link:
