Narayana Health Insurance Launches Health Plan in West Bengal
Narayana Health Insurance
Limited (NHIL) has launched
Narayana Aditi
, a
health insurance plan
aimed at expanding access to medical coverage in West Bengal.
According to the company, the plan offers up to ₹1 crore in surgical coverage and ₹5 lakh for medical management, starting at ₹29 per day for a family of four.
It is stated that Narayana Aditi includes cashless access to inpatient treatment and procedures across the Narayana Health network.
The policy also covers pre- and post-hospitalisation expenses, ambulance services, select daycare procedures, and a range of modern and alternative treatments.
According to the company, a zero-waiting period is available for policyholders who complete a health check-up and meet specific predefined conditions.
The company also stated that an enhanced variant, Narayana Aditi+, has also been launched in the Kolkata region, offering top-up options and private room eligibility. The plan is available in Kolkata, Howrah, Hooghly, Nadia, North and South 24 Parganas, East and West Medinipur, and East and West Bardhaman districts.
It is indicated that the policy is valid across all four Narayana Health hospitals in West Bengal—RN Tagore Hospital (Mukundapur), Superspeciality and Multispeciality Hospitals (Howrah), and Multispeciality Hospital (Barasat).
The company also states that the plan has already been introduced in Bengaluru and Mysuru and is now expanding to Raipur and Shivamogga as well.
Narayana Aditi is intended to serve the needs of families that often fall outside existing public and private health insurance schemes by providing protection against high out-of-pocket expenses while ensuring access to necessary care.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Time of India
12-07-2025
- Time of India
Narayana Health Insurance Launches Health Plan in West Bengal
Kolkata: Health insurance company Narayana Health Insurance Limited (NHIL) has launched Narayana Aditi , a health insurance plan aimed at expanding access to medical coverage in West Bengal. According to the company, the plan offers up to ₹1 crore in surgical coverage and ₹5 lakh for medical management, starting at ₹29 per day for a family of four. It is stated that Narayana Aditi includes cashless access to inpatient treatment and procedures across the Narayana Health network. The policy also covers pre- and post-hospitalisation expenses, ambulance services, select daycare procedures, and a range of modern and alternative treatments. According to the company, a zero-waiting period is available for policyholders who complete a health check-up and meet specific predefined conditions. The company also stated that an enhanced variant, Narayana Aditi+, has also been launched in the Kolkata region, offering top-up options and private room eligibility. The plan is available in Kolkata, Howrah, Hooghly, Nadia, North and South 24 Parganas, East and West Medinipur, and East and West Bardhaman districts. It is indicated that the policy is valid across all four Narayana Health hospitals in West Bengal—RN Tagore Hospital (Mukundapur), Superspeciality and Multispeciality Hospitals (Howrah), and Multispeciality Hospital (Barasat). The company also states that the plan has already been introduced in Bengaluru and Mysuru and is now expanding to Raipur and Shivamogga as well. Narayana Aditi is intended to serve the needs of families that often fall outside existing public and private health insurance schemes by providing protection against high out-of-pocket expenses while ensuring access to necessary care.
Time of India
24-06-2025
- Time of India
Narayana Hrudayalaya expands Bengaluru presence with Rs 246 cr land deal on Bannerghatta Road
Hospital network Narayana Health has acquired prime land parcels worth Rs 246 crore on Bannerghatta Main Road, a rapidly emerging healthcare corridor in Bengaluru, marking one of the most significant institutional healthcare real estate transactions of 2025. The acquisition, executed through three separate sale deeds dated February 3, 2025, was transacted with members of the same family—Thomas Markose, Neelu Markose and their partnership firm Kelachandra Veneer Industries—according to registration documents accessed via Propstack. The largest of the three transactions involved a payment of Rs 177.7 crore for land covering 93,500 sq ft, including approximately 10,000 sq ft of dilapidated built-up area. The sellers were Kelachandra Veneer Industries, represented by Thomas and Neelu Markose. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Join new Free to Play WWII MMO War Thunder War Thunder Play Now Undo Separately, 17,424 sq ft was purchased from Neelu Markose for Rs 33.1 crore, and another 18,513 sq ft was acquired from Thomas Markose for Rs 35.17 crore. In total, Narayana Health, earlier known as Narayana Hrudayalayay, now controls about 120,000 sq ft, or about 3 acres, in Hulimavu, a neighbourhood strategically located along one of the city's busiest medical zones, said the sales document. Live Events This purchase builds on Narayana Health's aggressive land acquisition strategy in the city. In March 2024, the hospital chain had acquired 1.2 acres of land for Rs 169 crore in Begur Hobli, also in southern Bengaluru, according to data from Propstack. That deal involved 52,272 sq ft purchased from Venture Projects Bangalore Private Limited. Founded by cardiac surgeon Dr. Devi Shetty in 2000, Narayana Health has established itself as a significant player in the Indian healthcare landscape, driven by its model of providing affordable, high-quality care. Narayana Health operates a network of approximately 19 hospitals and three heart centres across India, along with an overseas presence in the Cayman Islands. It boasts of over 5,860 operational beds and a capacity for over 6,160 beds across its facilities. Sources said the newly acquired land on Bannerghatta Road could be used to build a super-specialty unit, a healthcare training institute, or a medical research centre, as part of its long-term infrastructure expansion strategy. A senior healthcare consultant familiar with the deal said, 'This move reflects Narayana Hrudayalaya 's continued commitment to strengthening its presence in Bengaluru and scaling infrastructure to meet rising demand for super-specialty and research-oriented care.' Bannerghatta Road has evolved into a vital healthcare and residential corridor, with several leading hospitals, diagnostics labs and medical colleges already established. Infrastructure upgrades, including the expansion of metro connectivity, are boosting land value in the area. 'The Hulimavu acquisition not only offers strategic adjacency to existing Narayana Hrudayalaya operations but also positions the group for long-term growth amid increasing urban healthcare needs,' he said. Meanwhile, Bengaluru has seen a sharp rise in high-value land transactions, including notable residential and institutional asset purchases by prominent healthcare professionals such as Dr. Anesh Shetty and Dr. Devi Prasad Shetty of Narayana Health. The super-luxury residential and large land parcel segments are witnessing robust demand across major Indian metros. According to Knight Frank India, the number of ultra-high-net-worth individuals (UHNWIs) in India — defined as those with a net worth exceeding $30 million — is expected to grow by 58.4% in the next five years, reaching 19,119 by 2027, up from 12,069 in 2022. India's billionaire count is projected to increase from 161 in 2022 to 195 by 2027, fueling demand for prime real estate in the healthcare, residential, and institutional segments.
Time of India
24-06-2025
- Time of India
AI, the doctor's new stethoscope
Tired of too many ads? Remove Ads Tired of too many ads? Remove Ads Tired of too many ads? Remove Ads Artificial intelligence (AI) is emerging as an unlikely ally for India's healthcare sector grappling with rising hospital patient loads and limited medical AI tackling routine tasks such as insurance claims and structuring clinical data, doctors say they now have more time to focus on what matters most - 'the patient.'Hospital chains like Apollo, Manipal, and Narayana Health are adopting AI tools for diagnosis , early detection, and even drug discovery, either by building the technology in-house or through partnerships with new-age startups. Most of these solutions are helping streamline post-surgery care and improve patient engagement, according to AI healthcare market is growing at 40.6% compounded annually, with a current market size of $1.6 billion, Nasscom and Kantar said in a recent report, highlighting growing AI adoption among healthcare service say AI adoption is mainly aimed at driving operational efficiency in hospitals, boosting revenues. For instance, in the radiology department, AI tools can cut workloads by more than half, saving about 2-3 hours of documentation, doctors told watchers pointed out that only large hospital chains or academic institutions are currently deploying AI for clinical trials, with targeted partnerships. Government hospitals are dependent on private hospitals and technology companies for experimenting with AI.'One of the big opportunities for AI in India is making healthcare more accessible in vernacular languages, given the nuance in how symptoms are described across regions,' said Apollo CEO Dr Madhu is using its Clinical Intelligence Engine, combined with ambient listening tools, saving more than 2–3 hours of documentation work every day for its medical tech firms such as Google, Microsoft, and IBM have also partnered with Indian hospital chains to co-develop AI-driven medical tools. Google is collaborating with Aravind Eye Hospital for AI-based diabetic retinopathy detection, while IBM Watson is supporting Manipal Hospitals in cancer treatment Narayana Health, which specialises in cardiac care, large language models (LLMs) are being deployed to improve operational efficiency and predict clinical outcomes. One of its key projects is a machine learning model to predict sudden cardiac arrests in ICUs.'Since ICUs monitor 60-70 parameters at once, interactions between them can become complex. Our model provides a continuous cardiac arrest risk score and explains why the patient's condition may be deteriorating, giving doctors a several-hour advance warning,' said Vivek Rajagopal, group chief analytics and AI officer at Narayana Health. The tool is currently in early-stage deployment in select just hospitals, startups are also rapidly developing AI-driven solutions anticipating partnerships with hospitals and clinics. In 2024, the healthcare sector raised $1.13 billion in funding, according to market intelligence platform Kredible, with diagnostics, telemedicine, and digital health seeing significant traction.4baseCare, a Bengaluru-based precision oncology startup, is working with more than 250 hospitals to carry out precision diagnostic cancer treatment for people belonging to South Asia using a series of DNA and next generation sequencing tests, which were so far based on Caucasian or White Jammu has partnered with the startup to establish a Centre for Advanced Genomics and Precision Medicine, for cancer diagnosis and Technologies, incubated at IISc, Bengaluru, is using AI to improve outcomes in assisted reproductive technologies (ART), especially in IVF procedures.'Globally, around 5% of oocytes get damaged during manual handling. With RoboICSI, we've demonstrated zero per cent degeneration by helping embryologists recognise patterns across more than 200 variables during the procedure,' said Ramnath Babu, startup has already supported more than 2,000 procedures and it currently works with 41 IVF clinics across Garbhini-GA2, an AI model developed by IIT Madras and the Translational Health Science and Technology Institute, aims to precisely estimate gestational age (GA) in the second and third trimesters of pregnancy for the Indian population, which was previously measured using Caucasian AI adoption is on the rise, experts cautioned that healthcare organisations will need to develop governance frameworks to monitor its performance and outcomes over time. Patient data security is also a major concern as India's existing healthcare system lacks data protection expect special provisions for healthcare data in the impending Personal Data Protection Bill to provide some Goswami, cofounder, 4baseCare highlighted systemic challenges in greater adoption of AI in the healthcare sector. 'AI and healthcare are like star-crossed lovers,' he said, and explained that data that is being fed into AI needs to be structured to generate insight and context that is clinically genomics testing still expensive, 4baseCare is collaborating with state governments like Rajasthan through LuNGS Alliance to offer free next-generation genome sequencing (NGS) tests for lung cancer patients across India. The cost for the treatment is borne by the states.'More states should adopt such policies, so more patients can benefit,' he pain points were noted by hospital chains. 'Healthcare always moves slower because of the stakes involved. We are dealing with real people, so we must validate systems rigorously before scaling. The technology exists, but it takes time for adoption to spread widely,' said a doctor helping startups develop AI tools.
