logo
'I don't know what I'm going to do if they take my car away, it's my lifeline'

'I don't know what I'm going to do if they take my car away, it's my lifeline'

Yahoo7 hours ago

"For a long time now, people with any sort of vulnerability have been either underfunded, ignored or stigmatised as being 'scroungers'." These are the words of Ralph James, 71, who was discussing the government's proposed reforms to the welfare system.
Mr James is referring to the Universal Credit and Personal Independence Payment Bill (UCPIPB), which would result in cuts to sickness and disability benefits, causing huge concern for those currently receiving those benefits.
According to the latest figures from the DWP, the number of people in receipt of PIP has soared since 2019, with one in 10 working-age people in England and Wales now receiving the benefit.
READ MORE: Contactless card warning issued over scam that's difficult to spot
READ MORE: Liverpool area with country's highest number of people claiming PIP
Three areas of Merseyside have some of the highest percentages of the working-age population who receive personal independence payments (PIP). Most notable is Walton, which has the highest proportion (23%) of any parliamentary constituency in the country – closely followed by Bootle (20%) and Knowsley (21%).
Ahead of a scheduled second reading of the UCPIPB in Parliament next week, the Liverpool ECHO visited Bootle to speak to local residents about the potential impact of the legislation.
Mr James lives on Gardner Avenue in Bootle and he is a recipient of the higher rate PIP benefit, he said: "In spite of my disabilities and going through the pain barrier, I try to do my best in terms of getting out and about.
"I rely on my car to get about, and I have to be on the high rate of the mobility component of PIP to qualify for the use of that car. It's my lifeline, and if that's taken from me, I don't know what I'm going to do or how I'll carry on living independently.
"Those claiming PIP are vulnerable people who are victims of circumstance, relating to ill health and disabilities. A lot of that circumstance is brought about by the sort of governments we had, but for a long time now, people with any sort of vulnerability have been either underfunded, ignored or stigmatised as being 'scroungers'.
"I've suffered from lifelong depression, and I live alone. My house, as you can see, is in a poor state of repair, but I still don't know whether I will be reassessed and I don't think anyone else does - that's the real fear."
Concerns about reassessment pop up numerous times. Steph, 33, from Bootle, does not claim PIP, but both her mum and dad are currently recipients of the benefit. She is worried about the potential changes to eligibility criteria.
Steph's parents both suffer from fibromyalgia, and she is apprehensive about the possibility of them being reassessed: "My mum already experienced a problem where she's even had to go to court to get her entitlement. She won her case, but it left its mark.
"She got into a very depressed state, and we were all very concerned for her. It was a very tough time."
Steph said her dad started working when he was 12 years old and worked hard all his life. An injury and subsequent health diagnosis forced him into early retirement, but she said it was difficult getting him the right support.
She added: "The assessments are so gruelling [for PIP]. I've been to one with my dad which literally reduced him to tears as he admitted he couldn't even wash himself because of the pain he was in. He is such a proud man, but he just broke down crying.
"People need to understand the fact that people on PIP are just scraping by, so for the government to cut some of that benefit for the poorest and most vulnerable, it just shows they don't understand – it's them living in their ivory towers.
"If you're going to make cuts, then where's the support after you've cut that payment? What are people going to do? Because the prices of stuff are going up, but the money is going down. How are people supposed to live?"
Under the proposals in the UCPIPB, eligibility for the personal independence payment (PIP), the main disability payment in England, would be limited, and the sickness-related element of Universal Credit (UC) would be restricted.
Ministers have previously said the reforms could save up to £5bn a year, while the Office for Budget Responsibility (OBR) projects – by the end of this Parliament – approximately 90% of people currently claiming PIP will continue to receive it following the eligibility changes.
Kenny Ferguson, 49, lives on Hawthorne Road, Bootle, and suffers from depression. Mr Ferguson said he has been unable to work since December last year and was advised by his GP to apply for PIP.
He said: "I was told my application had been refused for not reaching the 12 points needed.
"I intend to appeal against this decision, based on my prescribed and approved medication given to me by an expert.
"I do hope my local MP will show support for people like myself who are not well and tell this Government how wrong it is to be picking on vulnerable people."
Last week, Liz Kendall, the work and pensions secretary, published the government's details of the welfare reform bill, claiming it represented 'a new social contract' that it will bring claimants 'peace of mind'. Since then, there has been a significant fall-out within the ranks of the parliamentary Labour party.
On Tuesday, June 24, the Liverpool ECHO reported on a growing rebellion against the government's plans to cut sickness and disability benefits. At the time of writing, 108 MPs' signatures appear on a reasoned amendment declining to give the welfare reform bill a second reading when it returns to the Commons on July 1 - including six Merseyside Labour MPs.
A DWP spokesperson told the ECHO: 'The vast majority of people who are currently getting PIP will continue to receive it.
"We're creating a sustainable welfare system that genuinely supports sick or disabled people while always protecting those who need it most.
'At the heart of this is our review of the PIP assessment to ensure it is fit for the future. We will work with disabled people and a range of experts on this as we deliver our Plan for Change.'

Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Start buying shares for £500? Here's how – and some reasons why!
Start buying shares for £500? Here's how – and some reasons why!

Yahoo

timean hour ago

  • Yahoo

Start buying shares for £500? Here's how – and some reasons why!

One myth about the stock market is that it takes a lot of money for someone to start buying shares. In fact, it is possible to do so with just a few hundred pounds. I actually think there are good reasons to consider doing so. One is that it means someone can be in the market sooner, rather than waiting years or perhaps even decades before they have saved up a large tum to get going. From the perspective of a long-term investor, a longer timeframe can offer a potentially sizeable advantage. Most people make some beginner's mistakes in the market, realistically – and starting on a small scale can also mean that they are less costly. The 'why' may now be clearer – but what about the 'how'? To start buying shares requires a practical means of doing so. So a new investor should consider how to put the £500 into the market. There are lots of options when it comes to share-dealing accounts, Stocks and Shares ISAs, and trading apps. Each investor has their own circumstances and so it pays to make a considered choice. Learning how the stock market works in detail can take years. But upfront an investor ought at least to come to grips with important concepts, from valuing shares to managing risks. For example, even with £500 it is possible to diversify across different shares. There is a difference between a good business and a good investment, so just putting money into successful businesses is not necessarily a smart way to invest. That helps explain why I do not own shares like Apple or Nvidia at the moment. I regard both as solid businesses, but do not think their current share prices offer me a compelling investment opportunity. What sorts of shares do I think someone should consider when they want to start investing, then? One mistake many people make is being too greedy. I understand – people start buying shares because they want to build wealth. But, in the stock market as elsewhere in life, opportunities that look too good to be true usually are. Starting with a well-known, proven business at a decent price could be attractive. That is why I think new investors should consider baker Greggs (LSE: GRG). The business is easy to understand – indeed, many of us are quite familiar with it from shopping there. Greggs has a proven business model and it already benefits from economies of scale that I think could grow if it expands its footprint. There are lots of opportunities to do that, as the company itself has recognized. Customer demand is high and resilient. While the industry is not glamorous, Greggs makes money thanks to its strong brand, huge shop network, and unique twists on well-known products. But investors have been worrying about profitability, with risks like a weak economy hurting sales and higher employment costs eating into profits. The result is that it is 31% cheaper to buy a Greggs share today than it was a year ago. I see that as an opportunity. Indeed, I started buying Greggs shares for my portfolio in recent months. A 3.6% dividend yield is the icing on the cake. The post Start buying shares for £500? Here's how – and some reasons why! appeared first on The Motley Fool UK. More reading 5 Stocks For Trying To Build Wealth After 50 One Top Growth Stock from the Motley Fool C Ruane has positions in Greggs Plc. The Motley Fool UK has recommended Apple, Greggs Plc, and Nvidia. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Motley Fool UK 2025

Bayern Munich to help Liverpool strike MOMENTOUS Alexander Isak deal
Bayern Munich to help Liverpool strike MOMENTOUS Alexander Isak deal

Yahoo

time2 hours ago

  • Yahoo

Bayern Munich to help Liverpool strike MOMENTOUS Alexander Isak deal

Liverpool have spent close to £200m so far during this transfer window. Landmark arrivals include Florian Wirtz in a deal potentially worth £116m as well as Milos Kerkez (£45m) and Jeremie Frimpong (£29.5m). It now appears the Reds will enter a phase of selling - before later committing to other transfers further down the line. The club have got ambitions to add a new centre-forward and could probably use a new centre-back given the scale of uncertainty in the position. Advertisement Before that, outgoings are required. Alexander Isak is thought to be the first-pick at No9. Newcastle woud like to sign him to a new contract but this deal doesn't appear as improbable as it once did. The Swede would certainly be attracted by the bright lights of Anfield but Richard Hughes and Arne Slot will have to come up with a fee of over £100m as well as a sizeable wage packet. Bayern frustrated in winger chase In order to do so, they could opt to offload one or more of their current forward options. It looks like Dominik Szoboszlai is set to stay in the lineup, meaning Wirtz reverting to a left-sided starting role. Advertisement If the 22-year-old plays from the left then there will be no need for both Cody Gakpo and Luis Diaz. One could be sold and Bayern Munich are now reported to be interested in both. The Bavarians had ambitions of adding Nico Williams as a replacement for Leroy Sane but it looks like he could be off to Barcelona if they can get a deal done with Athletic Club. And Christian Falk has told Caught Offside that the German champions have Gakpo and Diaz in line as a backup option. Bayern want Diaz AND Gakpo 'Max Eberl should already be looking for alternative candidates for the wing. Liverpool's Cody Gakpo, for example, could be back on the radar,' he said. Advertisement 'The player is said to be a personal favourite of Eberl. 'After initial talks with the Gakpo side, there has been no contact with the agents recently. That could now quickly change again. Teammate Luis Diaz also remains a candidate.' © IMAGO Bayern can help Liverpool land Isak Diaz is out of contract in 2027 - and could be sold this summer in order to avoid losing him for a diminished fee. Gakpo is two years younger and under contract for a year longer - and would fetch a higher price in the market. With Diaz being valued by the club at around €80m, it means Gakpo could be in the bracket higher than that - potentially up to €100m. Should Liverpool achieve a sale of Gakpo in that category then it would radically boost their chances of signing Isak further on in the window.

9 establishments in Norfolk that have scooped awards in 2025
9 establishments in Norfolk that have scooped awards in 2025

Yahoo

time5 hours ago

  • Yahoo

9 establishments in Norfolk that have scooped awards in 2025

From television debuts to surprise prizes, here are nine businesses in Norfolk that have won awards in 2025 so far. Where: Dilham Hall Retreats, North Walsham, NR28 9PW Luke and Louise Paterson own Dilham Hall Retreats (Image: Luke Paterson) Luke and Louise Paterson are the proud owners of Dilham Hall Retreats and the couple showcased their north Norfolk glamping site on Four in a Bed. The establishment received rave reviews for the views on offer and was crowned best value-for-money stay by the other contestants. All three co-competitors paid in full for their stay and said they would be happy to visit again. Location: North Cottage Cromer, North Lodge Park, NR27 0AH Jerry and Andrea Foulkes have owned North Cottage Cromer for the past six years after buying the property in 2018. The couple proudly accepted the Self-Catering Accommodation of the Year prize at the Suffolk and Norfolk Tourism Awards 2025. The cottage has received nearly 100 five-star reviews across its two booking platforms. Location: 38 St Giles, Norwich, NR2 1LL Dennis Bacon opened the B&B 10 years ago (Image: 38 St Giles) Dennis Bacon opened the bed and breakfast 10 years ago and after previously being asked to feature on Four in a Bed, this year was the right time. The other B&B hosts paid Dennis and Holly - his daughter and managing director - £656, making 38 St Giles the overall winners. Dennis said: "We're very proud and it is a feather in the cap for Norwich because it is a business that has received national claims." Location: Old Hall, Whitecross Lane, Tilney All Saints, PE34 4SR Old Hall was the final establishment from Norfolk to feature on Four In A Bed. Gil Morais and Philip Elliott have owned the Tudor manor house since 2021. The pair were paid £1,025, which included an overpayment from their competitors and they were crowned the worthy winners in late March. Location: 33 Whitehart Street, Thetford, IP24 1AA The Thomas Paine Hotel was named the most welcoming in the UK (Image: Gez Chetal) The Thomas Paine Hotel in Thetford was named as the Most Welcoming Hotel of the Year in the UK by E2 Media. The awards acknowledge businesses of all sizes that have proven to be among the best in their market over the past 12 months. Owner, Gez Chetal said: "To win is fantastic because we are a family-run, independent, small hotel in the town's hub." Location: Diss, Norfolk Red Brick Retreat is situated near Diss on the Norfolk and Suffolk border (Image: Red Brick Retreat) Mike Wheele and Julie Shorter were recognised by Sykes Holiday Cottages for their property, the Red Brick Retreat, which is near Diss on the Norfolk and Suffolk border. The programme shines a light on holiday home owners from across the UK who have achieved exceptional feedback from their guests over the past year. Mr Wheele said: "We're thrilled to have been named a Sykes Star as we really enjoy holiday letting and welcoming guests to our wonderful town." Location: Norfolk Mead, Church Loke, Coltishall, NR12 7DN The hotel was recognised by KAYAK Travel Awards 2025 (Image: Anthony Kelly) Norfolk Mead Hotel, Venue and Spa was recognised by the KAYAK Travel Awards 2025, placing it in the top 3pc of properties in the UK. The prestigious awards are based entirely on verified guest reviews and traveller ratings from the global travel platform. Marketing manager, Emma Bond, said: "We're absolutely thrilled. It's an honour to be recognised and also a lovely surprise." Location: 20 Cromer Road, North Walsham, NR28 0HD The Beechwood Hotel in North Walsham (Image: Colin Finch) The Beechwood Hotel has been under the management of husband and wife, Hugh and Emma Usher, for the past 10 years. It was the only Norfolk establishment to make the top 25 in the UK's Best Small and Boutique Hotels category run by Tripadvisor. Mr Usher said: "It means a lot, especially for the staff, as it helps keep them motivated." Location: The Quay, Blakeney, NR25 7ND The Manor Coastal Hotel & Inn is situated in the north Norfolk village of Blakeney (Image: Newsquest) The Manor Coastal Hotel & Inn was named among the "best of the best" in Tripadvisors Travellers' Awards 2025. Out of the company's eight million listings, fewer than 1pc achieve this award. Senior general manager, Greg Dover, said: "We weren't expecting it at all. "It wasn't a goal of ours or something we realistically thought we would achieve."

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store