
Why we need a right not to be manipulated
They hide crucial terms in fine print. They automatically enrol you in a programme that costs money but does not benefit you at all. They make it easy for you to subscribe to a service, but extremely hard for you to cancel. They use 'drip pricing', by which they quote you an initial number, getting you to commit to the purchase, only to add a series of additional costs, knowing that once you've embarked on the process, you are likely just to say 'yeah, whatever'. In its worst forms, manipulation is theft. It takes people's resources and attention, and it does so without their consent.
Manipulators are tricksters, and sometimes even magicians. They divert the eye and take advantage of people's weaknesses. Often they exploit simple ignorance. They fail to respect, and try to undermine, people's capacity to make reflective and deliberative choices. A manipulator might convince you to buy a useless health product, not by lying, but by appealing to your emotions, and by painting seductive pictures of how great you will feel once you use the product. Or they might tell you an anecdote about someone just like you, who used a supposed pain-relief product and felt better within 12 hours. Anecdotes have real power – but they can be profoundly misleading.
More insidiously still, manipulators might know about, and enlist, some of the central findings in contemporary behavioural economics, the field that explores how people depart from perfect rationality. All of us are vulnerable in this regard, subject to the 'cognitive biases' elaborated by Daniel Kahneman, Amos Tversky, Richard Thaler and others, that affect our behaviour. These can be hard to recognize, and harder still to overcome.
For example, human beings tend to suffer from 'present bias'. We care a lot about today and tomorrow, but the future is a foreign country, Laterland, and we are not sure we are ever going to visit. Tactics like 'buy now, pay later' take advantage of this. Another bias is 'loss aversion'; we tend to dislike losses a lot more than we like equivalent gains. That's why advertisers might claim 'you can't afford not to' buy their product. Inertia is a powerful force, and companies exploit 'status quo bias' by automatically subscribing you to something in the knowledge that even if it's possible to opt out, many won't bother. Our attention is limited, which means we are able to focus on only a subset of the things that come across our radars. Knowing this, manipulators present only the most attractive aspect of a transaction and downplay other, less inviting parts.
So, manipulation is all around us, and rarely punished. But if we aim to create a right not to be manipulated, we will have to specify what we are talking about. A moral right can define manipulation broadly. A legal right should focus on the worst cases – the most egregious forms of trickery, those that are hardest to justify and that are most likely to impose real harm.
Those worst cases occur when people are not given clarity that they are committing themselves to certain terms – and when the terms are ones they wouldn't consent to if they had full knowledge. For example, there should be a prohibition on billing people in accordance with terms to which they did not actively agree, unless it is clear that they would have agreed if they'd been asked.
The underlying principle should be one of personal autonomy, which means that hidden fees and costs should be banned too. We know that rules designed to bring those fees and costs into the open can do a great deal of good. A couple of recent examples from the US: in 2024, the Department of Transportation created a rule that requires airlines and ticket agents to disclose charges for checked baggage, carry-on baggage, changing or cancelling a reservation and so on up front. Also in 2024, the Federal Communications Commission required internet service providers to display standardized 'broadband nutrition labels'. These include details of pricing, data allowances and broadband speeds, and enable customers to compare providers' offerings like-for-like, without tricks and obfuscation.
But consumer protection is only the start. In 1890, two lawyers, Samuel Warren and Louis Brandeis, proposed a new right: the right to privacy. They were not entirely clear about its contents, but the bedrock was the 'right to be let alone'. Warren and Brandeis's thinking helped to launch a thousand ships, including rules against the disclosure of private facts, against surveillance, and around personal choices (including the right to same-sex marriage).
The right not to be manipulated now is a lot like the right to privacy back in 1890. At this stage, we cannot identify the full scope, and the appropriate limits, of that new right. The protection of consumers and investors is urgent. How it might apply to politics is a more delicate matter, and lawmakers will need to tread cautiously there.
One thing is clear, though: manipulation is a threat to our autonomy, our freedom and our wellbeing. We ought to be taking steps to fight back.
Professor Cass R Sunstein is the co-author of Nudge and founder and director of the Program on Behavioral Economics and Public Policy at Harvard. His new book, Manipulation: What It Is, Why It's Bad, What to Do About It, will be published by Cambridge in August (£22). To support the Guardian order your copy at guardianbookshop.com. Delivery charges may apply.
Thinking, Fast and Slow by Daniel Kahneman (Penguin, £14.99)
Misbehaving by Richard H Thaler (Penguin, £10.99)
The Psychology of Money Morgan Housel (Harriman House, £16.99)
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles


Geeky Gadgets
2 hours ago
- Geeky Gadgets
How to Make Stunning Presentations Using AI
What if you could create a presentation so polished, so engaging, that it leaves your audience captivated—without spending hours agonizing over every detail? Thanks to the rise of AI-powered tools, this is no longer a distant dream but a reality within reach. From automating tedious tasks to generating fresh ideas, artificial intelligence is transforming how we approach presentation design. But here's the catch: while AI can supercharge your workflow, it's not a magic wand. The key lies in knowing how to harness its strengths while avoiding its pitfalls. Imagine combining your expertise with AI's precision to craft presentations that not only inform but inspire. In this guide Vicky Zhao uncovers how to use AI as your creative partner to design presentations that are both efficient and impactful. We'll explore how to define your objectives, use AI for research, and refine its outputs to ensure your content resonates with your audience. Along the way, you'll discover tools like Gamma and ChatGPT that simplify slide design and content creation, while learning how to avoid common pitfalls like overly generic outputs. Whether you're pitching to clients or leading a team meeting, this approach will help you deliver presentations that stand out for all the right reasons. After all, the future of presentations isn't just about technology—it's about how we use it to tell better stories. AI-Powered Presentation Tips Understanding the Challenges of AI-Generated Presentations AI tools have transformed how presentations are developed, offering speed and efficiency that were once unimaginable. However, these tools are not without their challenges. AI-generated content often lacks the depth, context, and nuanced understanding required for specific industries or objectives. For instance, AI may struggle to incorporate proprietary company knowledge or align its insights with your unique goals. Additionally, AI outputs can sometimes feel generic or overly broad, requiring human intervention to refine and customize the content. Recognizing these limitations is crucial to using AI effectively—not as a standalone solution, but as a collaborative partner that enhances your expertise. A Five-Step Workflow for Effective AI-Driven Presentations To fully use AI in your presentation creation process, it is essential to follow a structured workflow. The following five-step approach ensures clarity, efficiency, and alignment with your objectives: Define Your Hypothesis: Begin by clearly outlining the purpose of your presentation. Identify the key insights, objectives, and context you wish to convey. Conduct preliminary research to establish a strong foundation for your content. Begin by clearly outlining the purpose of your presentation. Identify the key insights, objectives, and context you wish to convey. Conduct preliminary research to establish a strong foundation for your content. Use AI for Deep Research: Use advanced AI tools, such as ChatGPT, to gather targeted insights. Provide detailed prompts that specify your goals, constraints, and areas of focus. Refine your queries to address gaps or ambiguities in the AI's output. Use advanced AI tools, such as ChatGPT, to gather targeted insights. Provide detailed prompts that specify your goals, constraints, and areas of focus. Refine your queries to address gaps or ambiguities in the AI's output. Validate and Deepen Insights: Review the AI-generated content critically. Dive deeper into unresolved questions or areas where the output lacks specificity. Cross-check findings with reliable sources to ensure accuracy and relevance. Review the AI-generated content critically. Dive deeper into unresolved questions or areas where the output lacks specificity. Cross-check findings with reliable sources to ensure accuracy and relevance. Organize with Frameworks: Structure your presentation using proven frameworks like SWOT analysis, S-C-Q-A (Situation, Complication, Question, Answer), or STR (Situation, Task, Result). These frameworks help you present information logically and concisely. Structure your presentation using proven frameworks like SWOT analysis, S-C-Q-A (Situation, Complication, Question, Answer), or STR (Situation, Task, Result). These frameworks help you present information logically and concisely. Create and Customize Slides: Use AI-powered tools like Gamma for slide design or ChatGPT Agent for drafting content. Customize the output to align with your audience's expectations, making sure the presentation is both professional and engaging. Designing Presentations Using AI Watch this video on YouTube. Explore further guides and articles from our vast library that you may find relevant to your interests in AI-generated presentations. Best Practices for Collaborating with AI To maximize the potential of AI in your workflow, it is essential to treat it as a collaborative partner. Here are some best practices to guide your approach: Provide Context: Clearly communicate your objectives, audience, and constraints when using AI tools. This ensures the outputs are aligned with your specific needs. Clearly communicate your objectives, audience, and constraints when using AI tools. This ensures the outputs are aligned with your specific needs. Validate AI Outputs: Always review and refine AI-generated content. Ensure it is accurate, relevant, and tailored to your goals before incorporating it into your presentation. Always review and refine AI-generated content. Ensure it is accurate, relevant, and tailored to your goals before incorporating it into your presentation. Focus on Your Audience: Keep your audience's expectations and preferences in mind. Tailor the tone, design, and content of your presentation to resonate with their needs. Enhancing Presentation Quality Creating impactful presentations requires more than just compelling content; the design and delivery must also captivate your audience. Use professional design platforms like Canva or Gamma to craft visually appealing slides that complement your message. These tools offer intuitive features, such as customizable templates and design suggestions, to help you maintain a polished and cohesive aesthetic. Additionally, focus on delivering actionable insights and data-driven conclusions that add value to your audience. By combining strong visuals with meaningful content, you can create presentations that leave a lasting impression. AI Tools to Elevate Your Workflow AI offers a range of tools and features designed to simplify and enhance the presentation creation process. Here are some of the most effective options: Advanced Research: Platforms like ChatGPT provide in-depth analysis and help you explore complex topics with precision. Platforms like ChatGPT provide in-depth analysis and help you explore complex topics with precision. Task Automation: Tools such as ChatGPT Agent can handle repetitive tasks like drafting slides or sourcing data, saving you valuable time. Tools such as ChatGPT Agent can handle repetitive tasks like drafting slides or sourcing data, saving you valuable time. Seamless Integration: AI integrates with platforms like Gmail and Canva, allowing smoother collaboration and streamlined workflows. AI integrates with platforms like Gmail and Canva, allowing smoother collaboration and streamlined workflows. Design Optimization: Gamma offers user-friendly tools for creating visually compelling presentations with minimal effort, making sure your slides are both professional and engaging. Key Takeaways By integrating AI into your presentation workflow, you can achieve a balance of efficiency and quality that was previously unattainable. A structured approach ensures that your presentations are clear, professional, and aligned with your objectives. While AI tools continue to evolve, human oversight remains indispensable for providing context, validating findings, and refining outputs. Embrace this collaborative approach to elevate your presentations, delivering results that resonate with your audience and drive meaningful engagement. Media Credit: Vicky Zhao [BEEAMP] Filed Under: AI, Guides Latest Geeky Gadgets Deals Disclosure: Some of our articles include affiliate links. If you buy something through one of these links, Geeky Gadgets may earn an affiliate commission. Learn about our Disclosure Policy.


Daily Mail
2 hours ago
- Daily Mail
Revealed: The names most linked to financial success - so, is YOURS one of them?
Parents who want to see their children grow up to rival the world's richest men and women should choose traditional names for them, according to a new study. Selecting a name for a baby can be one of the most agonising decisions new mothers and fathers have to make - but, for those focused on the financial success of their offspring, it may be simpler than people think. For, while new parents increasingly plump for novel names - think Fox for a boy and River for a girl - they're missing a trick if research by gambling site Gamblizard, via The Sun, is anything to go by. Researchers at the site set to work analysing Forbes ' Real-Time Billionaires list to discover the 10 most common names among the globe's most wealthy people - and the results were revealing. It appears that classic names, including some which derive from the Bible, number most highly amongst today's 2,700 billionaires. And, with 50 of those 2,700 called Michael (or versions of it), that was the moniker that came out on top. Gamblizard noted: 'Accounting for one per cent of the world's richest people, prominent Michaels include tech tycoon Michael Dell and media mogul Michael Bloomberg - who have each amassed fortunes in excess of $100bn.' According to the results of the site's analysis, parents who want to give their kids the best chance of financial success would also do well to choose the biblical name John. Chocolatier John Mars, worth £30.7 billion, and founder of home improvement stores John Menard, worth £15.8 billion, are just two prominent Johns among the world's 46 billionaires with the name. The third most common name in Forbes' Real-Time Billionaires list is Andrew, which appears 31 times, followed by David in fourth place and Marc/Mark in fifth place. Next came George and Carl in joint sixth place while Eric and James were the just behind. And, in tenth place was Jeff tied with Jim and Li. The world's fourth richest man is, of course, a Jeff. Amazon founder Jeff Bezos has amassed a fortune of £179.8 billion. While women constitute only 13 per cent of global billionaires, the Gamblizard study still indicates that certain female names may increase girls' chances of achieving tremendous financial wealth. And, as with the male names that appear to be linked with success, these tend to be traditional monikers, with Maria (and versions of it) taking the top spot. Of the world's 369 female billionaires, 10 are called Maria, including Maria Bianchi, the fashion designer and businesswoman who heads Italian high-end labels Prada and Miu Miu. Today known as Miuccia Prada, she is reportedly worth almost £3.9 billion. TOP 10 BOYS' NAMES FOR SUCCESS 1. Michael 2. John 3. Andrew 4. David 5. Marc 6. George 7. Carl 8. Eric 9. James 10. Jeff After Maria came Catherine and Anna, including one of the Walmart heiresses, Ann Walton Kroenke, while there are also five Susans and five Elizabeths amongst the world's richest women. Alexandra and Christine came in joint sixth place while Julia, Alice and Wu were next. Notably, the richest woman on the planet is an Alice, specifically Alice Walton, who, as the daughter of Walmart founder Sam Walton, is worth £78.5billion. There are, of course, some obvious exceptions, most notably the world's richest man, Elon Musk, whose first name has both soared in popularity and suffered serious slumps in recent years. Jamie Wall, a casino analyst and personal finance strategist at Gamblizard told the publication: 'Research shows 48 per cent of people believe luck and fate are key to success – so starting with a lucky name doesn't sound like a bad idea. 'It may just be a coincidence, but don't underestimate the power of belief. If a billionaire name inspires you to believe in your child's potential and support their journey, that alone can make all the difference.'


Daily Mail
3 hours ago
- Daily Mail
From spending when you're abroad to absolutely smashing the preparation and packing, we reveal how to holiday like a pro
The phrase 'seasoned traveller' says it all - you really can improve your approach to travel over time. There are lots of ways to make the process of going on holiday easier and less stressful, many of which you pick up through experience. But rather than learning through your mistakes, why not discover the secrets to acing your holiday all at once? From avoiding money worries to perfecting the art of packing, we've done all the legwork for you - with the help of the friendly experts at Post Office Travel Money Card. We'll also reveal some tips to slash the cost of your getaway, from bagging cheaper airport parking to dodging unexpected roaming charges. Get a currency card for spending abroad Heading overseas? Then you'll need to arrange some travel money. But with many providers charging high exchange rates and rip-off fees, it's easy to get stung. And while you could withdraw a large bundle of cash, this opens the risk of it being lost or stolen. It's also inconvenient if you need money in several different currencies. A far better approach is to take out a Post Office Money Card, which lets you spend abroad with no charges* across all 22 supported currencies. Getting started is quick and easy. It's simply a question of ordering your card online or in-branch and loading it with your chosen currency - then off you go! The card allows you to use contactless, Apple Pay and Google Pay™ at any of the more than 36million locations worldwide that take Mastercard®, while you can also use it to withdraw cash at ATMs. Out of funds? Then you can top up any time in your app or online account - which stays completely separate from your main bank account. Consider taking cash too Cards are a convenient way to pay. But there's a role for cash as well, particularly in countries that have not adopted digital payments as widely as the UK has. Carrying around some notes and coins gives you added flexibility in situations where cash is easier to use, such as for tipping staff. It also avoids the awkwardness of being unable to pay for something you've already bought before you realised the business doesn't accept cards. Finding cash in the right currency doesn't need to be a hassle. By visiting your local Post Office, you can pick up some back-up holiday cash and load your Travel Money Card in one go. You can also head online and choose to have the money delivered to your home or left at your nearest branch for collection. It's just what you need to get holiday ready with minimum effort. Pre-book your airport parking When you're looking forward to a dream trip, it's unlikely airport parking is on the top of your mind. But you should give it a moment's thought, as reserving it in advance can save a lot of money. In fact, some airports advertise savings of up to 70 per cent when you book ahead... Oh, and when you leave your car, always take a photo of your space - it will help you find it later! Consider an eSim for long trips Alongside currency fees, roaming charges are a bête noire for modern travellers. One way to avoid fees is to buy a physical local Sim card on arrival at your destination. But an easier option could be to pick up an eSim. These allow you to override the physical Sim card in your phone, meaning you'll know the rate you'll pay in advance without having to fiddle around with a new Sim upon arrival. Make use of free cancellation Sorting things like car hire in advance cuts out stress and could help you get a better price. An even more savvy approach is to choose a policy that offers free cancellation. That way, you can check shortly before you travel to see if prices have dropped so you can cancel and rebook at a cheaper rate. Many price comparison sites include a 'free cancellation' option in the search bar, making these offers easy to find. Try packing cubes Continuing on a strictly practical note, lets go from one p, parking, to another, packing. Lots of people have never heard of packing cubes, so if this applies to you it could be time to check them out! At their most basic, packing cubes are small fabric pouches secured by a zip - allowing you to group similar items, like pants and socks, making them easier to find. A fancier option are compression packing cubes, which are designed to maximise all available space by removing the air. Clever! Book your flight for a Monday ... or a Tuesday... or a Wednesday. The first three days of the week can be up to 20 per cent cheaper than Fridays, Saturdays or Sundays for international trips¹. So if you are able to be flexible with dates, it could be worth running through the various options before you book. Avoid being left with cash you can't spend One of the trickier parts of travelling before digital payments was calculating exactly how much cash you'd need for each trip. After all, who wants to come home with a mass of leftover change in various currencies that you can't spend? It you have funds remaining on your Travel Money Card that you don't want to keep for a future holiday, one of your options is to simply spend your money in the UK as normal. They'll automatically move the money to sterling every time you pay for something based on the day's exchange rate without charging you a fee. Anything you don't spend stays in the currency you have on the card. It's that straightforward! Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Botanica Ditton Park, Riding Ct Rd, Datchet, SL3 9LL (Financial Services Register No. 900412). Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. *Fee-Free when spending abroad with an available balance of a local currency supported by the card. Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. ¹