First Merchants Earnings: What To Look For From FRME
First Merchants beat analysts' revenue expectations by 1.1% last quarter, reporting revenues of $166.5 million, up 8.3% year on year. It was a slower quarter for the company, with a significant miss of analysts' net interest income estimates and EPS in line with analysts' estimates.
Is First Merchants a buy or sell going into earnings? Read our full analysis here, it's free.
This quarter, analysts are expecting First Merchants's revenue to grow 3.7% year on year to $165.8 million, a reversal from the 2.6% decrease it recorded in the same quarter last year. Adjusted earnings are expected to come in at $0.95 per share.
Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. First Merchants has missed Wall Street's revenue estimates five times over the last two years.
Looking at First Merchants's peers in the regional banks segment, some have already reported their Q2 results, giving us a hint as to what we can expect. Texas Capital Bank delivered year-on-year revenue growth of 15.2%, beating analysts' expectations by 2.7%, and Nicolet Bankshares reported revenues up 12.7%, topping estimates by 4.4%. Texas Capital Bank traded up 4.8% following the results while Nicolet Bankshares was also up 7.8%.
Read our full analysis of Texas Capital Bank's results here and Nicolet Bankshares's results here.
There has been positive sentiment among investors in the regional banks segment, with share prices up 7.8% on average over the last month. First Merchants is up 10.3% during the same time and is heading into earnings with an average analyst price target of $46 (compared to the current share price of $40.90).
When a company has more cash than it knows what to do with, buying back its own shares can make a lot of sense–as long as the price is right. Luckily, we've found one, a low-priced stock that is gushing free cash flow AND buying back shares. Click here to claim your Special Free Report on a fallen angel growth story that is already recovering from a setback.
StockStory is growing and hiring equity analyst and marketing roles. Are you a 0 to 1 builder passionate about the markets and AI? See the open roles here.
Erreur lors de la récupération des données
Connectez-vous pour accéder à votre portefeuille
Erreur lors de la récupération des données
Erreur lors de la récupération des données
Erreur lors de la récupération des données
Erreur lors de la récupération des données
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
6 minutes ago
- Yahoo
Pony.ai Kicks Off 24/7 Robotaxi Operation in Major Chinese Cities
GUANGZHOU, China, July 25, 2025 /PRNewswire/ -- (NASDAQ: PONY), a global leader in autonomous driving technology, today starts around-the-clock Robotaxi operation in the Chinese megacities of Guangzhou and Shenzhen, two of southern China's dynamic economic engines. This move marks a major step forward in the company's China development, expanding its Robotaxi operation window from 15 hours a day to full 24/7 availability. In the meantime, also extended its Robotaxi testing window in the Chinese capital city of Beijing to 24 hours daily. The initiative builds on extensive operational foundation, with over 50 million kilometers of global autonomous testing. These efforts cover a wide range of traffic and lighting conditions — from midday congestion to late-night driving — providing robust validation of system performance under real-world scenarios. The company's proprietary autonomous driving system — its "virtual driver" — has logged more than 500,000 hours of driverless operation. According to internal metrics, the system has achieved a safety record up to ten times safer than that of human drivers. This continuous validation has sharpened the system's ability to respond to complex road environments and changing weather conditions. At the heart of sensing and perception capabilities is a multi-sensor fusion architecture that integrates high-performance 128-beam LiDAR, 8-megapixel cameras, and 4D imaging millimeter-wave radar. Together, these components deliver real-time, 360-degree perception — even in low-light or nighttime settings. Unlike vision-only systems that rely heavily on ambient light, use of active sensing technologies such as LiDAR and radar adds critical redundancy. This enables the detection of low-contrast objects like pedestrians in dark clothing, reduces the impact of headlight glare, and supports safe navigation on poorly lit or unlit roads. This level of capability is made possible by the company's advanced autonomous driving software stack, built on its "PonyWorld foundation model and virtual driver" architecture. Deployed in its seventh-generation Robotaxi fleet, the system enables stable, high-precision detection of road features, signage, vehicles, and pedestrians — from nearby blind spots to distances of up to 650 meters. To ensure reliability in harsh conditions, the vehicles are also equipped with a proprietary sensor self-cleaning system that mitigates the impact of rain, fog, dusts and road debris. As continues to scale its seventh-generation Robotaxi fleet across Beijing, Shanghai, Guangzhou, and Shenzhen, the company is positioning its always-on trials to help reshape urban transportation. The 24/7 operation initiative underscores commitment to accelerating the commercial viability of Robotaxi services — improving late-night mobility while setting new standards in safety and availability. As cities grow quieter after dark, late-night commuters may find a new kind of travel companion: a safe, reliable Robotaxi — always on, always ready. View original content: SOURCE Sign in to access your portfolio

Wall Street Journal
8 minutes ago
- Wall Street Journal
U.S. Stock Futures Rise But Asia, European Markets Fall on Rate Cut Uncertainty
U.S. stock futures rose after Nasdaq closed at another new record Thursday following Google-parent Alphabet's earnings and despite continued trade tensions and weaker-than-expected housing data. European stocks fell in line with Asia on uncertainty over Fed rate cuts. —U.S. futures for the S&P 500 were up 0.1% and futures for the Dow Jones Industrial Average climbed 0.1%. The S&P 500 added less than 0.1% Thursday for its fourth consecutive record, the longest such streak since December while the tech-heavy Nasdaq gained 0.2% to hit its 12th record of July.
Yahoo
24 minutes ago
- Yahoo
S&P 500 Gains and Losses Today: Lamb Weston Stock Soars as Volumes Grow; Enphase Energy Falters
Major U.S. equity indexes rose on Wednesday after President Donald Trump announced a trade agreement with Japan as second-quarter earnings season rolled on. The S&P 500 jumped 0.8% to close at an all-time high for the third consecutive day. The Nasdaq advanced 0.6%, returning to record territory after slipping yesterday. The Dow surged more than 500 points, adding 1.1% and ending just below its record closing level reached in December. Shares of Lamb Weston Holdings (LW), a provider of frozen french fries and other potato products, soared 16.3% to notch the S&P 500's top performance. The company topped sales and profit estimates for its fiscal fourth quarter, with strength across all channels and geographies helping drive 8% year-over-year volume growth. Lamb Weston also said it would lay off 4% of its workforce, part of a plan it expects to save it $250 million a year by the end of its 2028 fiscal year. GE Vernova (GEV) shares also moved higher in the wake of strong quarterly financial results, jumping 14.6% on Wednesday. The energy technology firm, which completed its spinoff from General Electric a little over a year ago, reported better-than-expected second-quarter sales and profits and said it now expects the full-year earnings impact from tariffs and inflation to come in near the low end of its previous forecasts. Baker Hughes (BKR) also exceeded forecasts with its second-quarter revenue and adjusted net income, and shares of the oilfield services provider popped 11.7%. Although the company struck a cautious tone on upstream spending as producers navigate volatility in commodity prices, Baker Hughes benefited from strong data center related orders. Enphase Energy (ENPH) suffered the biggest decline in the S&P 500 on Wednesday, plunging 14.2%. While the solar microinverter and battery specialist surpassed second-quarter sales and profit estimates, Enphase issued weaker-than-expected profit guidance for the third quarter. The company noted its gross margins were pressured by U.S. tariff policies and indicated that the expiration of clean-energy tax credits would likely constrict residential solar demand. Shares of the financial technology firm Fiserv (FI) sank 13.9%. Like Enphase, Fiserv reported quarterly sales and profit that came in ahead of estimates, but a reduction in its full-year profit outlook weighed on the stock. Although the fintech announced a multiyear deal with Canada's TD Bank Group, investors focused on its Clover payment processing platform's slowing growth. Texas Instruments (TXN) also provided a softer-than-expected profit forecast for the third quarter, and shares of the analog semiconductor producer dropped 13.3%. The company announced last month that it intends to invest more than $60 billion to expand its chip manufacturing capacity in the U.S. Read the original article on Investopedia Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data