Is the stock market S&P 500, Nasdaq open today for 4th of July?
Fourth of July 2025 closures: What's open and what's not on Independence Day. The Fourth of July is here, and so are the closures that come with it. As Americans celebrate Independence Day 2025, it's important to know which services are operating and which are not. While July 4 marks the formal adoption of the Declaration of Independence back in 1776, the real declaration vote actually happened on July 2. Still, the country has long honored the Fourth of July as the official birthday of the United States.
This year, the holiday falls on a Friday, making it a long weekend for many. Here's a full guide on what's closed — and what remains open — on Friday, July 4, 2025.
Is the stock market open on the Fourth of July?
No, the U.S. stock market is closed for the holiday.
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If you're planning to trade stocks or follow the financial markets, you'll need to wait until Monday. The New York Stock Exchange (NYSE), Nasdaq, and bond markets are all closed on Friday, July 4, in observance of Independence Day.
When will trading resume?
Markets will reopen on
Monday, July 7, 2025
, with normal hours starting at 9:30 a.m. ET. In the meantime,
futures trading
may still show some after-hours activity, but regular stock and bond market trading is paused for the holiday.
Live Events
Are banks open on July 4, 2025?
No, most banks are closed for the federal holiday.
Banks across the U.S., including major institutions, follow the Federal Reserve's holiday schedule. So, Friday, July 4, is a bank holiday, and branches will remain closed. That includes Federal Reserve Banks and their branches.
But don't worry — ATMs, mobile banking apps, and online services will still be available for basic transactions like balance checks, transfers, and mobile deposits.
Is there mail delivery on the Fourth of July?
No, the U.S. Postal Service will not deliver mail.
All USPS post offices will be closed on Friday, and mail delivery will be paused for the day. However, you can still access USPS.com for certain online services like:
Ordering stamps and shipping supplies
Printing shipping labels
Scheduling a package pickup for a later date
Just make sure you have a USPS account to access these services.
Are FedEx and UPS delivering packages on July 4?
Both FedEx and UPS will largely pause regular operations on Independence Day.
FedEx:
No standard delivery services will run on Friday. Only FedEx Custom Critical shipments will continue. Some FedEx Office locations will have modified hours on July 4 and also on July 3, so it's smart to check with your local store.
UPS:
Standard UPS services will also be closed on Friday, except for UPS Express Critical shipments. UPS Store locations may be closed or operating on reduced hours depending on the location.
Are government offices and the DMV open on July 4?
No, all nonessential federal and state government offices are closed.
Because July 4 is a federal holiday, most government offices, including Social Security offices, IRS centers, DMV locations, and courthouses, will be closed on Friday. Normal hours are expected to resume the following week.
What about schools and colleges? Are summer classes canceled?
Yes, most schools are closed for the holiday.
Since it's summer, many K–12 schools are already on summer break. But for schools that hold summer classes, those typically follow the federal holiday schedule. That means classes are not held on July 4. If you're enrolled in a university program or summer session, it's best to check directly with your school or district.
Are stores and restaurants open on the Fourth of July?
Many stores and restaurants will remain open — but with some exceptions.
Costco will be closed all day on Friday, July 4.
Sam's Club, a competitor owned by Walmart (WMT +0.77%), will be open but may close early.
Other major retailers and restaurant chains may operate on reduced holiday hours, so check ahead before heading out.
The Fourth of July is also known for holiday sales, so expect big discounts on:
Patio furniture
Appliances
Mattresses
Swimwear
Summer apparel
It's a great time to shop — just be sure to confirm hours with your local stores.
What's open and closed on Fourth of July 2025?
Service / Institution
Status on July 4, 2025
Stock Market (NYSE, Nasdaq, Bonds)
Closed
Banks
Closed
Post Offices / USPS Delivery
Closed
FedEx
Closed (Custom Critical only)
UPS
Closed (Express Critical only)
Government Offices / DMV
Closed
Schools / Summer Classes
Closed (Check locally)
Costco
Closed
Sam's Club
Open with reduced hours
Most restaurants/retailers
Open (check hours)
The Fourth of July brings patriotic celebrations, parades, and time off — but it also brings widespread closures across financial markets, government services, and delivery carriers. If you're planning errands or expecting packages, it's best to double-check schedules.
Happy 249th Birthday, America!
FAQs:
Q: Is the stock market closed on Fourth of July 2025?
Yes, all major U.S. markets including NYSE and Nasdaq are closed on July 4.
Q: Will there be USPS mail delivery on July 4, 2025?
No, USPS mail service and post offices will be closed for the holiday.
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