Pre-order deals: Get up to $300 in Samsung credit with your Galaxy Z Fold 7 or Flip 7
These offers are available directly from Samsung's official website. The deals are available for all color versions available.
Samsung Galaxy Z Fold 7
Samsung Galaxy Z Fold 7 + free 512GB upgrade and $300 in Samsung credits
Samsung Galaxy Z Fold 7 + free 512GB upgrade and $300 in Samsung credits
Thin, light, high-powered, and it folds!
The Samsung Galaxy Z Fold 7 offers an 8-inch OLED screen, a 200MP camera, the Snapdragon 8 Elite for Galaxy chipset, and a 4,400mAh battery. The Galaxy AI experience is baked in, offering tools across the camera, Circle to Search, and much more. Best of all, Samsung continues to evolve their fold folding hinge assembly, promising reduced visibility of the crease.
See price at Amazon
Save
$420.00
If you're looking to get the biggest, most exciting foldable phone available from Sasmung, the Galaxy Z Fold 7 is no slouch. Amazon offers a free upgrade to 512GB of storage and throws in a $300 gift card. Essentially, you are getting the same as with Samsung. That said, if you were already considering getting another Samsung accessory or product, you can use the Samsung credit right away and get everything ordered in one go.
On the other hand, you will have to wait for your Amazon gift card and get whatever you want through a separate purchase, which then you also have to wait for, as it will ship separately.
Additionally, Samsung is offering some extra discounts on bundled accessories. For example, the Galaxy Watch 8 gets an added $50 discount when bundled with your Galaxy Z Fold 7. So, you're not just saving $300 on it; you're actually saving $350 (it would be free).
Samsung Galaxy Z Flip 7
Samsung Galaxy Z Flip 7 + free 512GB upgrade and $150 in Samsung credits
Samsung Galaxy Z Flip 7 + free 512GB upgrade and $150 in Samsung credits
Melds Galaxy AI with the new edge-to-edge FlexWindow
With a 6.9-inch main display and a 4.1-inch FlexWindow outer display, the Samsung Galaxy Flip 7 focuses on putting AI smarts in your pocket. Measuring just 13.74mm thick when folded, it's the slimmest Z Flip phone yet. Packed with a 50MP camera and a suite of AI tools, Samsung calls the Z Flip 7 a "pocket-sized selfie studio."
See price at Amazon
Save
$350.00
If you're looking to get the smaller Samsung Galaxy Z Flip 7, it may seem like the free $200 Amazon gift card is better than the $150 Samsung credit, but you are pretty much getting the same deal here, because you will also get that extra Samsung credit for bundling an accessory with it.
As an example, if you add the Samsung Galaxy Watch 8, you will only pay $79.99 for it, instead of the full $349.99. That's $270 in savings! And again, you won't have to wait for the gift card, make a separate purchase, then wait for the second purchase.
By the way, you also get the free 512GB upgrade for free with this one, regardless of which retailer you pick.
If you were already considering using your credit or gift card for something else from Samsung, it's better to just go directly to Samsung's website. Now, if all you want is the phone and would rather be able to buy anything with the free incentive, Amazon is definitely the better alternative.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
24 minutes ago
- Yahoo
Home BancShares Inc (HOMB) Q2 2025 Earnings Call Highlights: Record Earnings and Strategic ...
Total Assets: Almost $23 billion. Market Capitalization: Just short of $6 billion. Record Earnings: $118.4 million or $0.60 earnings per share. Return on Assets (ROA): 2.08%. Non-GAAP Return on Tangible Common Equity (ROTCE): 18.26%. Tier One Capital Ratio: 15.6%. Leverage Ratio: 13.4%. Total Risk-Based Capital: 19.3%. Tangible Common Equity Growth: 11.25% over the past 12 months. Stock Buybacks: $1 million shares bought back in both Q1 and Q2. Quarterly Dividends: $0.20 per share. Net Interest Margin: 4.44%. Adjusted Return on Assets: 2.02%. Adjusted Efficiency Ratio: 42.01%. Loan Recoveries: $2 million recovered this quarter. CCFG New Commitments: Approximately $500 million in Q2. CCFG Portfolio Growth: $122 million increase during the quarter. Warning! GuruFocus has detected 2 Warning Sign with HOMB. Release Date: July 17, 2025 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Positive Points Home BancShares Inc (NYSE:HOMB) reported record earnings of $118.4 million or $0.60 per share, marking a consistent performance with a return on assets of 2.08%. The company has demonstrated strong financial growth, with tangible common equity increasing by 11.25% over the past 12 months. Home BancShares Inc (NYSE:HOMB) has been aggressive in stock buybacks, purchasing 2 million shares so far this year, which adds value for shareholders. The company has maintained a strong balance sheet with a Tier One capital ratio of 15.6% and a total risk-based capital of 19.3%. The Centennial Commercial Finance Group (CCFG) saw significant portfolio growth, closing approximately $500 million in new commitments for the quarter. Negative Points Deposits ended slightly lower in Q2, down $53 million due to seasonal tax payments, although balances grew in May and June. There is ongoing pressure from competition offering lower rates, which could impact loan growth and profitability. The company is facing challenges in resolving a large non-accrual loan related to a yacht, which is currently in the arrest process. Home BancShares Inc (NYSE:HOMB) is actively seeking acquisitions to boost income, indicating potential challenges in achieving organic growth targets. Expenses were elevated this quarter due to a $3.5 million lawsuit settlement, impacting overall financial performance. Q & A Highlights Q: Can you provide insights into the strong loan growth this quarter and the factors driving it? A: Kevin D. Hester, President and Chief Lending Officer, explained that the growth is not due to increased aggressiveness but rather the result of being in strong markets with good opportunities. The company is taking advantage of what the market offers, despite some competition locking in lower rates prematurely. Q: What are your current thoughts on M&A opportunities, and are you considering acquiring loan assets or whole banks? A: John W. Allison, Chairman and CEO, stated that they are primarily looking at whole bank acquisitions rather than just loan assets. They are exploring several opportunities and aim to find deals that are accretive and make sense for the company. Q: How do you view the potential for a triple accretive deal in the current market environment? A: John W. Allison emphasized that they have historically avoided dilution and are cautious about pursuing deals that would require it. They aim for accretive transactions and are not interested in deals that would dilute shareholder value. Q: Can you discuss the current deposit pricing trends and any pressures you are experiencing? A: Stephen Tipton, CEO of Centennial Bank, noted that deposit pricing pressures remain similar to the previous quarter. They are managing to negotiate competitive rates and are optimistic about reducing costs on maturing CDs in the second half of the year. Q: What are your plans regarding stock buybacks, especially in light of current valuations? A: John W. Allison mentioned that they continue to buy back stock and are considering a special dividend for shareholders. They are evaluating the buyback yield and its impact on shareholder value, and any decision will depend on capital needs for potential acquisitions. For the complete transcript of the earnings call, please refer to the full earnings call transcript. This article first appeared on GuruFocus.
Yahoo
24 minutes ago
- Yahoo
Rexford Industrial Realty Inc (REXR) Q2 2025 Earnings Call Highlights: Strong Leasing Activity ...
Leases Executed: 1.7 million square feet, including lease up of four repositioning and redevelopment projects. Leasing Spreads: Net effective leasing spreads at 21%, cash leasing spreads at 8%. Embedded Rent Steps: Averaged 3.7%, up 10 basis points from last quarter. Same Property Occupancy: 96.1%, an increase of 40 basis points sequentially. Net Absorption: Positive 220,000 square feet. Market Rent Decline: 3.5% sequentially, 12.8% year over year. Repositioning and Redevelopment Lease Up: 520,000 square feet executed, total year-to-date over 900,000 square feet. Annualized NOI from Repositioning: Over $16 million, with a 7.4% unlevered stabilized yield. Dispositions: $82 million in the quarter, year-to-date $134 million at a low 4% cap rate. Core FFO: $0.59 per share, $0.01 increase over the prior quarter. Full Year 2025 Core FFO Outlook: $2.37 to $2.41 per share. Incremental Cash NOI Opportunity: $195 million, representing growth of 28%. Liquidity: Over $1.8 billion, including $560 million of cash. Net Debt to EBITDA: 4 times. Warning! GuruFocus has detected 5 Warning Signs with REXR. Release Date: July 17, 2025 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Positive Points Rexford Industrial Realty Inc (NYSE:REXR) executed 1.7 million square feet of leases, including lease-up of four repositioning and redevelopment projects. The company achieved a same property occupancy rate of 96.1%, an increase of 40 basis points sequentially. Rexford Industrial Realty Inc (NYSE:REXR) reported de minimis levels of bad debt at only 6 basis points of revenue, indicating strong tenant health. The company has a substantial embedded growth opportunity within its portfolio, totaling $195 million of incremental cash NOI, representing growth of 28%. Rexford Industrial Realty Inc (NYSE:REXR) has over $1.8 billion of liquidity, including $560 million of cash, and a low leverage balance sheet with net debt to EBITDA of 4 times. Negative Points Market rents across Rexford's portfolio declined approximately 3.5% sequentially and 12.8% year over year. Macroeconomic and tariff uncertainty are impacting tenant decision-making, putting pressure on overall demand, rent levels, and lease-up time frames. The company has no acquisitions under contract or accepted offer currently, despite actively pursuing potential opportunities. Rexford Industrial Realty Inc (NYSE:REXR) expects some deceleration in occupancy in the second half of the year due to planned move-outs within the same property portfolio. The company experienced delays in rent commencements on repositioning and redevelopment projects, impacting financial projections. Q & A Highlights Q: Can you discuss the potential future repositioning and redevelopment starts and the variability in the timeline for these projects? A: Michael Fitzmaurice, CFO, explained that the pipeline is somewhat fluid and can change quarter to quarter. The biggest driver currently is the Hertz asset, which will have a significant impact when its lease expires in March 2026. Laura Clark, COO, added that the Hertz asset is an irreplaceable location adjacent to LAX, and they are ready to start development to deliver a 400,000 square foot building there. Q: How do you view the 3% cash mark to market going forward, and what impact could it have on cash same-store growth? A: Laura Clark, COO, noted that the cash mark to market is currently at 3%, and its future trend will depend on market rent growth. Only about 15% of the portfolio rolls annually, so future leasing spreads will depend on the mix of units and properties rolling. Rexford's growth is not dependent on mark to market, as there is significant embedded growth within the portfolio from repositioning and redevelopment projects. Q: Are you seeing opportunities to invest at higher cap rates, and is share buyback a consideration given the current cost of capital? A: Laura Clark, COO, stated that their capital allocation principles remain unchanged, focusing on cash flow accretion and net asset value. They continue to evaluate acquisition opportunities that meet stringent criteria and are looking to recycle disposition proceeds at higher yields. Share buybacks were not specifically addressed, but the focus remains on repositioning and redevelopment for attractive returns. Q: Can you elaborate on the delays in rent commencements for repositioning and redevelopment projects? A: Laura Clark, COO, mentioned that they feel good about the progress, having leased about 900,000 square feet, with 1.5 million square feet remaining. Rent commencement assumptions are late in the year, with a slight delay of about one month on average due to market dynamics. They have activity on 80% of the remaining space and are comfortable with their projections. Q: How has tenant behavior changed in terms of lease terms and renewal activity? A: Laura Clark, COO, noted that lease terms have remained steady at four to five years on average. Renewal activity has been strong, with tenants approaching earlier for renewals. Early renewals have doubled compared to the previous year, indicating tenants' need to secure space and their long-term strategic planning. For the complete transcript of the earnings call, please refer to the full earnings call transcript. This article first appeared on GuruFocus.
Yahoo
24 minutes ago
- Yahoo
Webster Financial Corp (WBS) Q2 2025 Earnings Call Highlights: Strong Performance Amidst ...
Return on Tangible Common Equity: 18% Return on Assets (ROA): Nearly 1.3% Revenue Growth: 1.6% over the prior quarter Loan and Deposit Growth: Over 1% in the quarter Share Repurchases: Authorized an additional $700 million; repurchased 1.5 million shares Net Charge-Off Ratio: 27 basis points Total Assets: $82 billion, up $1.6 billion from last quarter Deposits: Increased by $739 million Loan Growth: $616 million or 1.2% link quarter Net Income to Common Shareholders: Up $31 million relative to the prior quarter Earnings Per Share (EPS): $1.52 versus $1.30 in the first quarter Net Interest Margin (NIM): 3.44%, down 4 basis points from the prior quarter Non-Interest Income: $95 million, up $3 million over the prior quarter Non-Interest Expense: $346 million, up $2.1 million link quarter Allowance for Loan Losses: $722 million or 1.35% of loans Tangible Book Value Per Share: $35.13, up over 3% from last quarter Warning! GuruFocus has detected 9 Warning Sign with WBS. Release Date: July 17, 2025 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Positive Points Webster Financial Corp (NYSE:WBS) reported a solid return on tangible common equity of 18% and a return on assets of nearly 1.3% for the second quarter of 2025. The company achieved growth in both loans and deposits of over 1% in the quarter, with overall revenue increasing by 1.6% over the prior quarter. The Board authorized an additional $700 million in share repurchases, and 1.5 million shares were bought back in the quarter. Webster Financial Corp (NYSE:WBS) has a strong capital position, with an increase in the common equity Tier 1 ratio and a stable loan-to-deposit ratio. The healthcare financial services segment, including HSA Bank, is expected to benefit from favorable provisions in the reconciliation bill, potentially increasing deposits by $1 billion to $2.5 billion over the next five years. Negative Points The net interest margin (NIM) decreased by 4 basis points from the prior quarter to 3.44%, with expectations of further pressure in the second half of the year. Deposit costs increased by 3 basis points over the prior quarter, with significant competition in the deposit market. There is a potential impact from proposed tariffs, although Webster Financial Corp (NYSE:WBS) does not have disproportionate exposure to the most affected industries. The allowance for credit losses increased by $9 million, primarily due to balance sheet growth. The company anticipates a modest impact on net interest income from a new debt issuance in the second half of the year. Q & A Highlights Q: Given the current environment and outlook for potential deregulation, what is your willingness to reduce CET1, and what are your thoughts on the term pace of the buyback? A: John Ciulla, Chairman and CEO, stated that their medium-term goal is an 11% CET1 ratio, with a potential long-term target of 10.5% as markets stabilize. For the balance of 2025, the 11% target is appropriate. Regarding capital management and share buybacks, the priority is to grow the balance sheet with full relationship loans. If not feasible, they consider tuck-in acquisitions or returning capital to shareholders through dividends or buybacks. Q: Are you satisfied with current cash balances, and how will the anticipated long-term debt issue impact the NIM? A: Neal Holland, CFO, mentioned they are reaching desired cash levels, which had a 1-basis point impact on NIM this quarter, with an additional 1 basis point expected over the next two quarters. The anticipated debt issuance in the second half of the year will also impact NIM by 1 basis point. Q: How are you thinking about deposit costs for the second half of the year, given your expectation for two rate cuts and interSYNC's strong deposit growth? A: Neal Holland, CFO, explained that they are positioned neutrally regarding interest rate sensitivity. If rate cuts occur, deposit costs are expected to decrease. Without cuts, significant competition on the deposit side limits opportunities to reduce costs, but the team is actively monitoring the situation. Q: With the expansion of the HSA market, will there be any need for new investments in delivery channels or outreach? A: Luis Massiani, President and COO, stated that no significant changes in expenses are expected. They already have a direct-to-consumer channel, which will be leveraged for the new opportunity. Some marketing and education investments will be necessary, but they won't materially change the business's operating expense trajectory. Q: How should we think about the allowance build and provision with the improving credit backdrop? A: John Ciulla, Chairman and CEO, noted that the allowance for credit losses is tied to risk rating migration, loan growth, and portfolio risk ratings. They are comfortable with their current coverage ratio, and growth in coverage would come from balance sheet growth or credit deterioration. Q: How sustainable are the recent C&I and commercial real estate originations, and how are spreads holding up? A: John Ciulla, Chairman and CEO, and Luis Massiani, President and COO, indicated that originations were strong across all categories, with pipelines building for the second half of the year. They expect similar loan growth in the coming quarters, supported by a diversified mix of commercial and consumer opportunities. Q: With the Marathon joint venture, how will loan growth be impacted, and is there a two-way street for loan origination? A: John Ciulla, Chairman and CEO, explained that the joint venture allows them to compete for larger transactions without increasing on-balance-sheet hold sizes. While there is potential for a two-way street in origination, their capabilities will primarily drive the joint venture's originations. Q: What is the outlook for the net interest margin (NIM) given competitive pressures and spread tightening? A: Neal Holland, CFO, reiterated the full-year NIM guidance of approximately 3.4%, expecting to exit the year between 3.35% and 3.40%. Despite competitive deposit pressures and slight spread compression, they focus on net interest income, with NIM as an outcome. For the complete transcript of the earnings call, please refer to the full earnings call transcript. This article first appeared on GuruFocus.
