Crorepati Mutual Fund: Rs 10K Monthly SIP Grew To Over Rs 1.6 Crore In 25 Years
Crorepati Mutual Fund: The Balanced Advantage Fund follows a dynamic asset allocation strategy, which means it adjusts its mix of equity and debt depending on market conditions.
Crorepati Mutual Fund: The Aditya Birla Sun Life Balanced Advantage Fund has completed its 25 years since launch. Introduced on April 25, 2000, the fund was designed to offer investors the growth potential of equity with reduced risk through dynamic asset allocation. And over the years, it has delivered just that.
SIP Of Rs 10,000 Grew To Over Rs 1.6 Crore
As per the fund house, a monthly SIP of Rs 10,000 in this scheme over the past 25 years would have grown to over Rs 1.6 crore, delivering a compounded annual growth rate (CAGR) of 11.7%. This highlights the value of long-term and disciplined investing, even with a relatively moderate monthly amount.
The Balanced Advantage Fund follows a dynamic asset allocation strategy, which means it adjusts its mix of equity and debt depending on market conditions. When stock valuations are high, it reduces equity exposure to protect downside risk. When valuations are low, it increases equity to capture potential upside. This automatic balancing aims to offer reasonable returns with lower volatility.
advetisement
Some of the fund's key strengths include:
Lower drawdowns in falling markets
Faster recovery during rebounds
Steady performance through market ups and downs
From 2015 onward, it has delivered nearly 80% of the Nifty 50's returns with only 66% of its volatility, maintaining an average net equity exposure of around 52%. Over a 3-year rolling period, it has given returns above 8% in more than 86% of instances over the past 9 years.
As of April 30, 2025, the Balanced Advantage Fund manages over Rs 7,500 crore in assets. The fund is jointly managed by Harish Krishnan, Lovelish Solanki, and Mohit Sharma, experienced professionals who guide the portfolio across sectors and market capitalizations.
A. Balasubramanian, MD and CEO of ABSLAMC, expressed pride in the fund's 25-year journey. He said,
'This milestone is not just about numbers — it reflects our team's dedication and our investors' continued trust. Our goal has always been to give peace of mind by adjusting equity and debt exposure to deliver stable returns through all market cycles. We thank our investors and partners for their support in both bull and bear markets."
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First Published:
May 29, 2025, 13:25 IST
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