Neet aspirants overcome challenges with consistency family support and determination
Umaid, who secured an All India Rank (AIR) of 21, credited his success to a disciplined approach and a strong support system. Despite facing challenges during his preparation, he relied on his teachers for emotional and academic support. "I contacted my teachers, and they guided me during tough times," said Umaid, a student of Indian Olympiad School.
Hailing from a supportive family, with a civil engineer father and a homemaker mother, Umaid said that his school and coaching classes played a key role in resolving his doubts.
His routine involved 7–8 hours of daily study alongside regular classes. "I stayed consistent, attended every session, and gave maximum effort," he shared. His advice for NEET aspirants: "Focus on NCERT for Biology and Chemistry, practice PYQs for Physics, and tackle higher-level analytical problems."
A self-motivated learner, Umaid avoided distractions and drew inspiration from star footballer Cristiano Ronaldo's work ethic.
by Taboola
by Taboola
Sponsored Links
Sponsored Links
Promoted Links
Promoted Links
You May Like
Giao dịch xu hướng AUD/USD?
IC Markets
Đăng ký
Undo
He balanced his studies with weekend football, maintaining a healthy lifestyle. As he prepares for medical college, Umaid is keeping his future options open.
Nashit wants to serve society
Mohammed Nashit secured AIR 136 in NEET UG 2025 through 6–7 hours of consistent daily study. Nashit said battling mental fatigue was his biggest challenge. Throughout his preparation, his mother and sister stood by him with constant support.
His father is a civil engineer, while his sister is pursuing MBBS in Hyderabad. Inspired by his family, Nashit now hopes to serve society after becoming a doctor.
Disha Mankhani and Moleen Raut: Beating the odds
Disha Mankhani scored 551 marks in NEET UG, securing an AIR of 11,717. She cleared the exam in her first attempt. Her journey was filled with emotional stress, personal disputes, and phases of instability that made studying difficult.
But she didn't give up. Through all the ups and downs, Disha stayed focused on her goal. She now hopes to get a seat at GMCH Nagpur, allowing her to continue her medical journey in her hometown, close to her roots and support system.
Moleen Raut from Bhandara also cleared NEET UG in his first attempt, scoring 570 marks (AIR-5471). He ranked 127th in the SC category. Moleen followed a steady routine, studying 11 to 12 hours a day.
His hard work and discipline paid off. Behind him stood the quiet support of his father, a pharmacist, who inspired and encouraged him throughout.
Mishra aims for AIIMS Nagpur
AIIMS Nagpur is the dream destination for Manas Mishra, who secured an impressive AIR 835 in the general EWS category. Studying 8 to 9 hours daily, he received strong support from his family. His father works in the irrigation department, his mother is a teacher, and his sister is an IT professional.
With unwavering discipline and determination, he is confident of getting admission at AIIMS Nagpur.
OBC topper overcame eyesight problem
Jay Sanjay Khandekar overcame a major eyesight problem to emerge as Vidarbha topper in the OBC category. He faced the unexpected challenge just before NEET-UG, following a significant rise in his glasses' power.
However, he remained resolute and focused on his goal. Supported by his businessman father, homemaker mother, and an MBBS brother, Jay overcame every obstacle to achieve his dream. With dedicated effort—studying 10 hours daily—he achieved an impressive All India OBC rank of 502 and secured the 1st rank in Vidarbha in the category.
(Interviews by Simran Shrivastava, N Soumya, Eklavya Singh, Alice Azim)
Follow more information on
Air India plane crash in Ahmedabad here
. Get
real-time live updates
on rescue operations and check
full list of passengers onboard AI 171
.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Time of India
40 minutes ago
- Time of India
Crypto prices today: Bitcoin nears $110K, Ethereum rallies over 6% on rate cut hopes
The cryptocurrency market traded higher on Thursday, supported by dovish macro signals and improved investor sentiment. As of 1:04 pm IST, Bitcoin climbed 2.3% to $109,336, while Ethereum rose 6.3% to $2,601. The total global crypto market cap rose 0.8% to $3.31 trillion, as per CoinMarketCap. Altcoins also joined the rally. XRP, Solana , Dogecoin, and Cardano surged between 3% and 9%, while Tron, Sui, Avalanche, and Chainlink posted gains of up to 11%. Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Unfriendliest Countries in the World, Ranked Drivepedia Undo by Taboola by Taboola 'The crypto market is gaining strength with expectations of a July rate cut ,' said Edul Patel, CEO of Mudrex. 'Bitcoin needs a weekly close above $107,720 to confirm trend strength, with key resistance at $110,900.' Crypto Tracker TOP COIN SETS NFT & Metaverse Tracker 16.42% Buy DeFi Tracker 14.84% Buy AI Tracker 12.48% Buy Web3 Tracker 11.71% Buy Crypto Blue Chip - 5 5.55% Buy TOP COINS (₹) Ethereum 221,304 ( 5.4% ) Buy Solana 13,280 ( 3.8% ) Buy XRP 195 ( 3.41% ) Buy Bitcoin 9,339,141 ( 1.13% ) Buy BNB 56,503 ( -0.06% ) Buy Disappointing US payroll data and the possibility of monetary easing have supported crypto prices. The market now awaits jobless claims and non-farm payrolls data for further direction. Did you Know? The world of cryptocurrencies is very dynamic. Prices can go up or down in a matter of seconds. Thus, having reliable answers to such questions is crucial for investors. View Details » Vikram Subburaj, CEO of Giottus, said: 'Bitcoin rebounded sharply on the back of Trump's Vietnam trade deal and renewed interest in Solana's staking ETF. Spot Bitcoin ETFs saw $407 million in inflows on July 2, reversing earlier outflows. On-chain metrics still show room for further upside.' Live Events Riya Sehgal of Delta Exchange noted that Ethereum saw a clear breakout, rising from $2,375 to over $2,550. 'ETH holds a stronger setup than BTC, with resistance at $2,665 and a breakout target of $2,800. Meanwhile, whale accumulation and staking inflows continue despite flat retail activity.' Solana also gained traction after the REX-Osprey Solana Staking ETF launched with $12 million in inflows and $33 million in trading volume, signaling rising institutional interest. 'Bitcoin touched $109,700 — its highest in three weeks — buoyed by macro optimism and ETF flows,' said Pi42 Co-Founder Avinash Shekhar. 'A breakout above $110K could lead the next leg of this bull cycle, but traders remain watchful of short-term momentum shifts.'
Time of India
40 minutes ago
- Time of India
HDB Financial shares zoom 20% from IPO price. Did GMP-hungry retail investors miss the memo?
Shares of HDFC Bank-backed HDB Financial Services surged as much as 6% on Thursday to an intraday high of Rs 891.65 on the BSE, extending their post-listing rally and taking total gains for IPO investors to 20.5% from the IPO issue price of Rs 740. But while institutional investors are now sitting on substantial paper gains, retail investors , many of whom sat out the IPO, are left watching from the sidelines, guided by signals that didn't tell the whole story. The stock had already delivered a 14% jump on debut Wednesday, listing at Rs 835 and closing the session at Rs 840.90, making it one of the year's most successful entries into the public market. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Why Crypto CFDs May Suit Your Portfolio IC Markets Learn More Undo One key reason for the retail hesitation lies in the market's obsession with grey market premiums (GMPs). GMP has become the unofficial indicator of market sentiment and investor excitement before an IPO hits the official stock exchange, but only for retail investors. For institutional investors, that is not the case. Before the listing, HDB Financial's IPO GMP hovered in the Rs 67–73 range, indicating an average potential listing pop of just 8%–9%. This modest projection, though later proven conservative, shaped retail expectations. Live Events 'Majority of the retail investors approach IPO from listing gains perspective and looking at the tepid GMPs, response would have been muted,' said Sunny Agrawal, Head of Fundamental Equity Research at SBI Securities. Despite the GMP ticking higher just ahead of listing, retail participation remained tepid at 1.4 times subscription, far below the institutional rush. Smart money conviction pays off Qualified Institutional Buyers (QIBs) subscribed their portion of the Rs 12,500 crore IPO 55.47 times. 'Institutional investors deploy money from a long-term perspective in the business and that seems to be the case with HDB too, which is backed by the strong parentage coupled with a well-established scalable business,' Agrawal said. Tarun Singh, MD and Founder of Highbrow Securities, attributed the overwhelming QIB demand to HDB's 'structural advantage as a diversified, RBI-upper-layer NBFC with HDFC Bank 's distribution muscle.' Singh said the 55 times institutional bid 'reflects confidence in its 'phygital' Tier 2–4 reach and 23% loan book CAGR.' Singh noted that 'what institutions are really acquiring is optionality—a call option on India's financial formalization where HDB's 1,700 branches become acquisition targets themselves when the NBFC consolidation wave hits.' He added, 'the real institutional play here is regulatory arbitrage; they're front-running RBI's forced institutionalization of shadow banking.' With a capital adequacy ratio of 16.8%, 'that's not just a number; it's a war chest to consolidate market share when smaller NBFCs inevitably get squeezed by coming regulations.' Retail's cautious wait-and-watch While the smart money looked years ahead, retail investors were stuck on near-term signals and sentiment fatigue. Singh said, 'retail investors remain wary of NBFC valuations amid margin pressures,' and pointed to 'HDFC Bank stake-sale fatigue and memories of recent IPO letdowns' as reasons for the subdued demand. Agrawal echoed similar sentiments, saying that the IPO's large size and history of muted post-listing performance in other NBFCs may have led retail investors to adopt a 'wait and watch approach.' Valuations fully loaded, but fundamentals strong Even analysts bullish on HDB acknowledge that the stock was no bargain. 'Let's be clear—nobody's buying this IPO for its bargain valuation. At 3.5x book, you're paying full freight for the HDFC pedigree,' Singh said. Mirae Asset Capital Markets said HDB's fundamentals remain robust, with an ROA of 2.2% and ROE of 14.7% in FY25, and gross NPAs at 2.26%. However, it noted that the IPO is 'fully priced given the business's fundamentals and ROE of ~15%,' though the company 'may benefit from the strong HDFC brand going forward.' Brokerage Emkay Global has initiated coverage on the newly listed stock with a 'buy' rating and a target price of Rs 900. Emkay expects a RoA of 2.7% and RoE of 17% by FY28, along with a 20% CAGR in assets under management and 27% EPS CAGR between FY25 and FY28. The brokerage cited HDB's wide customer base of 19 million, branch-heavy distribution, and focus on underserved segments as long-term strengths. The road ahead HDB's rally now stands as a missed opportunity for retail investors who followed short-term signals instead of strategic cues. Singh said that 'institutions aren't just buying an NBFC, they're acquiring a strategic beachhead in India's formalizing credit economy. HDB's 1,700+ semi-urban branches represent hard infrastructure that no fintech can replicate overnight.' With HDB's post-listing momentum continuing, analysts say the IPO may become a bellwether for upcoming NBFC listings. Singh noted, 'it validates RBI's push to list large NBFCs and will embolden peers, but issuers must justify valuations with granular asset-quality disclosures to win retail.' Also read | HDB Financial IPO: Why smart money saw 55 times oversubscription but retail held back at 1.4 times bids ( Disclaimer : Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)
Time of India
40 minutes ago
- Time of India
Volkswagen Autofest July 2025: Exchange bonuses, test drives, finance benefits; Here's what the German engineering in the carnival offers
Volkswagen has officially announced the return of its nationwide exchange carnival, Volkswagen Autofest. This annual event provides a limited-time opportunity for customers across India to upgrade their vehicles and experience Volkswagen's signature German engineering. Hosted at Volkswagen dealerships throughout the country, Autofest combines a variety of offers, including exclusive exchange deals, attractive finance schemes, loyalty rewards, and comprehensive service packages. It's designed to benefit both existing Volkswagen owners and new buyers looking to drive home a premium vehicle. As part of the exchange program, customers can enjoy benefits such as special finance options, loyalty bonuses, complimentary vehicle evaluations, test drives, and additional perks on vehicle servicing and maintenance. Volkswagen states that Autofest reflects the brand's ongoing commitment to offering accessible, high-quality German engineering, supported by a strong service network and a forward-thinking ownership experience. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Lang Dong: Unsold Furniture Liquidation 2024 (Prices May Surprise You) Unsold Furniture | Search Ads Learn More Undo In parallel, Volkswagen also recently launched the Golf GTI in India. The performance hatchback features a 2.0-liter turbocharged four-cylinder petrol engine, delivering 265 hp and 370 Nm of torque, mated to a 7-speed dual-clutch automatic transmission that powers the front wheels. The Golf GTI is available at a starting price of ₹53 lakh (ex-showroom).
