Social Security Benefits: Checks Worth up to $5,108 Due This Week
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Another round of Social Security payments is set to be distributed this week to beneficiaries across the U.S.
Why It Matters
The Social Security Administration provides monthly retirement, disability, and survivor benefits to over 70 million Americans. These payments serve as a critical source of income for retirees, individuals with disabilities and survivors of deceased workers.
Payments are issued once a month in a single lump sum for most recipients. Due to the high volume of beneficiaries, not all payments are issued on the same day.
Benefits Paid This Week
On Wednesday, July 9 payments are scheduled for any retirement, spousal or survivor benefit who had a birthday between the 1st and 10th of any given month.
Recipients who do not receive their payment on the scheduled date should wait three working days before contacting the Social Security Administration. Saturdays, Sundays, and public holidays do not count as working days.
There are two more payment dates left this month:
Wednesday, July 16 : Benefits for those born between the 11th and 20th
: Benefits for those born between the 11th and 20th Wednesday, July 23: Benefits for those born between the 21st and 31st
Stock image/file photo: Social Security cards with U.S. Dollars.
Stock image/file photo: Social Security cards with U.S. Dollars.
GETTY
How Much Is Social Security?I
In May 2025, the average monthly benefit for a retired worker reached $2,002.39.
"The average Social Security benefit amount changes monthly," an agency spokesperson told Newsweek. "Social Security benefits are based on a worker's highest 35 years of earnings. As wages tend to rise over time, each new group of retirees raises the average benefit amount, since their benefit calculations typically reflect higher earnings."
You can get higher or lower than this amount, as benefits are based on how much a recipient has earned during their career and the age at which they decide to begin collecting.
The highest benefit possible—$5,108—is available for those who delay claiming until age 70. Those who retire at age 62 can receive up to $2,831 per month, while waiting until 67—the full retirement age—increases the maximum benefit to $4,018.
Tax Breaks For Seniors
Last week, President Donald Trump signed the One Big Beautiful Bill Act into law after months of wrangling in Congress.
The bill designates a new tax break for those aged over 65—a $6,000 boost to their standard deduction from 2025 through 2028. The deduction phases out for individuals earning more than a total of $75,000 and married couples earning above $150,000.
While Trump, during his 2024 election campaign and thereafter, has repeatedly promised to nix federal income taxes on Social Security benefits, this has not happened because of congressional rules that prevent amendments to Social Security through the reconciliation process.
While it won't directly end the practice of taxing Social Security benefits, the SSA has said it means "nearly 90 percent of Social Security beneficiaries will no longer pay federal income taxes on their benefits."
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