
Letters to the Editor, June 30th: On a new approach to house building, beating gridlock and free speech
Sir, – Average car usage in Ireland is about 15,000km per annum, each car using 1,000 litres of petrol, or 9,000 kWh equivalent.
Most new houses, being remote from public transport, are occupied by families with two cars, meaning 18,000 kilowatt hours are expended on their travel needs, or about four times the energy consumption of a 100sq m house.
Achieving high thermal performance standards for houses comes at a significant cost, but any economies in terms of energy usage are utterly outweighed by the concomitant reliance on private car transport.
In this regard, it would be just to re-evaluate dwellings and include the average necessary transport energy associated with each dwelling before awarding a rating.
READ MORE
The process of determining where houses are to be built largely founders on the issue of marketability, where every design decision is taken primarily with a view to meeting a contrived set of needs, as articulated by estate agents representing the 'average family': this need not be so.
Ireland has many not-for-profit systems for delivering housing: housing associations, housing co-operatives, local authority social housing. Some encourage end-user participation in the process, but rarely to a sufficient degree.
It is opportune to question the market-led provision of dwellings. Advanced systems of co-operative housing exist in Zurich, Vienna and throughout Europe. One method of facilitating end-user participation in housing co-operatives would be the reintroduction of long-term ground rents by the State on the extensive land bank which is in State ownership, moderating construction costs; by amortising the cost of land over, say, 60 years, one significant component of the cost of dwelling provision is addressed.
Much of the historic core, and inner suburbs, of Dublin was built by small-scale developers, typically carpenters and masons, who built short terraces on leased land.
There is a case for arranging that large-scale housing development of, say, more than six dwellings be undertaken only by Approved Housing Bodies, such as housing associations and co-operatives.
In order to address the imbalance in the nature and quality of housing, a moratorium could be placed on the acquisition of housing development land by developers, leading to a moderation in the cost of construction land, and a plurality of housing. – Yours, etc,
PAUL ARNOLD,
Ranelagh,
Dublin.
Sir – Most working mornings, the M50 grinds to a near halt, particularly during the peak hours of 7:30-9am. It's a familiar frustration for thousands of commuters.
But, in recent weeks since schools closed for the summer holidays, the difference has been striking; traffic flows more freely, journeys are shorter and the usual stress on drivers has eased noticeably.
This pattern is neither new nor surprising. Yet it raises an important question: has the Government seriously studied how school-related traffic contributes to daily congestion and, more importantly, what might be done to reduce it?
One possibility that deserves serious attention is the provision of free and reliable bus transport for post-primary students. Such a policy could yield multiple public benefits.
Fewer school drop-offs would reduce overall traffic volumes and vehicle emissions, making our roads safer and cleaner. Parents, no longer tethered to school run routines, could commute more efficiently, lowering stress and increasing productivity.
Moreover, when older students travel independently, they gain resilience, confidence and a stronger sense of personal responsibility – skills that serve them well beyond the school gates.
In short, smarter transport policies for young people could create a ripple effect of benefits across Irish society, from reduced pollution and road congestion to healthier family routines, to better outcomes for students themselves.
I believe we need to ask, are we investing in the right systems to get us and our children to where we need to go? – Yours, etc,
DR BRIGID TEEVAN,
Aughrim,
Co Wicklow.
Costs over aesthetics
Sir, – 'Cost', announces Minister for Public Expenditure Jack Chambers, will 'take priority over 'aesthetics' in future State infrastructure projects' (News, June 27th).
Ah yes, we have identified Dublin city's most pressing problem – too many beautiful (but costly) buildings springing up all over the place.
Despite the implication inherent in this ludicrous statement, I am wracking my brain to think of a single visually appealing edifice that either the State or private enterprise has constructed in the past 60 or 70 years.
I can quite easily, however, recall at least 20 beautiful, architecturally significant heritage structures that the State (through the working apparatus of local government) has seen fit to destroy and the ugly, flimsy, grotesquely expensive, wasteful eyesores that replaced them.
The idea that the State has ever prioritised how beautiful a building is over what it costs is gaslighting of the first rank.
As your excellent guide to 'Who owns Stephen's Green' (June 7th) illustrated in minute detail, the sad fact is that the State, city councils and local government haven't given a second thought to 'aesthetics' since some time around the turn of the century.
The result is there for us all to see in the pitiful hodgepodge of architectural styles and general dereliction on display across the capital. – Yours, etc,
SIMON O'NEILL,
Bray,
Co Wicklow.
Contactless travel
Sir, – I've been following the discussion of various contactless payment travel options from Cambridge to Belfast to Berlin to Corfu.
I'm currently visiting Luxembourg where all public transport is free all of the time for everyone.
No complicated payment system and citizens and visitors are rewarded for using a more environmentally sustainable transport option. – Yours, etc,
DARA HOGAN,
Greystones,
Co Wicklow.
Missing you already
Sir, – Joe Duffy has retired, sending our best to him.
But Ireland has lost its therapist and now there's no one to call to say how much we'll miss the man we called about everything. – Yours, etc,
FIONA HICKEY,
Ashbourne,
Co Meath.
Play that again, Van and Neil
Sir, – Last Thursday I fulfilled a lifelong ambition by hearing Neil Young and Van Morrison live in concert. Like many people in that cold field in Malahide, I've been enjoying their music for nearly 50 years.
As your reviewer said, their voices have never sounded better and both men were surrounded by amazing musicians ('
Neil Young and Van Morrison at Malahide Castle: Decades on, these voices have never sounded better
,' June 27th).
This made it all the more disappointing that each chose to sing so many songs – albeit great songs – that many of their audience didn't know.
We were wet, we were cold, some of us have bad backs, sore hips, were afraid to sit (even for the very few hours that the grass was dry) in case we couldn't get up again, but we felt no pain during Gloria and Harvest Moon and Old Man.
There just weren't enough of the songs that brought us to Malahide in our droves.
These wonderful artists are still producing great new music and that, in itself, is inspirational.
But could we not have heard a few more of the songs that have been inspiring us all of our adult lives?
Some part of me feels that we, their lifelong fans and audience, deserved more consideration.
The opportunity may never come again.
It really would have been a marvellous day for a moondance... – Yours, etc,
MÁIRÍN O'KEEFFE,
Drumshanbo,
Co Leitrim.
Ireland and EU membership
Sir, – Philip Brady (Letters, June 28th) comments that maybe it's time for those countries that feel as strongly as Ireland about the Gaza situation to take unilateral action.
Does he also think that on other matters where there is no agreement that again countries can go it alone?
The whole point of the EU is we act in a united way for the benefit of all.
The UK did not like this stance and took the ultimate action and ended up leaving.
We cannot have our cake and eat it with regard to our membership of a union that has made a huge difference to the country.
It's a slippery slope he advocates to only do those things that we agree with and ignore those we do not like. We may be an island, but we are also part of Europe and while the decisions made can be unpalatable at times, that's what we signed up for when we joined the EU.
We are a member of the EU and in it for the long haul, we can still shout loud and strong to have things changed from the inside, unlike our neighbour. –Yours, etc,
JOHN BERGIN,
Oxton Wirral,
England.
Sir, – Surely I am not the only one who feels we are compromising too much to humour the US administration?
Last week, a two-pronged assault on global safety was launched: the defunding by the US of the global vaccine alliance, and the redirection of 5 per cent of Nato members' budgets into military spending.
We have endless evidence that weapons tempt their owners to use them.
Having lived in the Global South and seen people's bodies severely damaged, or their lives cut off, by disease that is preventable by vaccination, while learning from pandemics how swiftly viruses cross borders, to cut vaccination programmes and development is to sow death.
No one is safer today. And although the cost to our economies of standing up to bullies may be great, the value of life is priceless. – Yours, etc,
WENDY PHILLIPS,
Co Dublin.
Free speech and working in the US
Sir, – Fifty-two years ago, The Irish Times published my letter deploring US complicity in the coup against Salvador Allende in Chile.
Four years later I was granted a student visa to pursue a PhD at Harvard; I've subsequently married an American, had children and grandchildren here and obtained US citizenship.
In 2025, my excoriation of US actions would likely forestall my obtaining a US visa.
So much for our vaunted First Amendment, and our pontifications about freedom of speech. – Yours, etc,
GERARD S HARBISON,
United States.
Sir, – Reading Geraldine Gregan's letter regarding social media and US visas (Letters, June 25th), I was returned to the memory of my arrival in New York in 1985: How sweet is recall of innocence – and equally sweet – that of innocence lost.
Let me explain: Soon after I arrived, I enrolled and completed the bartending course with the American Bartending School, with the promise of referrals to jobs on offer at that time, spring 1985.
The school sent me for an interview at Charlie O's in Manhattan. I arrived and waited for my interview . The manager walked in, looked at me, and without even approaching me, or interviewing me, he said to his assistant manager: 'He's fine, give him a schedule.'
Likewise at the Department of Motor Vehicles, I presented my British learner permit, with the expectation of getting a US learner permit. The lady glanced at my UK document. 'That'll do, we'll send you a licence,' she said. Soon after, it arrived.
I relate these stories to present a time when there was a certain innocence, and what I felt was an endearing sense of trust, all of which changed on September 11th, 2001: Innocence lost!
As I taught an English literature class at La Salle Academy, suddenly, the 13-year-old students raced to the windows. In the near distance were those monstrous planes. The persistent odour of burning and smoke hung in the air for many months.
America changed. Documents now scrutinised, checked every six months, even when in the same job for years.
I look back sweetly at those casual times when documents got just a glance and getting hired to do a job was uncomplicated.
While I acknowledge the need for stringent security measures since that fateful day, I feel that now in the Trump era, the scrutiny goes too far – files and more files, with information gleaned from phones and from sources that are not the government's business to probe.
Long-established US citizens are not exempt or safe from investigation.
Am I over-stretching to suggest images of East Germany's Stasi with warehouses full with thick and ever thickening files on the population's lives?
Having said all that, America is and will always be for me, a sweet and satisfying memory. – Yours, etc,
PADDY FITZPATRICK,
Cathedral Ave,
Cork.
Hospital appointments
Sir, –Recently a woman I know, who has a long-term serious illness, had an 8.30am hospital appointment, although she lived more than three hours' drive from the venue.
This meant that she had to get up at an unearthly hour and drive there, mostly in winter darkness on secondary roads, adding to the stress and danger of having a traffic accident.
The alternative would have been for her to drive the previous day and seek accommodation for the night in a hotel or B&B nearer to the hospital, adding to the cost, but reducing the stress somewhat.
Surely it is not beyond the bounds of possibility for planners to come up with a system that allows those patients who live further from the hospital to have appointments scheduled for later in the day?
This wouldreduce the stress and the danger of motor accidents and, in some cases, the cost of an overnight stay, a cost that can be quite considerable for some patients. – Yours, etc,
BOBBY CARTY,
Templelogue,
Dublin.
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Irish Times
an hour ago
- Irish Times
Farm incomes are up but EU subsidies are likely to fall, along with beef farming
While last year was good for Irish farmers, with income up 36 per cent on the difficult year of 2023, there are clouds on the horizon. Over a third of farm income comes from European Union subsidies. The current structure of the EU Common Agricultural Policy (CAP) runs out in 2027 and, given the demands on the EU Budget, the next CAP will likely be less generous than today's. Preparing for a reduced subsidy regime in the future, and the need to make major changes to reduce greenhouse gas emissions, poses difficult challenges for farmers. When Ireland joined the EU (then the European Economic Community) in 1973 there was an immediate huge boost for farmers, raising their income overnight by a quarter. Substantial subsidies from Brussels, combined with access to the higher prices available in the Common Market, transformed living standards in rural Ireland. READ MORE Today, access to the EU market for Irish agricultural produce remains a huge plus, but as EU prices are generally close to those on world markets, this is less important for farming than it was in 1973. However, the subsidy regime under the CAP remains vital. [ Ireland needs multi-functional farms with biodiversity benefits. But how can they be supported? Opens in new window ] As shown in Teagasc's report last week, there is considerable diversity in incomes across the farming community. In 2024, dairy farms made an average of around €108,000, or about €80,000 excluding the EU subsidies. With an average of two people working per farm, this amounted to an income of around €54,000 per person, somewhat higher than average incomes in the non-farm sector. Dairy farms account for less than 20 per cent of all farms. For the rest of the agriculture sector, the income situation is much less satisfactory. Agriculture accounts for 35 per cent of Irish greenhouse gas emissions. Policy should not be about farmers giving up, it should be about finding better ways to use their skills and their land sustainably In 2024, the income from rearing beef cattle averaged under €14,000 and, given that EU subsidies averaged €18,000, it's clear that beef farming is fundamentally loss-making. The average age of beef farmers was over 60, and given the tiny returns from cattle, most had either off-farm jobs or were pensioners. Similarly, sheep farming did not pay its way before subsidies. Tillage farming barely earned a return above the subsidy – EU subsidies accounted for €32,000 of the average €39,000 earned by tillage farmers. [ EU commissioner says young farmers should get more CAP subsidies Opens in new window ] In 1980, three-quarters of the EU budget went on farm support, but since then the share has been whittled back. The CAP now accounts for a quarter of that budget. Over the next two years the EU will determine its medium-term budget for 2028 onwards. Faced with so many other demands, not least for security, the allocation to agriculture is likely to fall. The extensive support for Irish farmers from Brussels substantially offsets the State's contribution to the EU budget. Although Ireland is one of the richest countries in the EU, its net contribution to the EU budget is limited. This leaves Ireland in a weak position to argue that CAP measures that favour us should continue to get major funding. So subsidies will be lower. [ Hedgerows are a shining example of nature benefiting from human intervention Opens in new window ] Future EU farming policy is also likely to have a strong focus on climate measures. Agriculture accounts for 35 per cent of Irish greenhouse gas emissions. Policy should not be about farmers giving up, it should be about finding better ways to use their skills and their land sustainably. Beef farming is likely to fall over the next decade, with fewer subsidies to keep it afloat. That will leave some room for increased milk production, which is very profitable. Given how labour-intensive dairying is, with twice-daily milking, that won't suit most part-time or older farmers. Other productive alternatives to beef rearing need to be identified. Agri- forestry could be very profitable – Ireland has an excellent climate for growing trees. It would also capture carbon, helping with our climate targets, as well as providing an important future resource of timber. However, the current red tape and regulation around establishing forestry make this impossible to deliver. No other crop is subject to the onerous licensing system around planting, thinning and harvesting. Fertiliser use is responsible for major emissions of long-lived greenhouse gases. A drop in farming's emissions was achieved as a side effect of the rise in gas prices, and consequently of the cost of fertiliser, following the invasion of Ukraine. When fertiliser prices rose 50 per cent between 2021 and 2023, Ireland's use dropped by 30 per cent. In this vein, rising charges for emissions, or an emissions trading system, may also be part of the future farming environment. Emissions pricing is not an alternative to developing more appropriate land uses, rather it should complement a strategic change in how we use land, and a focus on sustainable farming activities.


Irish Times
5 hours ago
- Irish Times
Letters to the Editor, June 30th: On a new approach to house building, beating gridlock and free speech
Sir, – Average car usage in Ireland is about 15,000km per annum, each car using 1,000 litres of petrol, or 9,000 kWh equivalent. Most new houses, being remote from public transport, are occupied by families with two cars, meaning 18,000 kilowatt hours are expended on their travel needs, or about four times the energy consumption of a 100sq m house. Achieving high thermal performance standards for houses comes at a significant cost, but any economies in terms of energy usage are utterly outweighed by the concomitant reliance on private car transport. In this regard, it would be just to re-evaluate dwellings and include the average necessary transport energy associated with each dwelling before awarding a rating. READ MORE The process of determining where houses are to be built largely founders on the issue of marketability, where every design decision is taken primarily with a view to meeting a contrived set of needs, as articulated by estate agents representing the 'average family': this need not be so. Ireland has many not-for-profit systems for delivering housing: housing associations, housing co-operatives, local authority social housing. Some encourage end-user participation in the process, but rarely to a sufficient degree. It is opportune to question the market-led provision of dwellings. Advanced systems of co-operative housing exist in Zurich, Vienna and throughout Europe. One method of facilitating end-user participation in housing co-operatives would be the reintroduction of long-term ground rents by the State on the extensive land bank which is in State ownership, moderating construction costs; by amortising the cost of land over, say, 60 years, one significant component of the cost of dwelling provision is addressed. Much of the historic core, and inner suburbs, of Dublin was built by small-scale developers, typically carpenters and masons, who built short terraces on leased land. There is a case for arranging that large-scale housing development of, say, more than six dwellings be undertaken only by Approved Housing Bodies, such as housing associations and co-operatives. In order to address the imbalance in the nature and quality of housing, a moratorium could be placed on the acquisition of housing development land by developers, leading to a moderation in the cost of construction land, and a plurality of housing. – Yours, etc, PAUL ARNOLD, Ranelagh, Dublin. Sir – Most working mornings, the M50 grinds to a near halt, particularly during the peak hours of 7:30-9am. It's a familiar frustration for thousands of commuters. But, in recent weeks since schools closed for the summer holidays, the difference has been striking; traffic flows more freely, journeys are shorter and the usual stress on drivers has eased noticeably. This pattern is neither new nor surprising. Yet it raises an important question: has the Government seriously studied how school-related traffic contributes to daily congestion and, more importantly, what might be done to reduce it? One possibility that deserves serious attention is the provision of free and reliable bus transport for post-primary students. Such a policy could yield multiple public benefits. Fewer school drop-offs would reduce overall traffic volumes and vehicle emissions, making our roads safer and cleaner. Parents, no longer tethered to school run routines, could commute more efficiently, lowering stress and increasing productivity. Moreover, when older students travel independently, they gain resilience, confidence and a stronger sense of personal responsibility – skills that serve them well beyond the school gates. In short, smarter transport policies for young people could create a ripple effect of benefits across Irish society, from reduced pollution and road congestion to healthier family routines, to better outcomes for students themselves. I believe we need to ask, are we investing in the right systems to get us and our children to where we need to go? – Yours, etc, DR BRIGID TEEVAN, Aughrim, Co Wicklow. Costs over aesthetics Sir, – 'Cost', announces Minister for Public Expenditure Jack Chambers, will 'take priority over 'aesthetics' in future State infrastructure projects' (News, June 27th). Ah yes, we have identified Dublin city's most pressing problem – too many beautiful (but costly) buildings springing up all over the place. Despite the implication inherent in this ludicrous statement, I am wracking my brain to think of a single visually appealing edifice that either the State or private enterprise has constructed in the past 60 or 70 years. I can quite easily, however, recall at least 20 beautiful, architecturally significant heritage structures that the State (through the working apparatus of local government) has seen fit to destroy and the ugly, flimsy, grotesquely expensive, wasteful eyesores that replaced them. The idea that the State has ever prioritised how beautiful a building is over what it costs is gaslighting of the first rank. As your excellent guide to 'Who owns Stephen's Green' (June 7th) illustrated in minute detail, the sad fact is that the State, city councils and local government haven't given a second thought to 'aesthetics' since some time around the turn of the century. The result is there for us all to see in the pitiful hodgepodge of architectural styles and general dereliction on display across the capital. – Yours, etc, SIMON O'NEILL, Bray, Co Wicklow. Contactless travel Sir, – I've been following the discussion of various contactless payment travel options from Cambridge to Belfast to Berlin to Corfu. I'm currently visiting Luxembourg where all public transport is free all of the time for everyone. No complicated payment system and citizens and visitors are rewarded for using a more environmentally sustainable transport option. – Yours, etc, DARA HOGAN, Greystones, Co Wicklow. Missing you already Sir, – Joe Duffy has retired, sending our best to him. But Ireland has lost its therapist and now there's no one to call to say how much we'll miss the man we called about everything. – Yours, etc, FIONA HICKEY, Ashbourne, Co Meath. Play that again, Van and Neil Sir, – Last Thursday I fulfilled a lifelong ambition by hearing Neil Young and Van Morrison live in concert. Like many people in that cold field in Malahide, I've been enjoying their music for nearly 50 years. As your reviewer said, their voices have never sounded better and both men were surrounded by amazing musicians (' Neil Young and Van Morrison at Malahide Castle: Decades on, these voices have never sounded better ,' June 27th). This made it all the more disappointing that each chose to sing so many songs – albeit great songs – that many of their audience didn't know. We were wet, we were cold, some of us have bad backs, sore hips, were afraid to sit (even for the very few hours that the grass was dry) in case we couldn't get up again, but we felt no pain during Gloria and Harvest Moon and Old Man. There just weren't enough of the songs that brought us to Malahide in our droves. These wonderful artists are still producing great new music and that, in itself, is inspirational. But could we not have heard a few more of the songs that have been inspiring us all of our adult lives? Some part of me feels that we, their lifelong fans and audience, deserved more consideration. The opportunity may never come again. It really would have been a marvellous day for a moondance... – Yours, etc, MÁIRÍN O'KEEFFE, Drumshanbo, Co Leitrim. Ireland and EU membership Sir, – Philip Brady (Letters, June 28th) comments that maybe it's time for those countries that feel as strongly as Ireland about the Gaza situation to take unilateral action. Does he also think that on other matters where there is no agreement that again countries can go it alone? The whole point of the EU is we act in a united way for the benefit of all. The UK did not like this stance and took the ultimate action and ended up leaving. We cannot have our cake and eat it with regard to our membership of a union that has made a huge difference to the country. It's a slippery slope he advocates to only do those things that we agree with and ignore those we do not like. We may be an island, but we are also part of Europe and while the decisions made can be unpalatable at times, that's what we signed up for when we joined the EU. We are a member of the EU and in it for the long haul, we can still shout loud and strong to have things changed from the inside, unlike our neighbour. –Yours, etc, JOHN BERGIN, Oxton Wirral, England. Sir, – Surely I am not the only one who feels we are compromising too much to humour the US administration? Last week, a two-pronged assault on global safety was launched: the defunding by the US of the global vaccine alliance, and the redirection of 5 per cent of Nato members' budgets into military spending. We have endless evidence that weapons tempt their owners to use them. Having lived in the Global South and seen people's bodies severely damaged, or their lives cut off, by disease that is preventable by vaccination, while learning from pandemics how swiftly viruses cross borders, to cut vaccination programmes and development is to sow death. No one is safer today. And although the cost to our economies of standing up to bullies may be great, the value of life is priceless. – Yours, etc, WENDY PHILLIPS, Co Dublin. Free speech and working in the US Sir, – Fifty-two years ago, The Irish Times published my letter deploring US complicity in the coup against Salvador Allende in Chile. Four years later I was granted a student visa to pursue a PhD at Harvard; I've subsequently married an American, had children and grandchildren here and obtained US citizenship. In 2025, my excoriation of US actions would likely forestall my obtaining a US visa. So much for our vaunted First Amendment, and our pontifications about freedom of speech. – Yours, etc, GERARD S HARBISON, United States. Sir, – Reading Geraldine Gregan's letter regarding social media and US visas (Letters, June 25th), I was returned to the memory of my arrival in New York in 1985: How sweet is recall of innocence – and equally sweet – that of innocence lost. Let me explain: Soon after I arrived, I enrolled and completed the bartending course with the American Bartending School, with the promise of referrals to jobs on offer at that time, spring 1985. The school sent me for an interview at Charlie O's in Manhattan. I arrived and waited for my interview . The manager walked in, looked at me, and without even approaching me, or interviewing me, he said to his assistant manager: 'He's fine, give him a schedule.' Likewise at the Department of Motor Vehicles, I presented my British learner permit, with the expectation of getting a US learner permit. The lady glanced at my UK document. 'That'll do, we'll send you a licence,' she said. Soon after, it arrived. I relate these stories to present a time when there was a certain innocence, and what I felt was an endearing sense of trust, all of which changed on September 11th, 2001: Innocence lost! As I taught an English literature class at La Salle Academy, suddenly, the 13-year-old students raced to the windows. In the near distance were those monstrous planes. The persistent odour of burning and smoke hung in the air for many months. America changed. Documents now scrutinised, checked every six months, even when in the same job for years. I look back sweetly at those casual times when documents got just a glance and getting hired to do a job was uncomplicated. While I acknowledge the need for stringent security measures since that fateful day, I feel that now in the Trump era, the scrutiny goes too far – files and more files, with information gleaned from phones and from sources that are not the government's business to probe. Long-established US citizens are not exempt or safe from investigation. Am I over-stretching to suggest images of East Germany's Stasi with warehouses full with thick and ever thickening files on the population's lives? Having said all that, America is and will always be for me, a sweet and satisfying memory. – Yours, etc, PADDY FITZPATRICK, Cathedral Ave, Cork. Hospital appointments Sir, –Recently a woman I know, who has a long-term serious illness, had an 8.30am hospital appointment, although she lived more than three hours' drive from the venue. This meant that she had to get up at an unearthly hour and drive there, mostly in winter darkness on secondary roads, adding to the stress and danger of having a traffic accident. The alternative would have been for her to drive the previous day and seek accommodation for the night in a hotel or B&B nearer to the hospital, adding to the cost, but reducing the stress somewhat. Surely it is not beyond the bounds of possibility for planners to come up with a system that allows those patients who live further from the hospital to have appointments scheduled for later in the day? This wouldreduce the stress and the danger of motor accidents and, in some cases, the cost of an overnight stay, a cost that can be quite considerable for some patients. – Yours, etc, BOBBY CARTY, Templelogue, Dublin.


Irish Times
6 hours ago
- Irish Times
SuperValu expands into pet cover in bid to be ‘one-stop shop' for insurance
SuperValu Insurance is expanding into the pet market in an attempt to become a 'one-stop shop' for customers' cover as part of a strategic expansion of its insurance division. 'There are about 500,000 pet insurance policies in the country,' said Garry O'Sullivan, head of SuperValu Insurance , 'but that only covers about 30 per cent of the number of pets that are owned in Ireland'. He noted a '70 per cent gap in pet owners that don't have insurance ' with the numbers taking out policies having grown following the Covid-19 pandemic. He said the small number of pet insurance providers in the sector allows SuperValu to 'give an extra choice to consumers'. SuperValu Insurance has partnered with global insurer Cover-More, with whom, Mr O'Sullivan said, they have 'tried to negotiate the best deals we can', which has allowed them to 'bring a best product to market'. READ MORE The company is expecting the launch of pet insurance to increase its overall insurance policies by about 1,000 in its first year, adding to an existing customer base of about 60,000 following 'incremental growth year on year'. The retailer's pet insurance offering will include lifetime cover for pets and vet fee cover for pets of up to €6,000, which SuperValu said is the 'highest level of veterinary cover currently available in the Irish market'. [ Pet insurance: Why owners must pay a price for peace of mind Opens in new window ] Mr O'Sullivan said bills for family pets 'can run up quite sizeably year on year' in cases where ongoing medical care is required. 'We cover all of that, so our product is well positioned to serve our customer,' he said. SuperValu launched its first insurance policies, travel cover, in October 2014 before later expanding into car and home insurance in May 2015. SuperValu made life and mortgage protection cover available last year and also offers a specialist learner driver insurance package. 'We want to be the one-stop shop for customers' insurance,' said Mr O'Sullivan. [ Pet insurance could save you a fortune, so know your options to care for your furry friend Opens in new window ] He said SuperValu 'will always look at opportunities to expand' into new insurance sectors based on interest from the customer base. He did not comment on what specific sectors it is considering but said the company will be 'exploring other avenues in 2026 and 2027″. As with all SuperValu insurance coverage, customers will be given a €40 shopping voucher when a new policy is purchased, which Mr O'Sullivan said is a reward for customer's loyalty to the brand. The cover will go beyond injury or illness and also provide access to a lost-and-found pet reward service. Cover-More Europe's chief product officer, Jason Whelan, said the underwriter is 'excited to work with SuperValu Insurance to ensure their customers have access to lifetime cover for their cherished pets'.