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CaixaBank rolls out iPhone Tap to Pay

Finextra26-06-2025
CaixaBank has today launched Apple's Tap To Pay solution on iPhone to enable businesses in Spain to seamlessly and securely accept in-person payments with the iPhone, without any additional hardware or payment terminal needed.
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This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
With Tap To Pay on iPhone, merchants can accept payments with contactless cards and mobile payments, including Apple Pay and other digital wallets, using only an iPhone and the Smartphone TPV app.
CaixaBank has become the first financial institution in Spain that allows its business customers to operate easily with their iPhone.
Improved purchasing experience
With Tap to Pay on iPhone, at checkout, merchants will simply prompt the customer to hold their contactless payment method near the merchant's iPhone, and the payment will be securely completed using NFC technology.
Tap to Pay on iPhone uses built-in security and privacy features to help protect your business and customer data. Apple doesn't store card numbers or transaction information on Apple servers, so merchants and customers can rest assured that their data stays theirs. *
Merchants can unlock contactless payment acceptance within minutes through the TPV Smartphone iOS app on an iPhone XS or later, running the latest version of iOS.
Thanks to the support of global payment networks such as Visa and Mastercard, businesses can rely on a robust experience, with high security standards and universal acceptance, contributing to improving the experience of both the customer and the business offering the service.
It is an ideal application for businesses that require mobility and flexibility, such as professionals who travel to their homes to carry out work, restaurants, shops that distribute goods, large establishments, among others.
CaixaBank, leader in services for businesses, professionals and self-employed workers
The launch of Tap To Pay reinforces CaixaBank's leadership in services to businesses. Through Comercia Global Payments, the bank manages more than 805,000 POS in stores and has a market share of 30.5%.
Thanks to its specialisation model, CaixaBank is a benchmark for businesses, professionals and self-employed workers, offering solutions tailored to their needs. The customer service is provided by CaixaBank Negocios, the division that develops products and services tailored to their specific needs, with close and comprehensive advice, not only through financial support, but also through support in their day-to-day management.
Comercia Global Payments' mission is to provide the highest quality payment management service in the world, through solid partnerships and a strong commitment to our customers and employees. As a subsidiary of CaixaBank and Global Payments, Comercia Global Payments shares the objectives of these companies by offering the best and most complete payment management service to the greatest number of customers and intermediaries to meet their needs with flexibility and high adaptability.
Innovation, continuous improvement and exceeding our customers' expectations are among the company's core values, a benchmark for the entire organisation and the key to our management model.
Comercia Global Payments has strengthened its position as a leading payment service provider in Spain.
* The encrypted card numbers are stored temporarily on the iPhone only for transactions carried out in Storage and forward mode.
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