logo
美联储为何不准备像其他央行一样降息?

美联储为何不准备像其他央行一样降息?

You may also like
Close Created with sketchtool.
Up Next Close Created with sketchtool.
Embed code copied to clipboard Copy Link Copy Embed Facebook Twitter Close Created with sketchtool. Your browser does not support HTML5 video.
0:00
Play Created with sketchtool.
Paused Mute Created with sketchtool.
0:00
/ 2:51
Share Created with sketchtool. Closed Captions Active Created with sketchtool. Fullscreen Inactive Created with sketchtool.
Federal Reserve Keeps Rates Unchanged, Cites Tariff Uncertainty
Play video: Federal Reserve Keeps Rates Unchanged, Cites Tariff Uncertainty
Keep hovering to play 尽管美国总统特朗普呼吁降息,但美联储仍维持基准利率不变,并警告关税将导致失业率上升和通胀上升。Photo:美联储主席杰罗姆·鲍威尔(Jerome Powell)周三淡化了外界的一种印象,即美联储正打算通过降息来缓冲美国总统唐纳德·特朗普(Donald Trump)的关税政策可能造成的经济疲软。
鲍威尔在一次新闻发布会上22次使用了'等待'一词的不同说法,以强调美联储并不急于行动。鲍威尔说:'我们认为,进一步观望的成本相当低,所以这就是我们正做的。'
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Where Interest Rates Are Headed In The Second Half Of 2025
Where Interest Rates Are Headed In The Second Half Of 2025

Yahoo

timean hour ago

  • Yahoo

Where Interest Rates Are Headed In The Second Half Of 2025

The Federal Reserve has held its key interest rate steady this year due to uncertainty about the economic outlook, but that could change in the second half of the year. Forecasters expect the Fed to have enough clarity about the impact of President Donald Trump's tariffs to start cutting interest rates in the second half of the year. A few forecasters see a rate cut coming in July, while some expect the cuts to start in December. Financial markets are betting on September as the start markets bet that the Federal Reserve will cut interest rates in the second half of the the Fed, the first half of the year was all about uncertainty. Officials have kept the central bank's key interest rate steady, at a range of 4.25% to 4.5%, due to concerns that President Donald Trump's tariffs will push up inflation. That's left borrowing costs on all kinds of loans elevated. Fed Chair Jerome Powell reiterated his concerns about tariffs in his June 24 testimony before Congress. He noted that the impact tariffs will have on the economy is still unknown, especially since Trump has yet to finalize tariff levels for dozens of countries. Forecasters expect that by the end of the year, the Fed will have enough clarity to start cutting rates, though not by very are pricing in a likelihood that the Fed will cut its key fed funds rate at its September meeting by a quarter of a point, and will follow that up with one more cut by the end of the year. That would leave the fed funds rate at a range of 3.75% to 4%, according to the CME Group's Fed Watch forecasters are divided as to when the first rate cut will come; some expect a September cut, while others think the Fed will stay in a holding pattern until December. What happens to interest rates will depend on what happens with the economy, since the Fed is tasked with using monetary policy to keep inflation under control while also keeping unemployment low. Economists expect the tariffs to push up consumer prices (a risk to inflation) and slow down the economy (a risk to the job market) in the coming far, the job market has held steady, though economists anticipate that tariffs will eventually hurt hiring, fueling concerns about a downturn later this year. An uptick in layoffs could pressure the Fed to cut rates to lift the economy and the job market. Meanwhile, inflation measures have stayed relatively tame despite the tariffs. However, forecasters expect inflation gauges, such as the Consumer Price Index, to tick higher this summer as merchants pass the cost of tariffs on to consumers. And any significant jump in consumer prices could speed up the timeline for a Fed cut. Read the original article on Investopedia Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data

Greece's Fiscal Horror Show Is Now a Distant Memory
Greece's Fiscal Horror Show Is Now a Distant Memory

Bloomberg

time2 hours ago

  • Bloomberg

Greece's Fiscal Horror Show Is Now a Distant Memory

I'm Craig Stirling, a senior editor in Frankfurt. Today we're looking at Viktoria Dendrinou, Sotiris Nikas and Paul Tugwell 's reporting on Greece. Send us feedback and tips to ecodaily@ And if you aren't yet signed up to receive this newsletter, you can do so here. In Sintra this week, Federal Reserve Chair Jerome Powell chuckled when Francine Lacqua of Bloomberg Television cited his previous remarks calling for US fiscal sustainability, and then asked him, 'how's it going?'

If Wealth Was Distributed Equally in America, Could Everyone Afford a $1 Million House?
If Wealth Was Distributed Equally in America, Could Everyone Afford a $1 Million House?

Yahoo

time3 hours ago

  • Yahoo

If Wealth Was Distributed Equally in America, Could Everyone Afford a $1 Million House?

A recent article on GOBankingRates reported that the household wealth of Americans was at $160.35 trillion, based on data compiled by the Federal Reserve. If this amount were distributed evenly, then everyone would have about $471,465 or $942,930 per couple, since there are roughly 340.11 million people. Trending Now: For You: A couple with two kids would have a combined household worth of $1.89 million. With housing prices skyrocketing in the last few years, it's worth discussing whether homes would be more affordable if the wealth were distributed equally. We will review if everyone had the same amount of wealth, if they could all afford to buy and maintain a million-dollar house. According to the National Association of Realtors, the median down payment for first-time homebuyers in 2024 was just 9%, much below the standard rule of 20%. You can also apply for a Federal Housing Administration (FHA) loan, which requires a minimum down payment of only 3.5%. However, there's more to buying an expensive home than just the list price. The following are expenses you have to factor in: Closing costs. Property taxes. Average maintenance costs. Insurance. Data compiled by Clever Real Estate looked into the numbers behind purchasing a million-dollar home. The research found that if you want to qualify for a mortgage on a million-dollar listing, you'll likely need a 'jumbo loan' due to the amount that you're borrowing. You'll also need a significant amount of money in savings, as you'll likely have to make a 20% down payment ($200,000), and closing costs should be around $24,223. Explore More: These are the projected monthly payments on a million-dollar home with a 30-year fixed-rate mortgage at 6.99%, an annual homeowners insurance policy that's 0.5% of the property value, annual property taxes of 1.1% of the home's value, and $500 in monthly HOA fees. Mortgage payment: $5,317 Insurance: $417 Property taxes: $917 HOA fees: $500 Monthly total: $7,151 It's worth pointing out that these figures assume a high credit score of over 700 and a 20% down payment. Numerous factors are considered when applying for a mortgage, like your debt and employment history. If wealth were distributed equally, would everyone be able to afford and maintain a million-dollar property? The data compiled by Clever found that you'll need a minimum annual income of $306,471 to maintain a million-dollar home. Another piece on Fortune found that someone with a $250,000 yearly salary could likely afford a million-dollar home. With a monthly gross income of $20,833, this person should ensure that their housing expenses align with the 28% rule, which dictates that they shouldn't exceed 28% of their monthly income. Since we don't have information available about everyone's income, we will use the available numbers and assume that the person is relying on their newfound net worth. A single person with $471,465 would put down the $224,223 to cover the down payment and closing costs. This would leave them with $247,242, and they would have enough money to cover the monthly expenses of $7,151 for about 35 months. After a couple with $942,930 spends the $224,223 on acquiring the property, they'll be left with $718,707, which would be enough to cover the monthly expenses for 100.5 months. Families with $1.89 million would have $1,665,777 left after moving in. This would be enough to cover the monthly expenses for 233 months. While these numbers don't factor in the person's current income, it helps to know how long someone could maintain a million-dollar property. If the wealth was spread evenly and nobody sold off any real estate to make it happen, here's a look at some of the current numbers. A report from Redfin found that 8.5% of U.S. homes in June 2024 were worth $1 million or more, marking the highest share of homes with this value. This translates to 8,022,439 homes, which would not be enough inventory. The May housing report from shared that the number of actively listed homes reached one million for the first time since the winter of 2019. 'A million-dollar home in one place can be much different than another place, and the general cost of living can vary significantly, too,' said Adam Hamilton, a real estate expert and CEO of REI Hub. 'Property taxes, insurance costs and even maintenance costs can be way higher or lower depending on where you live.' He continued, 'So, even if wealth was distributed equally, certain people may end up spending way more money on housing costs over time than others, depending on where they live.' The reality of the situation is that there isn't enough inventory for everyone to purchase a million-dollar home if wealth were distributed evenly. However, many people would finally be able to buy a home or enter the real estate market. According to recently gathered data from the median home sales price in the U.S. as of the first quarter of 2025 was $503,800, and the average home sales price is $503,800. More From GOBankingRates How Much Money Is Needed To Be Considered Middle Class in Your State? This article originally appeared on If Wealth Was Distributed Equally in America, Could Everyone Afford a $1 Million House? Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store