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Powys County Times
2 hours ago
- Powys County Times
Radnor Preserves named one of UK's top 25 producers
AN award-winning Powys company is toasting yet another accolade, after being named one of Britain's best regional food and drink producers. Radnor Preserves is one of 25 small-scale businesses that have been hand-picked as flag-bearers for Speciality Food Magazine and Speciality & Fine Food Fair's Regional Stars initiative. Launched by Joanna Morgan in Radnorshire in 2010, Radnor Preserves is one of two Welsh artisan food producers on the list, along with Matthew Rees, of Carmarthen Ham. Radnor Preserves is included in a special feature running in the June issue of Speciality Food Magazine, with the 25 businesses now set to feature at the Speciality & Fine Food Fair, taking place at Olympia London from September 9-10, which will celebrate the best of Britain's regional food and drink. 'Thank you so much to Speciality Food Magazine and Speciality & Fine Food Fair for selecting Radnor Preserves as one of Britain's best regional food and drink star producers,' Joanna said in a post on the Radnor Preserves Facebook page earlier this month. 'So proud to represent Wales as one of the key flagbearers of the region's food scene – such a great honour. 'Congratulations to all the chosen stars including Matthew Rees at Carmarthen Ham, also representing Wales. Wonderful to be in such fantastic company. 'Many thanks indeed, this is amazing.' Radnor Preserves is now based in Newtown, having moved from previous premises in Caersws, but started life as a micro-business in Joanna's kitchen, in and off-grid cottage that had no electricity, in 2010. A producer of marmalades, chutneys, preserves and jellies, Joanna has been described as the maker of the world's best marmalade and her products have won more than 40 awards. The former theatre producer's old cottage in the Forest of Arden, in Warwickshire boasted a garden full of fruit and vegetables but she had no television, phone or electricity and worked by candlelight, from a recipe book given to her by her grandfather. Her crops perished without a fridge, so Joanna taught herself preserve making to prevent her produce going to waste. One year she had made enough jams, chutneys and jellies to create Christmas hampers for all her family and friends. She then moved to Radnorshire, where the landscape offered an abundance of elderflowers, blackberries and other fruit. Now with electricity and a freezer, Joanna began selling at local farmers' markets and Radnor Preserves was born. Speciality Food Magazine feature's feature said: 'A particularly stand-out product in the range is the Welsh Cider & Leek Chutney – a unique combination which celebrates the Welsh heritage at the heart of the business. 'New to the range is an attractive tin filled with Radnor Preserves sweet and savoury preserves, which boasts a stunning image of the region's famous Cambrian Mountains. 'Indeed, the brand is such a passionate advocate of its provenance that the images used on its packaging have inspired holidayers and locals alike to explore the area.' Holly Shackleton, editor of Speciality Food Magazine, said: 'As a nation, we have a proud heritage of excellent produce and it's exciting to see how these 25 businesses have not only joined forces with other producers to create supportive ecosystems in their local area, but worked tirelessly with a pure focus on quality to ensure that what they create is a celebration of the land under their feet. 'I'm proud to profile the following businesses in the pages of Speciality Food and look forward to celebrating them in person at Speciality & Fine Food Fair in September.'
Daily Mirror
6 hours ago
- Daily Mirror
Inheritance tax rules for anyone who wants to leave grandchildren tax-free cash
MoneyMagpie Editor and financial expert Vicky Parry explores how grandparents can help their families without large tax bills Grandparents and parents often want to help out their families with cash gifts – but if they're not careful, a gift can quickly become a financial burden. Giving money while you're still here might seem like a great way to avoid Inheritance Tax, but you could end up lumping your loved ones with a big bill. Inheritance Tax threshold Inheritance Tax (IHT) is paid on the estate you leave behind when you die. Each person has an allowance of £325,000 on their estate before IHT needs to be paid. But, with the cost of properties these days, that takes many people over the threshold even if they are cash-poor. The allowance doubles when a couple is married, as the surviving spouse takes on the other's allowance. This increases the threshold to £650,000. If you leave your home to your children or grandchildren, that allowance increases to £500,000 (or £1million between a married couple). Inheritance Tax seven-year Rule The IHT rate is 40%. That means anything above the allowance is taxed at 40% before your beneficiaries can receive the money or assets from your estate. This means many grandparents and parents try to implement a 'living inheritance' by passing money and assets on while they're still alive. However, if you gift outside of the allowed limits, this money could be subject to IHT even if you gave it several years before you die. There is a seven-year rule on gifting cash and assets: if you give money or property while you're still alive, it is subject to IHT for the next seven years. So, if you pass away within seven years, IHT is still due on that gift. There is a taper. If you die within 4 years of the gift, IHT is 32%, 4 to 5 years is 24%, 5 to 6 years is 16%, then 8% for 6 to 7 years. At seven years and one day post-gift date, IHT is not due. Permitted gifts There are ways to avoid the seven year rule. First, you can gift up to £3,000 a year to anyone you want (that's the total amount you can give away, either split into several smaller gifts or as a lump sum). If you didn't give any gifts the previous year, you can roll forward the allowance, to make it £6,000. You can also give birthday and Christmas gifts from your regular income of any amount without incurring IHT. This must be from your regular income and not deprive you of your living standards. Additional gifts There are some circumstances when you can gift more than £3,000 in a year. If your child gets married, you can give them £5,000, or £2,500 for a grandchild or great-grandchild. You can give up to £1,000 for anyone else as a wedding gift. You can combine this gift with your allowances. So, if your child gets married and you didn't make any gifts in the last tax year, that could be a maximum of £11,000 tax-free (£6,000 allowance plus £5,000 wedding allowance). Regular payments Another way to support your grandchildren without accidentally lumping them with a large IHT bill is with regular payments. There's no limit to how much you can give. There are a few rules. First, you must be able to afford the payments after your own standard living expenses. You can't deprive yourself to make the payments. Second, it has to come from your regular monthly income such as your pension. It can't come from a savings pot. Many people use this option to help grandchildren with things like paying rent, or sending regular payments to a Junior ISA for a grandchild under the age of 18 to establish a safety net when they become an adult. You can also use it for financial support of a dependent adult child or other relative. Gifting your house Be very careful when considering gifting your home or other property to your child or grandchild before you die. First, if you do this shortly before requiring long-term care, it could be seen as deprivation of assets to avoid paying for care. This could result in the forced sale of the home to recoup funds for your care. Second, if you gift a portion by adding a child to the title deeds as joint property owner, they could face a large Capital Gains Tax bill as the property increases in value over the time they are a joint owner. If you leave them the property after you die, CGT may not need to be paid if they sell it quickly, as it is only paid on the 'profit' i.e., the property value difference between the inheritance date and sale date. Finally, giving away some or all of your home puts you at risk of being forced out of your home. It can also leave you in a tricky tax situation if you continue to live there without paying market share rent, as it is considered a 'gift with reservation' and the house value is included in your estate valuation when you die. A gift with reservation doesn't come under the seven year rule, so could be applied ten, twenty or more years down the line. Consider paying directly If you want to help your grandchildren out now, rather than waiting to leave an inheritance, there are ways to help. For example, you could consider paying for your grandchild's university tuition or accommodation fees directly. Or, if they need support with things like buying their first home, you could help them buy their furniture or pay for contractors for renovations and redecorating. Some grandparents enjoy paying for family holidays to create memories together that their grandchildren may not be able to afford on their own. This is a good way to provide support to your grandchildren, while having control over what your 'living inheritance' is spent on. Taking these costs away from them helps them to save their own cash, so you're still providing them an opportunity for financial stability – without possibly landing them in hot water with the tax office later on. Some of the brands and websites we mention may be, or may have been, a partner of
Scotsman
19 hours ago
- Scotsman
Amazon's £40bn expansion brings 1000s of jobs: what it means
Amazon's investment will bring cutting-edge tech, better wages, and fresh career opportunities to the UK 🌍 Sign up to our daily newsletter Sign up Thank you for signing up! Did you know with a Digital Subscription to Edinburgh News, you can get unlimited access to the website including our premium content, as well as benefiting from fewer ads, loyalty rewards and much more. Learn More Sorry, there seem to be some issues. Please try again later. Submitting... Amazon is investing £40 billion in the UK over the next three years, boosting regional growth New fulfilment centres in Hull and Northampton will create at least 4,000 jobs by 2026 Two more warehouses planned for the East Midlands in 2027 will add thousands more roles Investment also includes upgrades to data centres, tech like drones, and Amazon's London HQ The move supports the government's 'levelling up' agenda, spreading innovation outside London Amazon is making a bold bet on Britain's regions, announcing a landmark £40 billion investment aimed at creating jobs and fuelling economic growth far beyond the traditional powerhouses of London and the South East. At the heart of the expansion are four new fulfilment centres – including confirmed sites in Hull and Northampton – which will bring at least 4,000 new roles by 2026. Advertisement Hide Ad Advertisement Hide Ad Two more large-scale warehouse facilities are planned for the East Midlands in 2027, likely adding thousands more jobs, though the exact locations remain under wraps. But this isn't just about warehouses. Amazon's investment, which spans the next three years, also includes billions in data infrastructure, cutting-edge technologies like drones and robotics, improvements to staff wages and benefits, and a major upgrade to its London headquarters in Shoreditch. (Photo:) | Getty Images The scale and spread of the spending signals a new chapter in Amazon's UK strategy – one that aligns with the government's 'levelling up' agenda and sends a strong message to global investors: Britain, post-Brexit and amid political change, is still a key destination for innovation and growth. Prime Minister Sir Keir Starmer called it a 'massive vote of confidence in the UK,' while Chancellor Rachel Reeves described it as a 'powerful endorsement of Britain's economic strengths.' Advertisement Hide Ad Advertisement Hide Ad Amazon CEO Andy Jassy emphasised the company's commitment to reaching every corner of the UK. He said: 'When Amazon invests, it's not only in London and the South East – we're bringing innovation and job creation to communities throughout England, Wales, Scotland, and Northern Ireland.' What does it mean for the UK economy? With more than 75,000 already on its payroll, Amazon is one of the UK's largest private sector employers. Advertisement Hide Ad Advertisement Hide Ad This new injection of funding not only strengthens its logistics network but also helps build long-term regional resilience by introducing high-tech jobs, skills training, and digital infrastructure in under-served areas. For Hull, Northampton, and the East Midlands, it means more than just jobs – it could mark the beginning of a deeper transformation, bringing global tech investment into areas historically overlooked. As the UK economy seeks stable ground and sustainable growth, this investment could provide a much-needed anchor. Are you struggling to make ends meet as costs continue to rise? You can now send your stories to us online via YourWorld at It's free to use and, once checked, your story will appear on our website and, space allowing, in our newspapers.
