A6 through Shap closed for three weeks of roadworks
The council is spending £37.7m on road and resurfacing work throughout its area.The Shap roadworks will include repairs to the drainage system.Signed diversions will be in place via the M6, with alternative diversions for non-motorway vehicles.
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BBC News
an hour ago
- BBC News
Car finance payouts limited, but lenders aren't off the hook
There may well be a few sighs of relief from senior finance company and banking executives following the Supreme Court's ruling, but it is unlikely you will hear the champagne corks verdict does almost certainly reduce the potential compensation bill significantly. Lenders no longer face the prospect of having to pay £30bn to £40bn to aggrieved car buyers. The likelihood of the government stepping in also appears to have receded the industry is not off the hook. The Financial Conduct Authority may still open a redress scheme for cases where dealers had a financial incentive from lenders to ramp up interest rates on loans as much as possible. The Supreme Court's ruling also upheld one consumer claim, in which the commission payments were deemed unfair – and that could provide a template for others to follow. All of this means the compensation bill could still be in the Supreme Court's intervention has been eagerly awaited since October, when the Appeal Court issued a verdict in three test cases which could have triggered an avalanche of compensation each case, people who had bought cars on finance claimed they were partially unaware that the deal had involved a commission payment being made by the lender to the car dealer. They claimed that in law the commissions amounted to bribes, or secret Appeal Court judges agreed, essentially saying that commission payments made by a finance company to a dealer for arranging a car loan were illegal if the car buyer had not given his or her "informed consent".They also concluded that a car dealer had a "fiduciary duty" towards the car buyer when it came to arranging a car loan. In other words, the dealer should set his or her own interests aside, and act purely on the customer's meant that millions of car buyers could potentially claim compensation – if they could show that the dealer had not specified what commission payments they were receiving for lining up a finance deal. It was not enough for the details to be buried in small had feared that this would lead to an avalanche of claims against them – and that the same arguments could be used to challenge other kinds of consumer finance agreements as well, potentially increasing the compensation bill still the Supreme Court threw very cold water over those arguments. The President of the Court, Lord Reed, dismissed the idea that car dealers had a "single minded duty of loyalty" to their customers, and insisted they "plainly and properly" had personal interests in the finance agreements they were involved ruling clearly blocks off what could have been a very wide avenue for compensation claims. However, the court did side with one of the claimants. In the case of Marcus Johnson, a factory worker, it decided that the finance agreement was "unfair" under the terms of the Consumer Credit Act. This was because the size of the commission payment was very large, and because Mr Johnson had been misled about the relationship between the dealer and the lender. He was, they said, entitled to say this could open the doors for other cases in which the commission payments are seen to be is also a key question the Supreme Court ruling does not answer. This is what should happen in cases involving so-called Discretionary Commission Agreements (DCAs). These were finance deals in which the car dealer could set the interest rate of a loan, within a set scale. The higher the rate, the more commission they would be paid – and the customer would be unaware of the Financial Conduct Authority banned such deals in 2021. It is now considering whether to launch a redress scheme for consumers who were affected by them. If it goes ahead, millions of car buyers could still have a claim, though it is not clear how much compensation they would to Richard Barnwell, a financial services advisory partner at accountancy firm BDO, the bill could still be substantial."We believe there is still a potential for redress, for example, if discretionary commission arrangements are deemed to be an unfair relationship, redress could still be from to £5bn to £13bn or more," he analysts agree. According to Martin Lewis, who runs the MoneySavingExpert website, "the Supreme Court has certainly narrowed the number of people who will be able to reclaim car finance. I think you're probably talking the lower end of £10bn, as opposed to £40bn."That £10bn would still be a significant figure. But the finance industry appears to have avoided the potential free-for-all rush to claim compensation the earlier verdict had threatened to spark while the Treasury says it will "work with regulators and industry to understand the impact for both firms and consumers", the BBC understands that the likelihood of the government intervening with retrospective legislation to protect financial firms has now diminished law of bribery only applies to persons who owe a single-minded duty of loyalty and are therefore bound to have no personal interest in the matter that they are dealing the present case the car dealers plainly and properly have a personal interest in the dealings between the customers and the finance companies.
Daily Mail
an hour ago
- Daily Mail
RAY MASSEY: Genesis G80 is a swish, smooth sensation
Get me to the church on time!' was initially all I demanded of the new all-electric G80 saloon from Genesis, the luxury arm of Korea's Hyundai group. I was headed to the historic Ashridge House in leafy Hertfordshire, to see my godson Warwick and his bride Nataliia tie the knot, and needed an equally swish set of wheels to fit the occasion. And boy, did the G80 deliver – in ding-dong style. Available exclusively as a long-wheel base model, the car – mine was in a sparkling Geneva Silver – has passenger comfort firmly in mind. In addition to plenty of legroom, there is a centre armrest for those in the back, and the second-row comfort pack (£2,640) includes heated rear seats, too. Genesis has also added Chauffeur to the list of available modes (Eco, Comfort, Sport and Snow), allowing for super-smooth driving. In fact, had my services been required for the happy couple, all I'd have needed was a smart cap. With its striking 'face', sharp lights and Nappa leather interior, the zero-emissions limo was also a head-turner, with a hint of Bentley in the latticed grille – cunningly disguising a charging point. Riding on 19in wheels as standard, the all-wheel-drive G80 is powered by a new, larger 94.5 kWh lithium-ion battery, and a 370 horsepower 272kW dual motor system. It goes from rest to 62mph in 5.1 seconds, up to a top speed of 139mph. For instant oomph while cruising, it will cover 50mph to 75mph in 3.3 seconds. Claimed range has increased to 354 miles. The G80 also features a driver-controlled powered rear-closing door system, soft-close doors, rear and side window electric blinds for added privacy and sunshade, and twin vanity mirrors. Being electric it is also exceptionally quiet, though you can opt for a futuristic EV sound. Head-up display is great for viewing sat-nav directions and speed limits through the windscreen while keeping my eyes on the road ahead. Live images of what's behind you flash up on the dashboard when you indicate left or right, which helps eliminate dangerous blind spots. There's extra comfort up front too (a £1,780 option) with relaxing driver and passenger massage in the cossetting but sporty 'ergo motion' 18-way electrically adjustable seats. However, the erratic voice control often lost a lot in translation. Although it has a wide 27in digital screen, key functions are controlled by dials on the centre console. Steering wheel paddles alter the regenerative braking resistance – right up to 'one-pedal' driving – so you brake by taking your foot off the accelerator. You can turn myriad warning systems off, but the alert for cars about to cross behind you is useful when reversing, as are live images of what's behind you. The G80 is only slightly let down by its boot, measuring 334 litres. It's not cheap, either: prices start from £75,615, though my car, with £10,000 of added wedding bells and whistles, cost £84,925. More than an everyday runaround, this is a car for an occasion. Wedding planners, chauffeur firms, busy executives – take note. Will it fit in my garage? Genesis electrified G80 On sale: now Price: from £74,800 Price as driven: £84,925 Seats: 4/5 Colour: Geneva Silver Style: Large extended-wheelbase limousine saloon Powertrain: Electric EV all-wheel drive Length: 5,135mm Width: 1,925mm Height: 1,480mm Wheelbase: 3,140mm (an increase of 130mm) Wheels: 19-inch silver Tyres: Bespoke Michelin Pilot Sport 4 Weight: 2,410kg Energy source: 95.5 kWh lithium ion battery Propulsion: 272kW dual motor (136kW for each of the two motors, front and back). Power: 370 horse-power 0 to 62mph: 5.1 seconds 50mph to 75mph: 3.3 seconds. Top speed: 139mph Range: 354 miles Boot: 334 litres Entertainment: 17-speaker Bang & Olufsen 10-level surround audio system Interior spaceRear passengers: Legroom: 995mm (up 83mm) Headroom: 950mm (up 20mm) Charging times DC ultra-fast to 80 per cent: 25 minutes DC fast-charge to 80 percent: 84 minutes AC Wallbox to 100 per cent: 8 hours 30 minutes Motoring trip for car fans Looking for a late break that combines a love of supercars and superbikes with great food and fun? Then consider a trip to Italy's Motor Valley, which I visited recently. Supported by legendary car and motorbike makers including Ferrari, Lamborghini, Maserati and Ducati, the initiative showcases the automotive talent and expertise of the Emilia-Romagna region. And Bologna – home of food favourites including tortellini, mortadella and, of course, bolognese sauce – is at its centre. The Motor Valley website ( highlights 13 motor museums to visit plus other attractions such as the Ducati World amusement park (above). Claudio Domenicali, CEO of Ducati and president of the Motor Valley Development association, says: 'Motor Valley represents Made in Italy excellence in the automotive and industrial production chain.'
The Sun
2 hours ago
- The Sun
Inside Queen Elizabeth II's luxury helicopter as it goes on sale for staggering 7-figure sum
THE plush interior of Queen Elizabeth II's luxury helicopter is revealed for the first time as it goes on sale. King Charles is flogging the trusty eight-seater red Sikorsky and replacing it with two £8.5million eco-friendly Leonardo choppers. 5 5 5 5 Exclusive pictures, the first of its interior, show comfy grey leather and suede seats and a royal blue carpet. Tinted windows, magazine racks, a cordless phone and a wooden clock are among the other extras. The chopper, which has flown 5,222 hours, was described as a 'Head of State Aircraft' with 'one owner since new' when listed for sale by Aero Asset. It was part of the late monarch's fleet from 2009 until her death in 2022 and is expected to fetch at least £5million. Her Majesty made countless trips in it, although royal experts claim she feared flying. One was from Sandringham to Windsor shortly after her 96th birthday just months before she died. Meanwhile, her customised Range Rover is also for sale. The supercharged L322 she used between 2006 and 2008 has modifications including side steps, rear grab handles and a dog guard for her corgis. It has done just under 120,000 miles and is tipped to sell for up to £70,000 at Iconic Auctioneers, of Ashorne, Warks. 5
