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NUS and NTU shine in global rankings but is Singapore seen as a world-class university destination?

NUS and NTU shine in global rankings but is Singapore seen as a world-class university destination?

CNAa day ago

When Mr Martin Ruzicka first applied to universities in 2022, Asia was not even on his radar. But after his first semester at University College London (UCL), he withdrew and transferred halfway around the world to continue his studies in Singapore.
The 20-year-old from the Czech Republic is now in his second year of business school at Nanyang Technological University (NTU).
Why the switch from UCL – widely considered as one of the best universities in the United Kingdom – to NTU?
During his brief time in London, Mr Ruzicka had several 'unlucky and unsafe' encounters, including being approached for drugs on the street and harassed near his school accommodation, and felt that UCL's high fees were not justified by the quality of facilities or lectures.
Growing up in the Czech Republic, he viewed Singapore as a 'very high-tech, green, efficient country', a positive impression that was elevated by the nation's institutions being high on university world rankings.
'My family and I placed a lot of importance on world rankings when selecting universities. NTU was perfect because the business course is only three years long, it was in English and NTU was high on the ranking,' said Mr Ruzicka.
Besides the course and on-campus housing being 'value-for-money', Mr Ruzicka said Singapore's environment is well-suited to his personal needs, with illicit and controlled substances not being part of the university culture, in stark contrast to his time in the UK and in his home country.
NTU, which rose three spots to 12th in the 2026 Quacquarelli Symonds (QS) World University Rankings, has so far delivered on its promise of a 'world-class education', he added.
Mr Ruzicka is not alone in viewing rankings as a crucial indicator of quality in higher education. In these rankings, Singapore's universities, especially the National University of Singapore (NUS) and NTU, are increasingly standing tall alongside global education titans.
In the latest rankings, NUS held firm at 8th place globally, while NTU rose to 12th. Together, the two outranked Ivy League institutions in the United States, such as the University of Pennsylvania (UPenn) and Cornell University, and China's powerhouse Peking University.
Vietnamese student Nguyễn Kỳ Minh, a 19-year-old global studies and communications and new media major at NUS, said that back home, 'everyone knows about NUS' and sees Singapore as a top study destination.
Beyond the rankings, it was affordability, academic rigour and opportunities for exchange that won him over.
'At the end of the day, it (all comes down to) graduating with an NUS degree. A lot of employers, especially internationally and in Vietnam, look at that and say, 'That's something, isn't it?''
Even younger autonomous universities in Singapore, such as the Singapore University of Social Sciences (SUSS), have attracted international attention.
Ms Yanata Sulaiman, 24, from Indonesia, recently graduated with a Master of Management with a specialisation in digital marketing from SUSS.
While her family was initially more familiar with NUS, NTU and the Singapore Management University (SMU), Ms Yanata said SUSS was attractive because it allowed her to specialise in two areas in a year-long programme.
'Singapore was one of the countries I wanted to study in. It feels close, not just in terms of distance, but in culture too. It's very international, so I can get an international experience here also,' she said.
As for Singaporean students, while tuition subsidies and the institutions' global standing have long made local universities an attractive option for them, some told CNA TODAY that their decision to stay put has been further cemented by shifting global tides.
Traditional destinations such as the United States, United Kingdom and Australia are increasingly being reassessed due to stricter immigration policies and mounting geopolitical uncertainty.
Australia, historically a magnet for Singaporean and Southeast Asian students, had last year mooted i nternational student caps which would involve allocating a quota for each higher education institution for 2025. Universities in the UK, meanwhile, have been facing a funding crisis, with many struggling with rising costs amid a drop in international students.
Though studying in the US once appealed to 18-year-old junior college student Anjaneya Sharma, he said the allure of top-tier universities like the Massachusetts Institute of Technology (MIT) and Harvard has faded due to the current political climate.
'Initially, I was considering US universities. Now I'm not even going to apply there. I'm considering NUS, NTU, because the situation (in the US) is very chaotic,' he said.
In the US, President Donald Trump has sought to prevent Harvard from hosting international students, a move made amid higher education funding cuts and immigration crackdowns affecting American universities.
Singaporeans now studying at Harvard are being offered the possibility of returning to local universities amid all this flux. But are local educational offerings attractive enough for Singaporeans seeking 'world-class' opportunities elsewhere?
A Harvard undergraduate who only wanted to be known as Ryan, a Singaporean in his 20s, would still prefer to remain at the university if possible.
He declined to have his real name published as he did not want to compromise future visa applications to the US.
'The general sentiment is that local universities won't be an exact replacement because the classes and academic systems aren't the same. For graduate students doing research, they might not be able to just transplant their research over, like if they're working with a lab,' said Mr Ryan.
As international headwinds buffet long-established higher education destinations and Singapore's universities edge closer to the top tier in global standings, CNA TODAY examines whether the gap between Singapore's institutions of higher learning and the likes of Harvard or Oxford has narrowed over the years.
SINGAPORE ON THE GLOBAL STAGE
In the early 2000s, Singapore launched its 'global schoolhouse' vision, an initiative to transform the country into a leading tertiary education hub by attracting world-class institutions and students to its shores.
Before that, in 1996, then Prime Minister Goh Chok Tong also announced plans to turn Singapore into the 'Boston of the East', referencing the city that boasts famous names such as Harvard University and MIT.
Two decades on, while some Western universities continue to be perceived as globally prestigious, Singapore's local institutions are increasingly distinguishing themselves in global rankings — and drawing the attention of students far beyond its borders.
The latest QS World University Rankings for 2026 featured over 1,500 universities from 106 countries and territories. Among Singapore's four ranked universities:
● NUS maintained its position as 8th in the world
● NTU climbed three places to 12th
● SMU jumped to 511st from its previous position at 585th
● Singapore University of Technology and Design (SUTD) dropped to 519th from 440th in last year's ranking
The remaining two autonomous universities, the Singapore Institute of Technology (SIT) and SUSS are not currently ranked in QS.
Commenting on the latest rankings, CEO of QS Jessica Turner said that Singapore has capitalised on its role as an international hub and offers a model of an education system that many around the world are trying to emulate.
She added that Singapore's ranked universities have seen improvements across the metrics of academic reputation, employer reputation and a rise in international student ratio.
'For Singapore, because you have a smaller higher education system, it's easier to communicate that excellence – half of your universities are in the top 20 in the world. Nobody else can say that. You're therefore in a very good position to communicate Singapore as a destination,' said Ms Turner.
Mr Byron Becker, a 23-year-old NUS business student from Germany, described Singapore as 'a very well-known city'. 'If you Google the university (NUS), you hear a lot of good things as well. For the people I know in Europe, it's very impressive for them to hear about studying in a Singaporean university.'
While he was initially not too enthusiastic about the length of his four-year degree in finance, having to undergo general education modules at NUS such as a course called 'Thinking Like An Economist' has been a pleasant surprise.
'In retrospect, I'm very happy about that, because it offered a lot of perspective and broadened my horizon,' said Mr Becker.
HOW RANKINGS WORK – AND WHAT THEY MISS
Each year, global university rankings such as those by QS and Times Higher Education (THE) offer a snapshot of how universities stack up internationally. But their methodologies, and therefore their results, can vary significantly.
The QS World University Rankings, one of the most widely referenced globally, uses the following key indicators:
● Academic reputation (30%) – based on global academic surveys
● Citations per faculty (20%) – measuring research volume
● Employer reputation and employment outcomes (20%) – how employers perceive institutions and the employability of an institutions' graduates
● Faculty-to-student ratio (10%) – a proxy for teaching quality
● International faculty and student ratios and international research network (15%) – diversity and global outlook
● Sustainability (5%) - assess environmental and social impact
THE's World University Rankings, meanwhile, evaluates institutions using five broad pillars, with a strong emphasis on research performance and the academic environment. In the 2025 edition, NUS placed 17th, while NTU was 30th.
While Singapore's universities have made impressive strides in the rankings over the past two decades, education experts cautioned against viewing these lists as definitive guides to the student experience.
Associate Professor Jason Tan from the National Institute of Education (NIE) said ranking tables tend to have a 'disproportionate amount of influence' on parents and universities themselves. The proxy measures that many rankings rely on tend to be 'not helpful' in providing a full picture of what a student stands to gain from a university, he added.
'Most readers don't look beyond the numbers to examine the methodology used. For example, in the Shanghai Jiao Tong ranking, when they talk about teaching quality, they use as one of the criteria the number of professors that have won Nobel Prizes or equivalent awards, and that's probably why you don't see NUS or NTU ranking very highly in those rankings.'
According to the latest ShanghaiRanking, NUS ranks 68th globally.
'There's very little said at all about what actually takes place in classrooms and labs. We don't really know (from the rankings)... what sorts of pedagogies are used, what students think about the kind of lessons they're receiving in the university,' said Assoc Prof Tan, whose research is on comparative education and education reform.
Experts also pointed out that ranking methodologies typically favour comprehensive universities like NUS and NTU.
Dr N Varaprasad, a partner at the Singapore Education Consulting Group, said: 'Particularly for the QS, there is a little bit of a feedback loop on academic reputation. The higher you go up, the more your faculty and your students get noticed for their work.'
In response to CNA TODAY's queries, CEO of QS Jessica Turner said that the rankings are designed from the perspective of a student, in particular an international student, and aim to be a 'useful data point' in a student's decision-making process.
'We are looking at the nine indicators that are helping that can be measured globally. That's also a real constraint in any kind of comparative measures that best reflect student experience, and we're continuing to evolve that.
'Three editions ago, we added more employability focus into our rankings, and we added sustainability into our rankings because of the importance of those things to students. So we continue to evolve and reflect that student experience,' said Ms Turner.
THE CONTINUED ALLURE OF FOREIGN UNIVERSITIES
Yet, while Singapore may remain a top choice for many local students and draw growing international student interest, many top Singaporean students, including government scholars, still prefer to pursue their tertiary education abroad.
In response to queries from CNA TODAY, a spokesperson from the Public Service Division, which grants prestigious scholarships to outstanding students annually, said that in the last three years, around 30 per cent of its scholarship holders have chosen to pursue their undergraduate studies locally.
The remaining 70 per cent pursue their studies overseas in countries such as the US, UK, France, Japan, China, and Germany, the spokesperson added.
The mix has changed in the past 12 years. In response to a parliamentary question in 2013, the Public Service Commission (PSC) had said 12 per cent of its scholarship holders then were pursuing undergraduate studies locally while the remaining 88 per cent pursued overseas education in the US, UK, China and Japan.
In its statement to CNA TODAY, the spokesperson said: "As future public sector leaders, it is important for our PSC scholars to acquire varied experiences, and networks. Therefore, we hope to continue to have a good mix in terms of scholars pursuing their studies locally versus overseas."
On scholars' preference for overseas education, SMU's former president, Professor Emeritus Arnoud De Meyer, said that this dates back to founding Prime Minister Lee Kuan Yew, where he and many of the pioneers of the early years of Singapore's political development were educated overseas.
'I think it goes back to the tradition, 'Let's learn from the best and bring the best to Singapore.',' said Prof De Meyer, who co-authored a book, 'Building Excellence in Higher Education: Singapore's Experience'.
Studying overseas likely remains a popular option for scholars because of the opportunities to build a strong international network at the undergraduate level, which may come in handy for future placements in the civil service or politics, he added.
Mr Said Gasimov, a 20-year-old chemical engineering student at NUS, turned down a few universities in the US, as well as the UK's UCL, Imperial College and Edinburgh University, to study here.
'Due to the current shifts in innovation towards Asia specifically, NUS seemed like a very promising option, sort of like a new player that is more innovation- and sustainability-oriented, as opposed to the traditional education offered in Western universities,' said Mr Gasimov, who is from Azerbaijan.
Still, even though he believes that Singapore's universities are 'far more competitive' than their Chinese counterparts, they still lack the reputational power of legacy universities in the West.
'MIT, Stanford and Harvard are still viewed as far more prestigious,' he said.
ALREADY 'WORLD CLASS'?
Indeed, Singapore's top universities such as NUS and NTU regularly outperform or match Ivy League institutions on global league tables. Yet a lingering perception remains that they are still not quite in the same league.
Prof De Meyer attributed such a perception largely to the quality and impact of research from top institutions.
'Our universities obviously don't have the research heritage of universities like Cambridge, Oxford, Harvard or Stanford,' he said.
Singapore's small economy may also limit postdoctoral opportunities and industry linkages for research, further constraining global visibility.
Elite institutions also benefit from influential alumni networks. Dr Ho Boon Tiong, consultant educationist and founder of Classpoint Consulting, said local universities could improve in this area.
'Alumni are brand ambassadors, and they can also contribute to the university by inspiring the undergraduates,' he said.
Still, many experts argued that Singapore's higher education institutions already have the makings of a world-class system, especially when considered in context.
Given its relatively young educational framework, designed to cater to diverse learning needs, direct comparisons with centuries-old Western institutions may overlook the unique strengths that Singapore's system offers.
Prof De Meyer said the progress of Singaporean institutions in the past 30 years has been 'more than remarkable'.
'We can offer a well-funded, attractive and free research environment; access to top quality researchers pursuing PhDs, and our institutions are very well embedded in international networks,' he added.
He suggested that a more meaningful comparison may be with Hong Kong, where five of its universities are among the global top 100 in the latest QS rankings.
These institutions, which also offer English as a medium of instruction, are likely to be more direct competitors to Singapore's universities, especially for students looking to study in Asia or deepen their understanding of China, said Prof De Meyer.
One area where Singapore is building world-class strength is in aligning university programmes with workforce needs.
'Today's world is not so siloed. SMU, for example, has integrative studies in the first year, so students can explore before they jump in. This is an area where local universities can carve out a niche,' said Classpoint Consulting's Dr Ho.
He noted that many degrees now include three- to six-month internships, giving students real-world experience before graduation.
Assessing the calibre of Singapore's universities also requires looking beyond rankings, as institutions such as SUTD and SUSS may be less visible in global rankings because of their different missions.
'The diversity in the landscape is deliberate,' said NIE's Assoc Prof Tan. 'There are two types of autonomous universities, the research-intensive universities and applied learning universities. You have to take the diversity into account, not hold them all to a common standard.'
He noted, for example, that SUSS is mostly geared towards adult learners in the workforce looking to upskill, while SIT courses may appeal to polytechnic students.
Dr Varaprasad from the Singapore Education Consulting Group said he would hesitate to say universities here are lagging behind top-tier global universities.
'It is more accurate to say (they have) different emphases due to our particular history where universities are primarily meant to serve business, industry and the professions."
In this regard, human resource experts said that Singapore's universities are doing well in preparing graduates for the workforce.
Ms Cherrie Lim, director in corporate finance, M&A and corporate strategy in Asia at executive recruitment firm Ethos BeathChapman, said degrees from local universities are seen as comparable to those from Ivy Leagues or Oxbridge for entry-level hiring.
Among local universities, NUS, NTU, and SMU continue to be 'highly respected' institutions with both local and multinational employers, particularly for roles in the region.
'What often makes a candidate stand out at the graduate level isn't just the university name, but rather their GPA (grade point average), relevant internships and extracurricular activities,' she said.
Looking beyond a graduate's alma mater aligns with the 'obvious shift' towards skills-based hiring from academic hiring, said Mr David Blasco, country director at recruitment agency Randstad Singapore.
He said that some employers prefer local graduates, who often have more relevant internships and project experience for the Singapore market.
For NUS computing student Jack Chen, this rings true.
'A few years ago, going to an Ivy League school could secure you everything. But in the past three years, there's been a drastic change in the job market, companies value your internship experience a lot more,' said the 24-year-old.
He sees Singapore-based peers having an advantage over their overseas counterparts, as the former are more in touch with how competitive the job market is and generally are more willing to take gap years to stack internships.
Barring highly specialised degrees needed for niche fields, Mr Blasco from Randstad said most employers value a graduate's experience and cultural fit over university pedigree alone.
'While credentials from top global universities are impressive, it does not guarantee preference. In recent years, local universities have responded proactively to evolving business and talent needs by introducing new degree programmes in areas such as data science and analytics, artificial intelligence, and cybersecurity,' he added.
WHAT NUS, NTU ARE DOING
In response to CNA TODAY's queries, NUS and NTU cited the various efforts they have taken to attract top talent and enhance their international standing.
Professor Bernard Tan, Senior Vice Provost in Undergraduate Education at NUS, said its 'vibrant campus environment' encompasses students, researchers and faculty from some 100 countries.
NUS is keeping pace with rapid economic changes and has 'significantly expanded' its efforts to foster a well-rounded university experience and equip its graduates with 'robust skill sets underpinned by academic rigour', he said.
These include scaling up interdisciplinary learning, enhancing experiential learning through industry internships, fieldwork and overseas exposure, offering students opportunities to use AI responsibly for assignments and enabling life skills development through residential programmes and co-curricular activities.
Over at NTU, Professor Gan Chee Lip, who is the Associate Provost in undergraduate education, pointed out that aside from rising to 12th place in the latest QS World University Rankings this year, it also jumped to 30th in the latest THE rankings released last year, compared to 47th in 2020.
'NTU has climbed steadily over the years in the QS World University Rankings, and continues to excel in academic reputation and faculty citations. NTU has also performed well in the faculty student ratio metric, indicating a strong learning experience,' he said.
Prof Gan added that NTU adopts a multi-faceted strategy, such as social media and website outreach and direct collaboration with top schools both local and overseas to recruit academic talents and participate in key education fairs.
He highlighted programmes such as the University Scholars' Programme and the Turing AI Scholars Programme, which have enhanced curriculum for students with demonstrated aptitude for higher academic rigour and include overseas experiences with 'top partner universities'.
WHAT OTHER SINGAPORE UNIS SAY
For SMU, Provost Alan Chan said that its 'steady upward movement' in global rankings over the past year is encouraging. The school's student population represents over 30 nationalities, mostly from Singapore or ASEAN nations.
SMU graduates are 'known for being career-ready and resilient', said Professor Chan, with nearly 90 per cent of its Class of 2024 graduates securing employment despite a tighter labour market.
As for attracting top students, he said SMU focuses on identifying 'high-potential students' who are a strong fit for its interdisciplinary and interactive style of education, through signature events such as the Open House and targeted international outreach efforts and digital marketing campaigns.
'We don't see ourselves as replicating other institutions, our model reflects a different opportunity. SMU is part of a new generation of universities designed for a fast-changing world. That means being interdisciplinary, industry-relevant, and responsive to emerging global challenges,' said Prof Chan.
Ms Tammy Tan, chief communications officer at SUTD, said that while the university does not see rankings as a direct indicator of employability, its graduates 'consistently achieve strong outcomes' in both employment and starting salaries that are comparable to peers from more highly ranked institutions.
'We acknowledge the significance of global university rankings, but we also recognise that each has its own methodology and may not fully capture the broader value a university provides. Rankings are important, but they don't necessarily reflect what we prioritise, including student development, research, innovation and enterprise,' said Ms Tan.
She added that there has been an increase in openness from academics and researchers in exploring opportunities in Singapore, and in students' interest in SUTD's hardware and software-oriented pathways, spanning 'high-growth and emerging fields' like AI, cybersecurity, digital transformation, semiconductors, and healthcare technology.
'We believe that the true value of a university education lies not just in rankings, but in how ready and relevant our graduates are for the future … SUTD's strong grounding in core engineering and computing principles ensures that our graduates are adaptable and versatile across a range of sectors,' said Ms Tan.
As for SIT, Professor John Thong, deputy president of academics and provost, said the university chooses not to participate in global university rankings such as QS or THE, which primarily focus on academic research output and citation metrics, as they 'do not fully capture SIT's mission and strengths'.
SIT offers a 'differentiated value proposition' which has seen 'strong and growing interest' from both domestic and international prospects in programmes aligned with national priorities such as healthcare, robotics, and those that adopt an interdisciplinary approach.
'Unlike traditional research-intensive universities such as Harvard, Oxford, or Peking University, which are known for academic research, SIT delivers an applied, industry-focused education designed to prepare students to succeed in the workforce,' said Prof Thong.
Meanwhile, SUSS Provost Professor Robbie Goh said the school has observed a 'significant increase' in applications from international students, primarily from countries across Asia. International applications for full-time undergraduate programmes for example, have more than doubled year-on-year between AY2024 and AY2025.
Rather than competing directly with Ivy League or Oxbridge institutions, Prof Goh said SUSS' programmes resonate with students who value community impact, social innovation and lifelong learning.
Instead of focusing on competing in rankings that value theoretical research and publication volume, Prof Goh said SUSS offers an education that is 'grounded in real-world application, industry relevance and a strong ethos of community engagement" via initiatives such as its work-study programme and compulsory work attachments for all full-time students.
'Our unique positioning as a university with a strong social focus allows us to attract students who are not only academically talented but also deeply committed to making a difference,' said Prof Goh.
STUDENTS' DESIRE FOR BROADER EXPOSURE
Even as local universities invest heavily to redefine what constitutes a world-class education, winning over students remains a challenging task.
According to education consultants, contrary to headlines suggesting waning interest in overseas study, the industry preparing local students for places at top international universities has become even more competitive.
Ms Joanne Gao from overseas education consultancy Crimson Education said interest in studying at top US and UK universities has grown over the past three years. Ms Gao is the regional manager for Singapore, Malaysia, Philippines, and Myanmar for the Auckland-headquartered company.
Of the 500 students that Crimson Education supports annually, only about 10 per cent are assisted by the consultancy to apply to local universities, though some students submit local applications independently to keep their options open.
She added that Ivy League and Oxbridge schools retain their allure due to their name recognition, competitiveness and powerful alumni networks.
'It's not just about who you graduate with; it's a lifelong community that students can tap into for mentorship, job opportunities, and collaborations,' said Ms Gao.
Dr Chan Khai Leok, director Singapore-based consultancy The Right U, said the competitiveness of Singapore's most in-demand courses, like law and medicine, also drives some students overseas.
'While many students, particularly polytechnic graduates, do not qualify for NUS, NTU and SMU, they can comfortably secure seats at global top 30 universities in Australia and the UK. These institutions are perceived as being more prestigious than alternative options available to them in Singapore,' said Dr Chan.
Alternative study destinations which offer cost-effectiveness, including 'non-traditional, non-English-speaking destinations' in East Asia such as China and Japan, or Germany and the Netherlands in continental Europe, are becoming more popular too.
Still, around 30 per cent of the agency's students make concurrent applications to local universities, as a fallback or parallel option that is a "serious alternative" to overseas schools.
Mr Lim Chin Kah, whose agency Asia Education and Business focuses on higher education opportunities in New Zealand, noted that while the country may be a less traditional destination, all eight of its universities are typically ranked within the world's top 500.
'Those parents who support their children to study (in New Zealand) are not so concerned about the rankings,' said Mr Lim, adding that a first degree in New Zealand can be a launchpad for students to pursue further education.
For many Singaporeans, studying abroad is not a rejection of local universities, but a desire for international experience.
Mr Jack Xie, 24, a Singaporean student at the London School of Economics (LSE), said: 'Local universities are regionally strong – the best students I know in my junior college stayed in local universities, mainly studying science and medicine. But I wanted to have a more global perspective in my life.'
Also in the UK is Mr Guo Wen Jun, a 23-year-old economics student at the University of Warwick.
While his parents were initially concerned, given that Warwick was ranked lower than NTU and NUS in university world rankings, they became more supportive upon hearing about his reasons for wanting to study abroad.
One factor was his desire to work in London after graduation, given the city's larger and more mature market.
Similarly, for Ms Laura Lee, a 22-year-old Singaporean student at UPenn's Wharton School of Business, she has 'no doubt' that NUS and NTU are academically strong universities.
'Going overseas to study is not just about the academic environment, it's about building global connections beyond Singapore, exploring new opportunities and seeing how we can bring new models back to Singapore, and learning how to live independently,' said Ms Lee.
While she had offers from other top US institutions like Yale, Tsinghua in China and Singaporean universities, Ms Lee eventually chose Wharton because of its alumni network, which boasts Warren Buffet and Elon Musk as alumni.
In her entrepreneurship classes, professors sometimes call on Wharton alumni who are venture capitalists to take over some lessons.
Despite such foreign benefits, local universities remain the first choice for some other Singaporeans and international students, especially amid rising costs and geopolitical uncertainty.
Eighteen-year-old junior college student Regina Yap is considering applying to local universities such as NUS, NTU and SMU mainly due to the lower cost.
'When safety concerns and geopolitical tensions were less pronounced in the past, I would have given more consideration to overseas universities,' she said.
Ms Yap added that her positive impressions of local universities came from open houses, career fairs and strong graduate employment rates.
'Many of my peers are considering local universities because of cost and the fact that they're still unsure about what they want to pursue. Some have expressed certainty about studying overseas – particularly those interested in courses like liberal arts, which tend to have a more robust scene abroad. They're mostly financially supported or aiming for specific scholarships,' said Ms Yap.
For international students like Mr Jonathan Davinius Layardi, 23, an Indonesian who followed in his sister's footsteps to pursue a degree at SUTD, studying in Singapore was both a family aspiration and a personal milestone.
'My immediate and extended family said that starting in Singapore was a dream come true, something to be grateful for, something to be cherished,' said Mr Jonathan, who majored in engineering systems and design.
On top of his appreciation for SUTD's close-knit collaborative academic environment, Mr Jonathan was greatly affected by the university's willingness to support him when a health crisis disrupted his studies.
Mr Jonathan discovered a brain tumor after a fainting spell in 2023 and had to take a gap year to recover after surgery. As his cognitive function was still impaired when he returned to school, the university made accommodations and extended exam durations and ensured his living environment in the hostel was "very peaceful".
"I would need to repeatedly read a statement to properly absorb the information, which would risk timeouts in my exams. Knowing this, the faculty of my pillar set up a time extension so I had more time to digest questions."
SUTD also provided him a wheelchair and assisted him with returning to his hostel room as he would occasionally faint while on the move.
"It's been very much incredibly rewarding, not just because of the academics, but because of the people as well.

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Overall, he estimated that he has cut his living expenses by 20 per cent by living in Thailand, even after factoring in the cost of commuting. Individuals like him do this for a variety of reasons, according to career development coach Samantha Ng from Abundanz Consulting. She said that they might be at a stage of life where, financially, it makes sense for them to adopt a lifestyle that gives them more time to prioritise what is important to them, whether it is a slower pace of life or the ability to explore a new country. 'There is also a possibility that individuals make such a choice out of necessity, because living in Singapore is a lot more expensive than commuting,' she added. Looking at the bigger picture, veteran economist Song Seng Wun said that transport connectivity has improved tremendously over the years, so he believes that the super commuting trend is likely to continue. Living abroad also benefits Singaporean business owners keen on creating wealth from a growing Asean region. 'The power of the Singapore brand name is very important, whether it's in the medical space, education or just providing a service. So it always attracts that trust,' said Mr Song, who is an economic adviser at CGS International Securities Singapore. BIGGER AND CHEAPER Super commuters told CNA TODAY that bigger Asian countries opened up more business opportunities and were less competitive than Singapore. Business owner Sam Sng, 37, moved to Guangxi in China to explore new opportunities after feeling that his digital marketing agency had reached a point of stagnation in Singapore that he 'couldn't break through'. In a larger market such as China, Mr Sng said that clients' budgets for projects and the volume of e-commerce orders are higher, bringing in more profits than he would reap in Singapore. Mr Sng owns two more businesses in taxation and consulting, serving clients in both Singapore and China. Each month, he spends two weeks in China and two weeks in Singapore, where his wife and daughter still live. Another super commuter, Mr Gordon Ho, 28, who has relocated to Bangkok, said the market is 'so big in Thailand that there's really no need to compete neck-to-neck'. When he initially met other professionals from similar trades in Bangkok, he was cautious about sharing too much information with them because he did not want his 'trade secrets to go out'. 'In Singapore, if we are in the same industry, chances are we will not be talking to each other because that person might know someone else and just take the deal. So it becomes very secretive,' he said. But the more he networked with people in Thailand, the more he realised that there were many areas where they could collaborate. His mentality shifted and he became more excited to meet these industry peers. Mr Ho made the move to take a floundering contact lens company to Thailand, sensing better business due to a growing cosmetics market there. He has since passed on the business to his wife to manage while he works as Ngee Ann Polytechnic's Thailand country head, connecting Singaporean students with learning and internship opportunities in the country. Brand studio founder Brandon Yeo, 29, who is also based in Bangkok, said the culture in Thailand has also been a boon for him, both in business and personally. He was 'boxed into a small echo chamber' in Singapore that made it hard for him to think differently, he said. But in Thailand, he said, people are less judgmental and have more appetite for risk. 'Singaporeans are always under pressure to make sure that all of their time is efficient and fully maximised. When I was studying at the National University of Singapore, we discussed very money-minded things,' he said. 'But here, Thai people treat me with the love of a friend. It just felt more real, like there weren't any hidden motives of trying to sell me property or insurance. When someone meets me, it is really just to meet.' In terms of lifestyle, the greater physical expanse of neighbouring countries means more travel opportunities within the country for weekend getaways or entertainment options. Mr Yeo said that when he is on road trips to certain provinces in Thailand, he sees no one within his field of vision, just grass and tall trees – a stark contrast from the dense concrete jungle he grew up in. 'For someone like me in the creative space, we need varied stimuli. When you are always looking at the same things, it's very hard for you to think differently,' he said. 'I vividly remember when I was stuck on a project, I didn't have any fresh ideas. And then when I changed my environment, I went to a different province, the inspiration just hit. That kind of change has an effect.' Lower prices are a major plus point for super commuters as well. While not every item may be cheaper, most of those interviewed by CNA TODAY agreed that the cost of living is more affordable overall. Meals in Bangkok are half the price of an average hawker dish in Singapore, said Mr Yeo, adding that he typically pays less than S$2 for a Thai meal. He also felt that starting a family would be impossible in Singapore because of the costs involved. However, in Thailand, he is now married to a Thai wife and has two young children and they live comfortably. Mr Yeo recalled how his own mother, who single-handedly raised him, missed out on witnessing his milestones such as winning school awards because she was too busy working. So he now wants to make sure that he and his wife are present for their children. The lower costs and the fact that his wife does not have to work make that goal realistic, in his opinion. 'Dual-income families are the norm in Singapore. And for example, spending about S$2,900 each month is the bare minimum to support a family of four. 'That is assuming there is no recreation, no tuition, discretionary spending, hospital fees or insurance costs. For that amount, we can thrive and be comfortable in Thailand.' FLYING FATIGUE Despite the financial benefits of this arrangement, frequent flying is riddled with downsides. The career coach Ms Ng shared a list of cons, such as how spending three to nine hours travelling leaves one with less time to work. She added that super commuters also need to consider the possibility of traffic jams, flight or train delays and weather disruptions. 'All these can lead to an increase in stress, anxiety, sleep deprivation and other health issues,' she said. Corporate lawyer Joel Shen, 44, experiences this firsthand. He primarily lives in Jakarta but regularly commutes between Singapore and different parts of Indonesia for work. He said: 'After a season of high frequency travelling – it was something like 11 flights in six days – I suffered complete burnout. It was so disorientating. Every day I woke up and didn't know what city I was in. 'I got lost in hotel hallways. I was confused because I kept going to the wrong room in the hotel, remembering the previous room number from the previous day.' He added that he would trip over things because he would forget that he was in a different hotel room, with a different layout. The lowest point came when he touched down at Changi Airport in September 2024 after a conference in Bangkok. He was lightheaded and breaking out in cold sweat. The colour had completely drained from his face and his colleagues thought that he was having a heart attack. They considered calling an ambulance but in the end, it was just a scare. Mr Shen took a taxi home and spent the next few days resting. Mr Shen admitted that he does not lead the healthiest lifestyle, due to his super commuting life. 'Frequent travelling means that you are often getting up at unsociable hours. You're having irregular meals, getting into a city when everyone's asleep and leaving before people have woken up. 'It's got an impact on your social life, obviously, because you miss milestones and birthdays and celebrations and so on with family.' The loneliness can be overwhelming, others said. Mr Sng, the business owner who splits his time equally between China and Singapore, said that he does not like the feeling of returning to an empty house after work. In Singapore, he gets to go home to his wife and child, whereas in China he is isolated from his support system. Then there are logistical problems, which can lead to financial losses. Mr Yeo recalled how he missed two flights in the last five years of commuting, because he forgot to adjust his phone settings to accommodate for the time difference between Singapore and Thailand. He now makes sure to arrive at the airport four or five hours early in order to prevent similar accidents from happening again. Mr Ho also pointed out that the cost of his flights add up over time, because he does not only commute between Guangxi and Singapore, but also flies to different parts of China such as Shanghai, Guangzhou and Shenzhen for work. Career coach Ms Ng noted: 'For those who are environmentally conscious, they are likely to feel guilty for the high carbon footprint they produce from flying or driving.' BLURRED LINES ON IDENTITY Apart from the impact on an individual's mental and physical wellbeing, super commuting also raises concerns about identity and how governments perceive the individual's residency status. Assistant Professor Liu Jiaqi from Singapore Management University said that the decoupling of physical residency from legal citizenship – that is, when Singaporeans do not live in Singapore – challenges assumptions often taken for granted by policymakers. These include issues concerning loyalty and national obligations. The professor who researches global sociology said: 'Positioned in a grey zone between local workers and members of the diaspora, super commuters challenge conventional ideas of national belonging. 'Super commuters can become objects of suspicion. Questions may arise about their loyalty, from either or both societies, especially when they are perceived as economically benefiting from one country and socially and politically identifying with another.' Prof Liu also added that super commuters may be scrutinised for spending their Singapore-earned income abroad, reinforcing perceptions of disinvestment from the local economy. 'If this trend continues to grow, it will be important to observe how society and policymakers respond to its implications on economic redistribution, cultural affiliation and the politics of mobility.' His colleague, Associate Professor Yasmin Ortiga, added that migrants struggle when state categories and policies fail to recognise the complexity of the identities they hold dear. The sociologist who teaches a course on migration and urbanisation explained that it is simpler to think about the distribution of benefits and welfare when you have citizens living and working within their own nation. 'Super commuting can make things complicated because it becomes trickier to determine where people can make claims for state protections and support. In an ideal world, they should be able to draw from resources across borders, but that is rarely the case,' she added. Indeed, the duality of Mr Yeo's identity has raised questions from family and friends. It is something that he constantly grapples with, especially as he does not want to be defined by a single geographical location. Living in Bangkok, Mr Yeo said that people often ask him which country – Singapore or Thailand – he considers home. He would respond that to him, home is not a physical location, but the people with whom he spends time. For now, that means Thailand, where he lives with his wife and son. But at the same time, he said he will always be proud to be a Singaporean. 'Am I Singaporean? Of course I am, from the way I speak. However, something I learned is that identity and belonging doesn't need to be tied to a postal code.' BROADER REPERCUSSIONS ON THE ECONOMY Super commuters also have to consider the issue of taxes, as they could qualify as tax residents in more than one country. Ms Eugenia Tay, a partner at KPMG in Singapore who specialises in personal tax and global mobility services, said: 'Individuals may overlook that income is often taxed where the work is physically performed, beyond their country of residence or pay. 'This varies by country and can catch commuters off-guard. Without proper planning, these individuals may face higher tax costs, increased compliance complexity, and reduced access to tax reliefs or benefits in either jurisdiction.' She added that they may be required to file multiple tax returns in the country of work and the country of residence to meet the rules, deadlines and paperwork requirements of each country. These complications extend to manpower laws, which can affect the employers of super commuters, noted Ms Karen Ng, who is the regional head of expansion at human resources company Deel. 'Without a unified system, human resource teams often face fragmented oversight and legal risk when hiring remote employees or managing working arrangements like super commuting,' said Ms Ng. Hence, she highlighted the growing need for businesses to adopt flexible, compliant solutions to manage a globally distributed workforce. Global employer services leader Sabrina Sia from Deloitte Southeast Asia added that it would be prudent for Singapore employers to seek advice to review any super commuting or remote work arrangements to ensure that they are fully aware of the tax risks and reporting requirements before agreeing for their employees to undertake such arrangements. On the flip side, SMU's Prof Liu said that super commuting generally produces positive effects on the local economies of neighbouring countries where these commuters reside. 'By earning income in a strong foreign currency, super commuters channel purchasing power into local consumption and help support the livelihoods of local families, who often depend on the financial resources they provide.' But in Singapore, this might affect the amount of Goods and Services Tax (GST) that the Singapore government is able to collect from super commuters, said Deloitte's indirect tax leader Richard Mackender. 'If the trend of super commuting were to become so widespread that there is a noticeable reduction in GST receipts overall, the Singapore government has other options it could consider to make up the revenue. '(This includes) higher passenger taxes on flights or increased entry fees at the land checkpoints,' added Mr Mackender. So, in the end, she said that although the tax 'mix' might change, the tax system could be managed so that the total tax receipts remain the same. On top of these issues, with Singaporeans moving abroad, might this lead to a 'brain drain' as talent leaves to be based elsewhere? Mr Song, the economist, felt that this is not a problem because it 'works the other way' too: When overseas Singaporeans share the country's culture with people abroad, it also attracts talent from those countries to work here. 'Even with people leaving, our population is still growing. So in that sense, Singapore is constantly undergoing that change, the internationalisation,' he said. NAVIGATING LIFE ABROAD Even as the super commuters who spoke to CNA TODAY said they have no regrets about adopting this lifestyle, they admitted that adjusting to a different environment can be tricky, especially when the living standards in their new home might not match up to those in Singapore. Mr Tan Quee Peng, the managing director of an architectural firm, spends a quarter of his time in Singapore and the rest in Vietnam. His company is headquartered in Singapore but has offices in Hanoi and Ho Chi Minh, which he leads. 'Here (in Vietnam), I get blackouts on the streets – suddenly there's a power overload and it's complete darkness, because infrastructurally, it's a developing country," he said. "There's a lot for the country to catch up with to increase power, have better quality road connections, and drains.' Mr Yeo agreed, saying that it is common to see potholes in Thailand – a rarity in Singapore, which has well-maintained public amenities. But that is a trade-off that he is willing to accept. Unfamiliarity with local cultures might bring about unexpected inconveniences, but also surprising encounters. That was the case for Mr Shen, the lawyer in Jakarta. When he had just moved to Indonesia, he did not know about Lebaran, the Indonesian name for the Muslim holiday known as Hari Raya Aidilfitri in Singapore and Malaysia. He also did not realise that unlike in Singapore, where the public holiday for Hari Raya is a single day, Indonesians mark Lebaran with a two-week public holiday. 'What I hadn't realised was that the entire country shuts down for two weeks and nothing happens. Everybody who works in Jakarta goes home to spend time with their family, and I was stuck in Jakarta,' he said. By the time he realised it, it was too late for him to make any holiday plans because all the flights leaving Indonesia were full. But a client unexpectedly called him and invited him to stay with her family at a villa in Bali at the last minute. He said: 'I stayed, and met many of their wonderful friends passing through. Some of my closest friends today in Indonesia are people I met during that stay, and that was a complete eye opener and taught me how warm and hospitable Indonesians are.' On the flip side, super commuters told CNA TODAY that they feel frustrated when their family members have misconceptions about the country they are staying in. Mr Ho recalled: 'During Chinese New Year, I get questions like 'Are you scared of getting kidnapped and shipped to Myanmar?' But we're talking about central Bangkok! We're not talking about the outskirts of Thailand.' Mr Sng said that some family members think that because he is overseas, he is "playing" all the time and touring different places. But in fact, he spends most of his time working and returning home once his work is finished. BEFORE EMBARKING ON THE LIFESTYLE While all the benefits of this lifestyle may seem appealing, there are several considerations worth looking into before becoming a super commuter, according to career coach Samantha Ng. She said that wannabe super commuters should think why they are making such a move and for how long. This is to ensure that they are not doing it based on impulse, which may lead to undesired outcomes. 'Sometimes the idea of breaking away from the corporate lifestyle is very enduring. However, one can feel equally lost and aimless if we are not mentally prepared for what's next,' she added. Another key factor is how the move that they will be embarking on fits into their career development plan. In an ideal situation, they should make sure that what they are doing brings them closer to their life purpose. 'Additionally, if this move requires the involvement of partners, spouses, parents, or children, they must undergo the same thought process so that everyone is aligned,' she stressed. Mr Sng said that his wife has known him for seven years and understands his need to travel for work. 'We have a baby now so a lot more expenses are coming in.' But he said that he intends to stop super commuting in about 10 to 15 years, so he can be more present when his now 16-month-old daughter is going through her teenage years, which he believes is the period he 'needs to be more attentive' towards her. Right now, super commuting means that they are apart much of the time, and he does not always get to witness his daughter's milestones. 'When I brought her to China last year in December, I saw the first time she started to walk. That was a nice moment.'

Splurging is not the enemy. Splurging on impulse is
Splurging is not the enemy. Splurging on impulse is

CNA

time6 hours ago

  • CNA

Splurging is not the enemy. Splurging on impulse is

In over 10 years of blogging and talking publicly about money, I've found that people often equate financial savvy to being a miser. After all, conventional money wisdom is simple: 'Save more, spend less.' But being financially savvy doesn't mean saying no to all luxuries or spending only on cheaper items. Instead, it means knowing when to say yes or no, and how to do so with intention. Over the years, I've developed a mental checklist to help me make up my mind with any big splurges – whether it's tickets to Taylor Swift's Eras Tour, a S$300 dress, or a holiday trip overseas for my entire family. A key concept I use to guide my spending decisions is that of utility cost. VALUE IS MORE THAN THE NUMBER ON THE PRICE TAG I first learnt about utility cost during economics classes back in junior college, and it has stuck with me ever since. With any big-ticket purchase, instead of looking only at the price tag, I think about its utility. How many times do I expect to be able to use it? Can it offer me prolonged enjoyment, repeated uses or other long-term benefits? What are some unexpected costs I could incur in the future if I were to choose a cheaper alternative today? A cheap mattress, for instance, might hurt my back and lead to visits to chiropractors and masseuses. A S$20 running shoe with minimal cushioning or support could cause me injuries. A cheaper smartphone may come with lower camera specifications that would require me to either compromise on my work as a content creator or purchase additional equipment to make up for it. That was why I bought my wedding gown from Taobao, an online marketplace known for low-quality, super-cheap buys. I was expecting to wear it only once – and true enough, the dress has been gathering dust in my wardrobe since then. In contrast, I recently paid S$350 for a semi-designer dress from Bangkok because I expect to wear it more than 10 times for several upcoming occasions. For me, this higher utility justified the higher cost. This often gets missed in the oversimplified 'save more, spend less' narrative. It's not just about the money we're parting with; it is about how much value we're getting in return. Buying an expensive shirt or bag isn't necessarily a bad money decision in itself; only using it once or twice is. THINK LONG-TERM One easy way to help you gauge if something is worth the splurge: Divide the cost of the item by the number of times you (realistically) expect to use it. Otherwise, you can also define this simply as the value or satisfaction you expect to gain from the purchase. I hardly own any branded goods myself, but I recall how a good friend of mine previously bought a S$3,000 branded handbag which she used daily for her first three years of work. In her case, dividing the cost of her bag by the amount of time she used it extensively (S$3,000 divided by 3 years or 1,095 days) means her rough cost-per-use hovered under S$3. The bag also gave her plenty of other intangible benefits – for three years, she didn't have to switch bags or rotate her items between different bags, and she refrained from buying new fast-fashion bags. The bag even served as a conversation starter for her at networking events. To her, all this made her handbag more than 'worth' the S$3,000 she paid for it. When working out the cost-per-use value of a designer item, it helps to think about what it'll do for you, how versatile the piece is, whether you'll tire of it quickly, and if you're paying more for the logo than the craftsmanship. THE TRUE VALUE OF EXPERIENCES That's all well and good for consumer goods, but what about intangible experiences? Let's take travel for an example. I've had trips where I came back exhausted, overspent and underwhelmed; I've also taken holidays that helped me reconnect with myself, bond with loved ones, and return home recharged. The difference was almost never in how much money I spent, but rather in how well the trip was planned in accordance with what I truly enjoy. For instance, I've realised that I don't particularly enjoy or value visiting crowded tourist hot spots just to see, do or eat things popularised by social media. So, I no longer chase bucket-list destinations or viral TikTok itineraries. Instead, I focus my spending on trips that offer real value to my well-being. KNOWING WHEN TO SAY NO Still, we all have our weak spots, things that make it easy for us to get caught up in our own excitement. My system seems to have worked well for me over the last few years, with one exception: e-commerce livestreams. From beauty products to, home gadgets, there always seems to be a constant countdown, limited-quantity offers, and hosts who know exactly what to say to make my self-control disappear. I've often caught myself hovering over the 'buy now' button during a livestream, feeling like if I didn't act in that moment, I'd miss out on the best deal forever. On these occasions, my trusty utility cost framework often ends up taking a backseat to impulse. I start spending emotionally rather than intentionally. Once I realised this, I stopped tuning in for the sake of my wallet. That's not to say livestream shopping is bad. In fact, I've found some great deals this way. But if continually exposing yourself to your weakness leads you to busting your budget more often than you'd like, it's time to re-evaluate that self-exposure. After a while, I started tuning back in to livestream shopping again – but only when I was sure I could remind myself that not every 'good deal' is good for me. Now, whenever I find myself gripped by the urge to grab yet another 'exclusive', 'limited time' offer, I ask myself: Was I already planning to buy that item before entering the livestream? If the answer is no, then chances are I don't actually need it. FINANCIAL PRUDENCE IS NOT DEPRIVATION Spending mindfully doesn't mean saying no to all big purchases. It means learning to say yes strategically to only what we really want or need. This is especially important today, when we are constantly bombarded by online content and messaging telling us what to buy, wear or experience. This can spell financial stress for us when it leads us to shell out for big-ticket items with little consideration . That's where a simple mental framework – like utility cost – can help. Being financially responsible isn't about being miserly. It's about making sure we feel good about the things we choose to splurge on, instead of wallowing in the guilt or regret of post-purchase remorse. At the end of the day, the goal shouldn't be just saving more and spending less. Instead, we should ask ourselves: What matters most to us?

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