ASAPP Financial Technology Launches ASAPP OXP® Version 22.0, Enhancing Address Accuracy and Reporting Intelligence
Smarter Address Handling for Rural Applicants
Version 22.0 introduces advanced logic for rural address validation, ensuring greater accuracy and user control. When Canada Post cannot locate an exact match, the system now intelligently selects the closest available address. New validation checks also prevent incorrect data entry by rejecting addresses outside the original postal code or province. Applicants are prompted to manually confirm their address when necessary, improving data integrity and user experience.
Robust Reporting Infrastructure with Power BI Integration
To support deeper insights and operational efficiency, ASAPP has launched a dedicated Microsoft Azure Data Reporting Service. This secure infrastructure provides nightly-updated, flattened reporting extracts, enabling Client-Partners to access critical data through templated Power BI dashboards or their own customized reports.
Empowering Client-Partners with Actionable Insights
The release of templated Power BI dashboards provides immediate value, allowing Client-Partners to visualize and act on key performance indicators. These dashboards are fully customizable and compatible with internal Power BI licenses, offering flexibility and scalability.
'Version 22.0 reflects our commitment to continuous innovation and Client-Partner success,' said Steve Sauve, Chief Product Officer of ASAPP Financial Technology. 'By enhancing address accuracy and unlocking new reporting capabilities, we're helping our Client-Partners deliver more personalized, data-driven experiences with less room for errors and guesswork.'
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About ASAPP Financial Technology
ASAPP Financial Technology provides Customer Experience Software that supports regulated financial institutions as they Originate, Onboard, Understand, and Grow their Customer Relationships. In Canada, the ASAPP OXP® | Omnichannel Experience Platform has helped over 50 Canadian credit unions create sustainable competitive advantages to compete against direct-to-consumer fintech solutions. In the United States, the bank.io OXP® | Omnichannel Experience Platform delivers Origination and Engagement feature sets that leverage our experience gained supporting Canadian financial institutions, while delivering a solution that adapts to the challenges and opportunities for the US credit union and community bank markets.
JR Pierman
ASAPP Financial Technology Inc.
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Politico
34 minutes ago
- Politico
Power struggle
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For bonus marks: Tell us how this question is related to this date in history. Send your answer to canadaplaybook@ Writing tomorrow's Playbook: MICKEY DJURIC and MIKE BLANCHFIELD. Canada Playbook would not happen without: Canada Editor Sue Allan, editor Willa Plank and POLITICO's Grace Maalouf.
Hamilton Spectator
3 hours ago
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New supply management law won't save the system from Trump, experts say
OTTAWA - A new law meant to protect supply management might not be enough to shield the system in trade talks with a Trump administration bent on eliminating it, trade experts say. 'It's certainly more difficult to strike a deal with the United States now with the passage of this bill that basically forces Canada to negotiate with one hand tied behind its back,' said William Pellerin, a trade lawyer and partner at the firm McMillan LLP. 'Now that we've removed the digital service tax, dairy and supply management is probably the number 1 trade irritant that we have with the United States. That remains very much unresolved.' When Trump briefly paused trade talks with Canada on June 27 over the digital services tax — shortly before Ottawa capitulated by dropping the tax — he zeroed in on Canada's system of supply management. In a social media post, Trump called Canada a 'very difficult country to TRADE with, including the fact that they have charged our Farmers as much as 400% Tariffs, for years, on Dairy Products.' Canada can charge about 250 per cent tariffs on U.S. dairy imports over a set quota established by the Canada-U.S.-Mexico Agreement. The International Dairy Foods Association, which represents the U.S. dairy industry, said in March the U.S. has never come close to reaching those quotas, though the association also said that's because of other barriers Canada has erected. When Bill C-202 passed through Parliament last month, Bloc Québécois MPs hailed it as a clear win protecting Quebec farmers from American trade demands. The Bloc's bill, which received royal assent on June 26, prevents the foreign affairs minister from making commitments in trade negotiations to either increase the tariff rate quota or reduce tariffs for imports over a set threshold. On its face, that rule would prevent Canadian trade negotiators from offering to drop the import barriers that shield dairy and egg producers in Canada from price shocks. But while the law appears to rule out using supply management as a bargaining chip in trade talks with the U.S., it doesn't completely constrain the government. Pellerin said that if Prime Minister Mark Carney is seeking a way around C-202, he might start by looking into conducting the trade talks personally, instead of leaving them to Foreign Affairs Minister Anita Anand. Carney dismissed the need for the new law during the recent election but vowed to keep supply management off the table in negotiations with the U.S. Pellerin said the government could also address the trade irritant by expanding the number of players who can access dairy quotas beyond 'processors.' '(C-202) doesn't expressly talk about changing or modifying who would be able to access the quota,' he said. Expanding access to quota, he said, would likely 'lead to companies like grocery stores being able to import U.S. cheeses, and that would probably please the United States to a significant degree.' Carleton University associate professor Philippe Lagassé, an expert on Parliament and the Crown, said the new law doesn't extend past something called the 'royal prerogative' — the ability of the executive branch of government to carry out certain actions in, for example, the conduct of foreign affairs. That suggests the government isn't constrained by the law, he said. 'I have doubts that the royal prerogative has been displaced by the law. There is no specific language binding the Crown and it would appear to run contrary to the wider intent of the (law that it modifies),' he said by email. 'That said, if the government believes that the law is binding, then it effectively is. As defenders of the bill insisted, it gives the government leverage in negotiation by giving the impression that Parliament has bound it on this issue.' He said a trade treaty requires enabling legislation, so a new bill could remove the supply management constraints. 'The bill adds an extra step and some constraints, but doesn't prevent supply management from eventually being removed or weakened,' he said. Trade lawyer Mark Warner, principal at MAAW Law, said Canada could simply dispense with the law through Parliament if it decides it needs to make concessions to, for example, preserve the auto industry. 'The argument for me that the government of Canada sits down with another country, particularly the United States, and says we can't negotiate that because Parliament has passed a bill — I have to tell you, I've never met an American trade official or lawyer who would take that seriously,' Warner said. 'My sense of this is it would just go through Parliament, unless you think other opposition parties would bring down the government over it.' While supply management has long been a target for U.S. trade negotiators, the idea of killing it has been a non-starter in Canadian politics for at least as long. Warner said any attempt to do away with it would be swiftly met with litigation, Charter challenges and provinces stepping up to fill a federal void. 'The real cost of that sort of thing is political, so if you try to take it away, people are screaming and they're blocking the highways and they are calling you names and the Bloc is blocking anything through Parliament — you pay a cost that way,' he said. But a compromise on supply management might not be that far-fetched. 'The system itself won't be dismantled. I don't think that's anywhere near happening in the coming years and even decades,' said Pellerin. 'But I think that there are changes that could be made, particularly through the trade agreements, including by way of kind of further quotas. Further reduction in the tariffs for outside quota amounts and also in terms of who can actually bring in product.' The United States trade representative raised specific concerns about supply management in the spring, citing quota rules established under the CUSMA trade pact that are not being applied as the U.S. expected and ongoing frustration with the pricing of certain types of milk products. Former Canadian diplomat Louise Blais said that if Canada were to 'respect the spirit' of CUSMA as the Americans understand it, the problem might actually solve itself. 'We jump to the conclusion that it's dismantlement or nothing else, but in fact there's a middle ground,' she said. This report by The Canadian Press was first published July 3, 2025.
Business Upturn
4 hours ago
- Business Upturn
India's services sector growth hits 10-month high in June as demand strengthens
By Aditya Bhagchandani Published on July 3, 2025, 10:49 IST India's services sector saw robust expansion in June 2025, with business activity rising at its fastest pace in 10 months, driven by strong domestic demand and improving export orders. The HSBC India Services PMI® Business Activity Index climbed to 60.4, up from 58.8 in May, according to the latest survey by S&P Global. A reading above 50 indicates expansion. Service providers reported the sharpest rise in new orders since August 2024, supported by solid growth in both domestic and international markets, particularly from Asia, the Middle East, and the US. Notably, the pace of export growth was among the strongest since records began, though slightly lower than in previous months. Price pressures continued to ease, with input and output price inflation softening to a 10-month low. Employment in the sector grew for the 37th consecutive month, although the pace of job creation moderated from May's record levels. Finance & Insurance led sectoral growth in June, while Real Estate & Business Services lagged behind. On the outlook, service providers remained optimistic about future growth, though overall confidence dipped slightly compared to previous months. Key highlights: Business Activity Index rose to 60.4 in June (58.8 in May) New orders increased at the fastest rate in nearly a year Export orders strong, despite a slight slowdown from May Input cost inflation at a 10-month low; firms maintained pricing power Job creation continues, though at a slower pace Finance & Insurance sector remains the top performer According to Pranjul Bhandari, Chief India Economist at HSBC: 'The Services PMI business activity index was up to a ten-month high, led by a sharp rise in new domestic orders. Margins improved as the rise in input costs was below that seen for output charges.' The data reflects broad-based resilience in India's private sector, with the HSBC India Composite PMI Output Index — combining manufacturing and services — also reaching a 14-month high of 61.0 in June. Ahmedabad Plane Crash Aditya Bhagchandani serves as the Senior Editor and Writer at Business Upturn, where he leads coverage across the Business, Finance, Corporate, and Stock Market segments. With a keen eye for detail and a commitment to journalistic integrity, he not only contributes insightful articles but also oversees editorial direction for the reporting team.
