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Business Insider
06-07-2025
- Business
- Business Insider
A millennial who retired early says she 'got bored' 6 months in and shares her top takeaway from hitting FIRE
Early retirement was everything Rose Han wanted — until it wasn't. "I thought FIRE was the goal for a really long time," she told Business Insider, referring to the financial independence, retire early movement. "And, at 32, I basically achieved a version of FIRE — living in my camper van and having freedom — and it was fun for like the first six months." But less than a year into early retirement, "I found that I got bored and didn't feel all that fulfilled." Han's financial independence journey began with a lot of debt: about $100,000 worth of student loans and credit cards. It forced her to increase her income, rein in her spending, and save aggressively, habits that she maintained after becoming debt-free and helped her achieve a seven-figure net worth. Only after quitting her Wall Street job did she realize she was chasing the wrong thing all along. "The question shouldn't be: How can I retire early and finally live my life? The question should be: How can I build a life I don't want to retire from?" she said. At least for her, she'd rather spend her time working on something that lights her up than sit around doing nothing. "It might sound a little idealistic, but I really think that it's possible. It just takes maybe a different way of thinking and some effort." Building a life you don't want to retire from The way Han sees it, there are two main paths to building a life that you don't want to retire from. "The ideal would be: What you love to do is what also makes you money, so you never have to retire, and it never feels like work," she said. "That's one possibility, and that's a sweet spot that I have more or less found, where the work that I do is what I love." Han runs a financial literacy business that began as a passion project. She hosted free personal finance meet-ups and started a YouTube channel to share her own experience with money, which evolved into a profitable business with multiple revenue streams: online courses, brand deals, affiliate links, book sales, and AdSense for YouTube. "It doesn't feel like work, and it makes you money. That's the whole package," said Han. The second main path — establishing a reliable income stream that will pay the bills while pursuing your passion on the side — may be more practical. "Elizabeth Gilbert talked about this in her book 'Big Magic.' She decided waitressing would be the thing that pays the bills so that writing would not need to have that pressure, and she could maintain her passion for writing," said Han. With this path, "you have a cash cow and you also have your passions. They don't have to be the same thing. It's like being the lawyer who has a rock band on the weekends." If, over time, your rock band starts making enough money to sustain your lifestyle, that's when you could decide whether to quit your corporate job and pursue music full-time. "I don't think you should just starve and pursue your passion. You also need to think about your cash cow," she added. "If you can make both one and the same, great. But if not, there are other ways to do it." Changing her mindset from accumulating money to accumulating experiences For years, Han poured much of her energy into making money and investing aggressively, but her single-minded pursuit of FIRE came at the cost of connection and deeper life experiences. "The overall emphasis on money and the accumulation of money has just gotten out of hand, because capitalism has gotten out of hand," she said. "It's taken us away from what really, really matters, which is time with our loved ones and relationships." Once she hit a $1 million net worth, one of her first thoughts was, "OK, well, now why don't I get to $10 million?" she said, a mindset she has since started to question. How much is enough, and at what point do you stop chasing more to enjoy what you already have? "I feel like that's one outdated piece of advice: Overemphasis on accumulating money and dollars versus accumulating moments and core memories that you can never replace," she said. She's not the only one waking up to this idea. She pointed to the "great resignation" of 2021 and 2022: "People were quitting their jobs because they were realizing, 'Oh, being away from home and working for somebody else who doesn't even really value me is not worth it anymore. I'd rather just have less money, but actually be able to do what I want with my time.'" For Han, her happiest moments have come since moving to the same city as her boyfriend. "The moments where we're just camping in our camper van, making a little fire, and my dog's running around the campsite, and it's just the three of us," she said. "Super simple moments that cost very little. That's what I live for."
Time of India
25-05-2025
- Business
- Time of India
Walmart Layoffs: Who is Suresh Kumar, the Indian-origin CTO in news amid latest job cuts
ADVERTISEMENT ADVERTISEMENT ADVERTISEMENT Earlier this week, Walmart announced plans to lay off 1,500 employees at its headquarters in Bentonville, Arkansas, as it looks to cut costs and weather economic uncertainties, affecting the global technology team, ecommerce fulfillment in US stores and advertising business, Walmart job cuts are meant to accelerate decision-making and reduce complexities, a memo by chief technology officer (CTO) Suresh Kumar and Walmart US chief executive officer (CEO) John Furner read, as reviewed by Bloomberg News. While eliminating some roles, Walmart is also creating new positions, they latest round of layoffs has drawn criticism from US tech workers. One user on X claimed the vacancies in the Walmart tech team will be filled by H-1B visa holders. One post with Kumar's image claimed without proof that 40% of Walmart's IT department comprises H-1B visa holders from three decades of his experience, Bengaluru-born Kumar has worked with Microsoft Google and Amazon in various leading capacities. He has been working with Walmart for nearly six years, currently serving as global CTO and chief development officer. In this role, he leads Walmart's technologists across its global businesses, including Walmart US, Sam's Club, and Walmart International. He also oversees global shared services, data, cloud, infrastructure, and information security organisations for the retail joining Walmart, Kumar was the vice president and general manager at Google. In this role, he oversaw display, video, app advertising, and analytics, managing the advertising revenue and bottomline across platforms like the Google Play Store, Gmail, and YouTube. He led product and engineering teams for key advertising and analytics products including AdSense, AdMob, DV360, AdManager, and Google Analytics (both standard and 360). During his tenure, he drove business growth, introduced new product features, and significantly cut infrastructure and traffic acquisition joining Google, Kumar held a senior role at Microsoft as corporate vice president of cloud infrastructure and operations. He led the global planning, delivery, and management of Microsoft's physical cloud infrastructure, including data centres, networks, servers, supply chains, and automation systems. Under his leadership, Microsoft doubled its global cloud footprint and tripled capacity. He also transformed the company's cloud supply chain and operations to enhance scalability, agility, and safety through to Microsoft, Kumar spent 15 years at Amazon in multiple leadership roles. As vice president of technology for retail systems and operations, he played a key role in scaling Amazon's retail business tenfold by automating functions like forecasting, pricing, merchandising, and vendor management. He also oversaw Amazon's retail operations, catalog management, and competitive analysis. Earlier, he led Amazon's retail supply chain and inventory began his career at IBM's Thomas J Watson Research Center, where he worked on collaborative supply chain planning and shock protection technologies for portable hard holds a PhD in engineering from Princeton University. He completed his BTech in aerospace, aeronautical and astronautical engineering from Indian Institute of Technology, Madras in earned $15.98 million last year at Walmart, according to a regulatory filing. This included base salary of $1.1 million and stock awards worth $12 this month, US President Donald Trump lashed out at Walmart , accusing the retail giant of using tariffs as an excuse to raise prices and urging the company to absorb the cost increases instead of passing them on to American consumers.'Walmart should STOP trying to blame Tariffs as the reason for raising prices throughout the chain,' Trump wrote in a post on Truth Social.
Time of India
25-05-2025
- Business
- Time of India
Who is Suresh Kumar, the Indian-origin Walmart CTO in news amid latest job cuts
Earlier this week, Walmart announced plans to lay off 1,500 employees at its headquarters in Bentonville, Arkansas, as it looks to cut costs and weather economic uncertainties, affecting the global technology team, ecommerce fulfillment in US stores and advertising business, Walmart Connect. The job cuts are meant to accelerate decision-making and reduce complexities, a memo by chief technology officer (CTO) Suresh Kumar and Walmart US chief executive officer (CEO) John Furner read, as reviewed by Bloomberg News. While eliminating some roles, Walmart is also creating new positions, they said. The latest round of layoffs has drawn criticism from US tech workers. One user on X claimed the vacancies in the Walmart tech team will be filled by H-1B visa holders. One post with Kumar's image claimed without proof that 40% of Walmart's IT department comprises H-1B visa holders from India. Play Video Pause Skip Backward Skip Forward Unmute Current Time 0:00 / Duration 0:00 Loaded : 0% 0:00 Stream Type LIVE Seek to live, currently behind live LIVE Remaining Time - 0:00 1x Playback Rate Chapters Chapters Descriptions descriptions off , selected Captions captions settings , opens captions settings dialog captions off , selected Audio Track default , selected Picture-in-Picture Fullscreen This is a modal window. Beginning of dialog window. Escape will cancel and close the window. Text Color White Black Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Text Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Transparent Caption Area Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Transparent Semi-Transparent Opaque Font Size 50% 75% 100% 125% 150% 175% 200% 300% 400% Text Edge Style None Raised Depressed Uniform Drop shadow Font Family Proportional Sans-Serif Monospace Sans-Serif Proportional Serif Monospace Serif Casual Script Small Caps Reset restore all settings to the default values Done Close Modal Dialog End of dialog window. Who is Suresh Kumar Over three decades of his experience, Bengaluru-born Kumar has worked with Microsoft , Google and Amazon in various leading capacities. He has been working with Walmart for nearly six years, currently serving as global CTO and chief development officer. In this role, he leads Walmart's technologists across its global businesses, including Walmart US, Sam's Club, and Walmart International. He also oversees global shared services, data, cloud, infrastructure, and information security organisations for the retail major. Before joining Walmart, Kumar was the vice president and general manager at Google. In this role, he oversaw display, video, app advertising, and analytics, managing the advertising revenue and bottomline across platforms like the Google Play Store, Gmail, and YouTube. He led product and engineering teams for key advertising and analytics products including AdSense, AdMob, DV360, AdManager, and Google Analytics (both standard and 360). During his tenure, he drove business growth, introduced new product features, and significantly cut infrastructure and traffic acquisition costs. Discover the stories of your interest Blockchain 5 Stories Cyber-safety 7 Stories Fintech 9 Stories E-comm 9 Stories ML 8 Stories Edtech 6 Stories Before joining Google, Kumar held a senior role at Microsoft as corporate vice president of cloud infrastructure and operations. He led the global planning, delivery, and management of Microsoft's physical cloud infrastructure, including data centres, networks, servers, supply chains, and automation systems. Under his leadership, Microsoft doubled its global cloud footprint and tripled capacity. He also transformed the company's cloud supply chain and operations to enhance scalability, agility, and safety through automation. Prior to Microsoft, Kumar spent 15 years at Amazon in multiple leadership roles. As vice president of technology for retail systems and operations, he played a key role in scaling Amazon's retail business tenfold by automating functions like forecasting, pricing, merchandising, and vendor management. He also oversaw Amazon's retail operations, catalog management, and competitive analysis. Earlier, he led Amazon's retail supply chain and inventory systems. Kumar began his career at IBM's Thomas J Watson Research Center, where he worked on collaborative supply chain planning and shock protection technologies for portable hard drives. Kumar holds a PhD in engineering from Princeton University. He completed his BTech in aerospace, aeronautical and astronautical engineering from Indian Institute of Technology, Madras in 1987. Suresh Kumar salary Kumar earned $15.98 million last year at Walmart, according to a regulatory filing. This included base salary of $1.1 million and stock awards worth $12 million. Walmart's tariff troubles Earlier this month, US President Donald Trump lashed out at Walmart , accusing the retail giant of using tariffs as an excuse to raise prices and urging the company to absorb the cost increases instead of passing them on to American consumers. 'Walmart should STOP trying to blame Tariffs as the reason for raising prices throughout the chain,' Trump wrote in a post on Truth Social.
Yahoo
01-05-2025
- Business
- Yahoo
Google is reportedly showing ads in chats with some third-party AI chatbots
Google's AdSense advertising network started supporting ads inside users' chats with some third-party AI chatbots earlier this year, Bloomberg reported. The company is rolling out the feature following tests with AI search startups iAsk and Liner, the report said, citing anonymous sources familiar with the matter. 'AdSense for Search is available for websites that want to show relevant ads in their conversational AI experiences,' Bloomberg cited a Google spokesperson as saying. The search and advertising giant is ostensibly seeking to capitalize on — and offset the potential threat of — the burgeoning trend of users increasingly using AI chatbots like OpenAI's ChatGPT, Anthropic's Claude, and Perplexity to search the web and answer common queries. Google has invested heavily in AI tools and products, with a slate of large language models and frequent updates to its Gemini AI apps and models. The company late last year started showing ads in AI Overviews, the AI-generated summaries it supplies for certain Search queries. Google did not immediately respond to a request for comment. This article originally appeared on TechCrunch at
Yahoo
30-04-2025
- Entertainment
- Yahoo
In the $250B influencer industry, being a hater can be the only way to rein in bad behavior
Since 2020, content creator Remi Bader had accumulated millions of TikTok followers by offering her opinions on the fits of popular clothing brands as a plus-size woman. In 2023, however, Bader appeared noticeably thinner. When some fans asked her whether she'd undergone a procedure, she blocked them. Later that year, she announced that she would no longer be posting about her body. Enter snark subreddits. On Reddit, these forums exist for the sole purpose of calling out internet celebrities, whether they're devoted to dinging the late-night antics of self-described 'hot mess' Alix Earle or venting over Savannah and Cole LaBrant, a family vlogging couple who misleadingly implied that their daughter had cancer. While the internet is synonymous with fan culture, snark subreddits aren't for enthusiasts. Instead, snarkers are anti-fans who hone the art of hating. After Bader's refusal to talk about her weight loss, the Remi Bader snark subreddit blew up. Posters weren't upset that Bader had lost weight or had stopped posting about her body size. Instead, they believed Bader the influencer, who'd built her brand on plus-size inclusion in fashion, wasn't being straight with her fans and needed to be taken to account. It worked. During a March 2025 appearance on Khloe Kardashian's podcast, Bader finally revealed that she had, in fact, had weight-loss surgery. Some critics see snarkers as a big problem and understandably denounce their tendency to harass, body shame and try to cancel influencers. But completely dismissing snark glosses over the fact that it can serve a purpose. In our work as social media researchers, we've written about how snark can actually be thought of as a way to call out bad actors in the largely unregulated world of influencing and content creation. Before there were influencers, there were bloggers. While bloggers covered topics that ranged from entertainment to politics to travel, parenting and fashion bloggers probably have the closest connection to today's influencers. After Google introduced AdSense in 2003, bloggers were easily able to run advertising on their websites. Then brands saw an opportunity. Parenting and fashion bloggers had large, loyal followings. Many readers felt an intimate connection to their favorite bloggers, who seemed more like friends than out-of-touch celebrity spokespersons. Brands realized they could send bloggers their products in exchange for a write-up or a feature. Furthermore, advertisers understood that parenting and fashion bloggers didn't have to adhere to the same industry regulations or code of ethics as most news media outlets, such as disclosing payments or conflicts of interest. This changed the dynamic between bloggers and their fans, who wondered whether bloggers could be trusted if they were sometimes being paid to promote certain products. In response, websites emerged in 2009 to critique bloggers. 'Get Off My Internets,' for example, fashioned itself as a 'quality control watchdog' to provide constructive criticism and call out deceptive practices. As Instagram and YouTube became more popular, the subreddit 'r/Blogsnark' launched in 2015 to critique early influencers, in addition to bloggers. Today the influencer industry has a valuation of over US$250 billion in the U.S. alone, and it's on track to be worth over $500 billion by 2027. Yet there are few regulations in place for influencers. A few laws have emerged to protect child influencers, and the U.S. Federal Trade Commission has established legal guidelines for sponsored content. That said, the influencing industry remains rife with exploitation. It goes both ways: Corporations can exploit influencers. For example, a 2021 study found that Black influencers receive below-market offers compared with white influencers. Likewise, influencers can deceive or exploit their followers. They might use unrealistic body filters to appear thinner than they are. They could hide who's paying them. They may promote health misinformation such as the controversial ParaGuard cleanse, a fake treatment pushed by wellness influencers that claimed to rid its users of parasites. Or, in the case of Remi Bader, they might gain a huge following by promoting body positivity, only to conceal a weight-loss procedure from their fans. For disappointed fans or followers who feel burned, snark can seem like the only regulatory guardrail in an industry that has gone largely unchecked. Think of snark as a Better Business Bureau for the untamable world of influencing – a form of accountability that brings attention to the scammers and hustlers. Todays's snark exists at the intersection of gossip and cancel culture. Though cancel culture certainly has its faults, we approach cancel culture in our writing as a worthy tool that allows audiences to hold the powerful accountable. For example, communities of color have joined forces to call out racists, as they did in 2024 when they exposed lifestyle influencer Brooke Schofield's anti-Black tweets. Influencers build trust with their audiences based on being 'real' and relatable. But there's nothing preventing them from breaking that trust, and snarkers can swoop in to point out bad behavior or hypocrisy. Within the competitive world of family vlogging, snarkers see themselves as doing more than stirring the pot. They're truth-tellers who bring injustices to light, such as abuse and child labor exploitation. Some of this exposure is paying off, with more and more states introducing and passing family vlogger laws that require children to one day receive a portion of their parents' earnings or restrict how often children can appear in their parents' videos. Yes, snark can veer into cyberbullying. But that shouldn't discount its value as a tool for transparency. Influencers are ultimately brands. They sell audiences ideas, lifestyles and products. When people feel as if they've been misled, we think they have every right to call it out. This article is republished from The Conversation, a nonprofit, independent news organization bringing you facts and trustworthy analysis to help you make sense of our complex world. It was written by: Jessica Maddox, University of Alabama and Jess Rauchberg, Seton Hall University Read more: Gossip is a social skill – not a character flaw US states are finally starting to put in place protections for the kids of family vloggers With the end of the Hollywood writers and actors strikes, the creator economy is the next frontier for organized labor Jess Rauchberg receives funding from Microsoft Research. Jessica Maddox does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.
