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Author Reveals How ChatGPT Fixed His Money Problems With Just 7 Prompts: "It Rewired My Finances"
Author Reveals How ChatGPT Fixed His Money Problems With Just 7 Prompts: "It Rewired My Finances"

NDTV

timea day ago

  • Business
  • NDTV

Author Reveals How ChatGPT Fixed His Money Problems With Just 7 Prompts: "It Rewired My Finances"

Managing finances can be overwhelming, but Artificial Intelligence (AI) can help simplify the process. Recently, author and entrepreneur Adrian Brambila shared a Facebook post revealing how AI helped him fix his financial problems using just seven prompts. By sharing his salary breakdown with ChatGPT and seeking assistance, Mr Brambila created a step-by-step financial plan that streamlined his expenses and cash flow without needing apps, spreadsheets, or professional advisors. "I TOLD CHATGPT MY INCOME… AND IT REWIRED MY FINANCES. No apps. No spreadsheets. No finance degree. Just 7 prompts — and full control of my money for the first time ever," he said in the post. Check out the post here: Mr Brambila utilised ChatGPT to: 1. Create a zero-based budget, assigning a purpose to every dollar. 2. Allocate his monthly income using the 50/30/20 rule, tailoring it to his lifestyle. 3. Design a simple monthly cash flow tracker for clear visibility of income and expenses. 4. Calculate monthly savings targets aligned with his personal goals. 5. Develop a quick weekly check-in to build habits and maintain momentum. 6. Outline a beginner-friendly, three-step investing strategy. 7. Establish a repeatable monthly system that eliminates tech dependency and financial stress. What is the 50/30/20 rule? The 50/30/20 rule is a budgeting guideline that suggests allocating your after-tax income as follows: - 50% to needs: Essential expenses like housing, utilities, groceries, transportation, and insurance. 30% to wants: Non-essential spending such as entertainment, dining out, travel, and hobbies. 20% to savings and debt repayment: Building savings (emergency fund, retirement) and paying off debts beyond minimum payments. This framework, popularised by Elizabeth Warren and Amelia Warren Tyagi in their book ' All Your Worth', aims to balance financial stability with personal enjoyment while prioritising savings and debt reduction. Earlier, a trader sparked a frenzy online after claiming to have doubled his money in just ten days, purely by taking investment advice from artificial intelligence (AI) models like ChatGPT and Grok. In the post titled 'Watching ChatGPT Make Me Money While I Chill and Crack a Cold One!', he explained how he funded $400 into Robinhood two weeks ago to test if ChatGPT could outperform his trading instincts. After 10 trading days, the original poster (OP) said that he was shocked to see the results. "I've made 18 trades, closed out 17, and somehow these AI bros both have a flawless, 100% win rate," he wrote. The user revealed that while ChatGPT "nailed 13", Grok "hit 5" and "neither has let me down yet!"

400,000 US teachers to get AI training by 2023, thanks to OpenAI, Microsoft
400,000 US teachers to get AI training by 2023, thanks to OpenAI, Microsoft

India Today

time11-07-2025

  • Business
  • India Today

400,000 US teachers to get AI training by 2023, thanks to OpenAI, Microsoft

In a massive move to reshape classrooms across the US, OpenAI has joined hands with the American Federation of Teachers (AFT), Microsoft, and Anthropic to launch the National Academy for AI Instruction. The aim? To train around 400,000 school teachers in using artificial intelligence tools by project, which kicked off with $10 million in support from OpenAI (including Rs 8 million in funding and Rs 2 million worth of tech resources), will focus on helping teachers learn, build, and lead in using AI in K–12 THE AI ACADEMY OFFERS TEACHERSThe academy will run workshops, provide online training, and help teachers create their own AI tools tailored to the classroom. Teachers will also get early access to OpenAI's education tools and support on how to bring AI into their schools the right way. The first campus is coming up in New York City, with plans for regional hubs across the US. One in every ten US educators is expected to benefit from the CEO Sam Altman said in a statement, 'Educators make the difference, and they should lead this next shift with AI. We're here to support them.'AFT president Randi Weingarten added that while AI is powerful, teachers must be in control: 'It's our job to make sure AI serves our students and society, not the other way around.''STUDY TOGETHER': A NEW CHATGPT TOOL FOR STUDENTSOpenAI is also reportedly testing a feature called 'Study Together' in ChatGPT. Instead of giving answers directly, this new tool encourages users to think and solve problems could work like a group study session inside ChatGPT and might offer a real alternative to Google's company hasn't announced a release date or whether it will be available for free users.- Ends

ChatGPT helps US woman pay off her $23,000 credit card debt
ChatGPT helps US woman pay off her $23,000 credit card debt

India Today

time02-07-2025

  • Business
  • India Today

ChatGPT helps US woman pay off her $23,000 credit card debt

An American woman has reportedly used ChatGPT as her financial advisor to pay off her credit card debt. Jennifer Allan, a realtor and content creator living in the US' Delaware, turned to the AI chatbot for help in paying off her $23,000 35-year-old told Newsweek that she "struggled with money her whole adult life".For a month, ChatGPT gave Allan daily tips and tasks to cut expenses and boost her "Not because I don't make enough, but because I was never taught financial literacy. I avoided budgeting, and I figured if I just kept working harder, I could overcome the problem. That worked... until it didn't," the US-based weekly news magazine quoted her as began to fall apart after her daughter's birth. "I shut down emotionally, and I used credit cards to keep our life afloat. We weren't living lavishly. We were just surviving. But the debt piled up while I wasn't looking," she told JENNIFER ALLAN FINALLY TURNED TO CHATGPT TO CLEAR DEBTAfter being inspired by online 30-day challenges, she decided to challenge herself to use ChatGPT every day for a month to pay off the debt — whether that was brainstorming side hustles or just giving her expenses a little structure, according to the day, the AI bot gave Allan a single money-saving or earning task — like cancelling a subscription, selling things on Facebook Marketplace, checking for unclaimed funds, or digging for spare change in bags and couches — which ended up making her over $100, the report of the biggest breakthroughs during the challenge was uncovering more than $10,000 in unclaimed or forgotten June, Allan shared a clip to her TikTok account, revealing she had hit day 30 of her challenge — and over the past month, had paid off $12,078.93 (Approximately Rs 10.08 lakh).ChatGPT also reportedly helped her save $600 AND TIKTOK'S CONSISTENT SUPPORT HELPED ALLAN STAY MOTIVATEDAllan attributed her motivation to ChatGPT's steady support."It wasn't some big financial hack," Allan told Newsweek. "It was the act of facing it every day — of tracking it, talking about it, looking at it every day. I stopped being afraid of my numbers. I built a debt tracker. I started sharing my journey publicly. And for the first time in my life, I didn't feel ashamed. I felt empowered, like I could conquer anything," she those facing debt and thinking about a similar step, Allan recommended: "Don't wait until you feel ready or 'smart enough' to start. You don't have to know all the answers — you just have to stop pretending it's not happening."advertisementShe advised making the process enjoyable, saying: "For me, using AI gave me a sense of structure without judgment, and TikTok allowed me to hold myself accountable because (the) community I had built was showing up every day waiting for the next task."- Ends

ChatGPT DOWN as ‘thousands' of baffled OpenAI users ‘unable to access chatbot' in mysterious outage
ChatGPT DOWN as ‘thousands' of baffled OpenAI users ‘unable to access chatbot' in mysterious outage

Scottish Sun

time27-06-2025

  • Scottish Sun

ChatGPT DOWN as ‘thousands' of baffled OpenAI users ‘unable to access chatbot' in mysterious outage

CHAT'S BAD! ChatGPT DOWN as 'thousands' of baffled OpenAI users 'unable to access chatbot' in mysterious outage CHAT GPT is down, as thousands of users report being unable to access the site. Downdetector has received over 500 complaints over the past hour that the AI chatbot is mysteriously not working. Advertisement 1 Earlier this month, thousands were left unable to use the chatbot after it was down for hours, leaving users with a mysterious error message. The error message read: "A network error occurred. "Please check your connection and try again. If this issue persists please contact us through our help center at

ChatGPT DOWN as ‘thousands' of baffled OpenAI users ‘unable to access chatbot' in mysterious outage
ChatGPT DOWN as ‘thousands' of baffled OpenAI users ‘unable to access chatbot' in mysterious outage

The Irish Sun

time27-06-2025

  • The Irish Sun

ChatGPT DOWN as ‘thousands' of baffled OpenAI users ‘unable to access chatbot' in mysterious outage

CHAT GPT is down, as thousands of users report being unable to access the site. Advertisement 1 Earlier this month, thousands were left unable to use the chatbot after it was down for hours, leaving users with a mysterious error message. The error message read: "A network error occurred. "Please check your connection and try again. If this issue persists please contact us through our help center at

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