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Time of India
06-07-2025
- Business
- Time of India
Awareness on financial literacy essential: Banker
Dharwad: There is a pressing need to raise awareness about financial literacy among the public, and people must make effective use of the schemes provided by banks, said Jagadish Swamy, deputy general manager of . Tired of too many ads? go ad free now Delivering a special lecture on 'Financial inclusion and its impact on the Indian economy' organised jointly by the department of economics, Karnatak University, Canara Bank Chair, and the Centre for Multi-Disciplinary Research and Development (CMDR) at Karnatak University here, he emphasised that understanding financial literacy is crucial for societal development. "Between 2015 and 2020, there has been an increase in financial growth and GDP. The Pradhan Mantri Fasal Bima Yojana (crop insurance scheme) has proven highly beneficial to Indian farmers, especially those facing crop losses due to unpredictable weather conditions. Therefore, agricultural insurance schemes like these are of great importance," he said. Swamy added that the public must be made aware of the special facilities offered by banks. "All nationalised banks are organising several programmes to promote financial literacy. People must also understand the value of money and should take advantage of life insurance schemes introduced by banks," he said and stressed the importance of citizens voluntarily engaging with banks and building direct financial relationships. CMDR director Prof Basavaprabhu Jirli said a financially strong household contributes to a strong nation. "Even when many countries faced global financial crises, India remained relatively unaffected. Tired of too many ads? go ad free now Thanks to the financial discipline maintained by Indian households," he noted. He further added that many prominent banks originated in Karnataka's coastal region, making the state a model in the banking sector. "States must design effective financial policies that prioritise farmers' interests, and farmers should be made aware of the importance of financial savings," he said. He also pointed out that the Jan Dhan Yojana has been immensely beneficial to the people and emphasised the proper implementation of govt schemes for public welfare. "People should actively participate in financial inclusion," he added. Presiding over the program, Prof B H Nagoor said that financial schemes play a key role in poverty alleviation. Life insurance schemes have been launched for the poor, and banks have rolled out schemes worth crores of rupees to support them. Currently, about 80% of the country's population is digitally literate, he noted. Professors Manoj Dolli, Nagaraj Mugadur and A R Kulkarni among others were present.
Time of India
03-07-2025
- Politics
- Time of India
Siddaramaiah's flashpoint, tribunal relief spark talk of political overreach in police ranks
Bengaluru: Two developments within a week — the reinstatement of four police officers suspended for the stampede during Royal Challengers Bengaluru's (RCB) IPL victory celebrations, and Dharwad additional SP NV Baramani's decision to quit nearly three months after a public spat in which chief minister Siddaramaiah appeared to raise his hand at him during a public event — have left the govt red-faced and reignited concern over mounting political intrusion into policing. Together, the twin episodes have deepened disquiet within the force and sparked debate over the erosion of operational independence. The broader concern being raised is whether the police force in Karnataka is buckling under sustained political overreach. "With a deterioration in standards of public life and public conduct, there is a corresponding fall in the conduct of political functionaries," said ST Ramesh, former DGP. "It is not uncommon for political functionaries to address officials rudely. This steady deterioration in standards of interaction between political functionaries and police officers has led to the emasculation of the police force." You Can Also Check: Bengaluru AQI | Weather in Bengaluru | Bank Holidays in Bengaluru | Public Holidays in Bengaluru Ramesh, who served the force for 35 years, pointed to the constitutional separation of power. "Just as there is a separation of power among the judiciary, legislature, and executive, there exists such a line between powers of the political dispensation and the administrative executive. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Secure your family's future! ICICI Pru Life Insurance Plan Get Quote Undo These are clear lines, but partly out of ignorance and partly because they think that they can get away with anything, the boundaries are crossed," Ramesh said. Advocating police autonomy, he said: "Broad guidelines and policy statements are in order, but not interference in day-to-day functions. This is not the first incident, nor is it going to be the last." However, labour minister and Dharwad in-charge Santosh Lad defended Siddaramaiah while attempting to downplay the Baramani episode. "All of us, including politicians, have faced these public humiliations. The incident involving the CM was unintended," Lad said. He also denied any pattern linking CAT's ruling and Baramani's decision to opt for voluntary retirement. "CAT's decision is a procedural and legal matter," he said, while refusing to comment further. Another retired senior police officer flagged "politicisation of postings". "The department is facing serious concerns with more and more appointments being made based on political influence… If the CM appoints someone, then the district minister is unhappy. And if the district minister is happy, then local MLAs have to be pleased as well," the officer said. Serving officers observed that Siddaramaiah's current term is unlike his earlier stint in 2013. "The CM is under pressure," said an officer. "Baramani being persuaded by Siddaramaiah and home minister Parameshwara to return to work was aimed at damage control." Ramesh said such unsavoury incidents could lead to a drop in morale. "Once that happens, service delivery is bound to deteriorate, impacting citizens," Ramesh said.
The Hindu
18-06-2025
- Health
- The Hindu
Free online workshop on NEET counselling
Vidyaposhak, Dharwad, will organise a free online workshop at noon on June 26 on NEET counselling 2025 for students aspiring to pursue medical education. Varun Shetty will be the resource person for the workshop in which details regarding NEET counselling, ranking, cut-off and seat selection will be shared. Interested students are requested to register their names before June 24 either on Ph: 0836-2747357 or through WhatsApp Ph: 9980125686, 8861201828. Students are requested to join the online workshop 10 minutes in advance by clicking on the link: (Meeting ID: 835 3747 8081, Passcode: 123456).
Time of India
06-06-2025
- Business
- Time of India
Indian Achievers Award to prof Ashok Patil
Dharwad: The Indian Achievers' Forum, an organisation that recognises and encourages exemplary achievements that inspire public life, has awarded the 2025 'Indian Achievers Award' to prof Ashok Ramachandra Patil, Vice-Chancellor of the National University of Study and Research in Law, Ranchi, Jharkhand. Son of writer and former lecturer Ramachandra Patil, prof Ashok has extensive expertise, particularly in product safety standards, and is recognised as an eminent educator and legal scholar. For over 27 years, he has made significant contributions to the development of consumer law, public policy, and legal education at both national and international levels. His areas of expertise include consumer protection law, criminal law, insurance law, and mediation. He has served as the professor and head of the department of consumer law and practice at National Law School of Bangalore, where he established the Online Consumer Mediation Centre. He also launched the 'International Journal on Consumer Law and Practice' and has been serving as its editor-in-chief. Get the latest lifestyle updates on Times of India, along with Eid wishes , messages , and quotes !
Time of India
01-05-2025
- Politics
- Time of India
AITUC calls out to fight exploitative policies framed against working class
Dharwad : "In the name of contract and outsourcing, workers are being deprived of basic benefits such as minimum wages, provident fund (PF), employee state insurance (ESI), and leave entitlements. Tired of too many ads? go ad free now We must fight against such exploitative policies," charged AIUTUC state vice-president D Nagalakshmi. She was speaking during a workers' rally organised by the AIUTUC district committee on Thursday in the city, as part of the 139th International Workers' Day celebrations. She alleged that the govts are not ready to recognise ASHA workers, anganwadi workers, and mid-day meal workers as labourers. "Their demands have not been fulfilled. There is a conspiracy to divide workers in the name of caste, religion, and language," Nagalakshmi charged. She recalled that May 1 is observed every year as International Workers' Day in memory of the 1886 workers' struggle in the US labour market, where they fought to establish an eight-hour workday. This historic movement instilled fear in the hearts of capitalist owners worldwide. As a result of that struggle, workers gained reduced working hours and rights, she said. She further accused, "Many institutions blatantly violate labour laws and pressure employees to work 72 to 90 hours a week. Their sole objective is maximum profit. Meanwhile, govts themselves are amending labour laws to affect workers." The meeting was presided over by district unit president Gangadhar Badiger.
