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The No. 1 Reason You Won't Retire Rich Is a 4-Letter Word
The No. 1 Reason You Won't Retire Rich Is a 4-Letter Word

Yahoo

time4 days ago

  • Business
  • Yahoo

The No. 1 Reason You Won't Retire Rich Is a 4-Letter Word

Retirement planning often focuses on numbers like how much to save, when to start and which investments to choose. But the biggest obstacle to building wealth is not found in a spreadsheet or buried in a fund fee. It is a simple four-letter word that stops progress before it even begins: Fear. Be Aware: Consider This: GOBankingRates unpacks how fear is keeping you from achieving your wealthy retirement goals. How Fear Can Unravel Your Dreams of Retiring Rich Fear causes hesitation, second-guessing and sometimes total avoidance. Mary Clements Evans, certified financial planner (CFP) and founder of Evans Wealth Strategies, said fear is often the root cause of financial paralysis. In her book 'Emotionally Invested: Outsmart Your Anxiety for Fearless Retirement Planning,' Evans explains how anxiety, self-doubt and avoidance can quietly sabotage years of planning. Fear appears in many forms. The fear of losing money can lead to never investing at all. The fear of making a wrong decision causes people to procrastinate. Some worry so much about outliving their savings that they become overly conservative, missing out on long-term growth. These emotional patterns often work in the background and are easy to overlook, yet they have lasting consequences. Trending Now: Delaying retirement contributions can sharply increase the amount someone must save later. Even a few years' delay can leave people behind. Yet many hesitate — not because of lack of information, but because of fear-driven avoidance, according to Evans. In an article in Healthline, psychologists refer to this dynamic as the Yerkes-Dodson Law, which describes how stress or fear can improve performance up to a point and then rapidly degrade it. When applying the Yerkes-Dodson Law to retirement planning, a moderate amount of fear can motivate initial action; however, too much of it creates paralysis that outweighs any benefit. During times of market volatility, investors often experience heightened emotional reactions that can lead to impulsive decision-making. In response, financial advisors now frequently integrate emotional coaching alongside traditional investment guidance. They guide clients through acknowledging their concerns, reaffirm small wins and reframe fears as manageable challenges. This approach helps sustain behavioral momentum and prevent fear from undermining long-term financial goals. How To Tackle Fear in Retirement Planning In the Inside Personal Growth podcast, Evans said emotional awareness is a powerful tool for addressing fear in retirement planning. The process demands not only financial knowledge but also mental resilience. Recognizing emotional triggers enables people to manage anxiety instead of letting it dictate their decisions. This mindset shift fosters steadier, more disciplined action throughout the planning journey. Digital tools such as robo-advisors can offer cost-efficient investing, but they cannot address emotional barriers like fear or guilt. These require human intervention. Advisors who acknowledge and work through emotional resistance can help clients move from hesitation to disciplined, long-term investing. Fear also interferes with communication. Many families avoid discussing retirement goals, long-term care or inheritance planning. This avoidance delays important decisions and leaves loved ones unsure of how to prepare. Encouraging honest dialogue around money can relieve tension and create shared direction. The good news is fear can be managed. Simple techniques such as visualizing future goals, journaling, using checklists and breaking financial tasks into smaller steps have all been shown to reduce anxiety. According to Evans, the goal is not to eliminate fear but to act anyway with clarity, intention and structure. Evans highlights what most retirement calculators leave out: The human side of money. Her work reflects a growing understanding that confidence, not just capital, plays a central role in building wealth. More From GOBankingRates 6 Big Shakeups Coming to Social Security in 2025 This article originally appeared on The No. 1 Reason You Won't Retire Rich Is a 4-Letter Word

Did SEVENTEEN's Hoshi just shade BTS? ARMY and Carats clash over his Instagram activity
Did SEVENTEEN's Hoshi just shade BTS? ARMY and Carats clash over his Instagram activity

Time of India

time7 days ago

  • Entertainment
  • Time of India

Did SEVENTEEN's Hoshi just shade BTS? ARMY and Carats clash over his Instagram activity

Back in 2019, BTS were at the height of their global dominance, sweeping awards left and right - almost effortlessly. But despite their reign, competition within the K-pop world remained fierce, and not every fan was thrilled with the results. Fast forward to today, a new fanwar has erupted over the 'Best Dance Performance - Male Group' award from the 2019 MAMA Awards, which BTS won for their smash hit Boy With Luv featuring Halsey. SEVENTEEN, who were also nominated that year for their powerful track Fear, had their fans - Carats - feeling their group was unfairly "robbed" of the title. Tensions have now resurfaced after an Instagram post revisiting the debate went viral. What ignited the flames further? SEVENTEEN's Hoshi, leader of the group's performance team, liked the post - sparking a fresh clash between ARMY and Carats across social media. BTS winning the Best Dance Performance Male Group award at the 2019 MAMA Awards SEVENTEEN's Hoshi likes an Instagram video Hoshi recently liked a video post that read: "Never forget SVT's performance 'Hit' at the 2019 MAMA, right after they lost the 'Best Dance Performance' award." On the surface, it looked like a nostalgic nod to his group's performance - but the comments underneath the post told a different story. Carats were seen claiming BTS didn't deserve the win that year, suggesting they only won because of their popularity. That, paired with Hoshi's like added fuel to the fire. A screenshot of Hoshi's like was shared on X (formerly known as Twitter), with one viral post reading, "He's about to enlist so he just doesn't gaf anymore," racking up over 22,000 likes. The drama had officially begun - especially since many ARMYs hadn't even seen the original video until the screenshot started spreading. Did Hoshi really throw shade at BTS? It's all speculation, but ARMY believe Hoshi's like may have been a subtle jab at BTS, especially given the years-long debate over the 2019 award. Carats, however, insist it was innocent. Some said he may have simply appreciated his group's performance, while others pointed out the caption was in English - implying he might not have understood the post's tone or the fan commentary that followed. begging everyone to put themselves in hoshi's place. a normal person who doest gaf about fanwars liking a video of his group's dance performance with a caption saying they fucking killed it on stage even after losing the award for dance IM BEGGING HIS FANS' VIEWS ARE NOT HIS OWN Still, ARMYs pushed back, saying even if Hoshi didn't intend to start anything, the tone of the post - and especially the comments beneath it -clearly suggested that BTS didn't deserve the win. That was enough to reopen old wounds. Carats knew that Hoshi was acting shady and they approved of it by giving the tweet 22K likes. They thought he was funny and real. I saw the comments But after we knew about it, they started creating excuses for him because they realized how bitter and unprofessional he looked ARMY vs Carats: A fanwar reignites Soon, the situation spiraled. As the screenshots went viral, the original Instagram post and the X tweet were both deleted - possibly an attempt to cool the fire. But the damage was already done. What started as a like turned into a full-on fanwar, with Hoshi caught in the middle. Whether it was a genuine mistake or quiet shade remains unknown - but speculation have been running wild, and K-pop Twitter is once again divided. Both sides have shared their own narrative with ARMY being loud on why Boy With Luv deserved the award and won it on merit. That's how that one came to post "Drink responsibly" for an endorsement during the height of Yoongi's hate train and his fandom turned it into Yoongi shade... They already are(Ss notMine) More about BTS and SEVENTEEN military enlistment While all seven BTS members - Jin, Suga, J-Hope, RM, Jimin, V, and Jung Kook - have completed their mandatory military service and were discharged by July 2025, SEVENTEEN is still in the process of enlisting, with members serving one by one. The group's leader and eldest member, has been officially exempted from military duty due to health reasons. Jeonghan was the first among SEVENTEEN to enlist, beginning his service on September 26, 2024. Wonwoo followed on April 3, 2025. Up next are Hoshi and Woozi, who are both scheduled to begin their service in September 2025. Woozi will enlist on September 15, followed by Hoshi on September 16. Before heading off, the duo will take part in their final official activities, including a fan concert and a video call fan signing event to bid farewell to fans. As for the rest of the group, Joshua is exempt from military service due to his U.S. citizenship, while Jun and The8 are also not required to enlist, as they hold Chinese citizenship. DK is expected to enlist before turning 30 on February 18, 2027. Mingyu must do so by April 6, 2027, while Seungkwan's deadline falls before his 30th birthday on January 16, 2028. Dino, the youngest Korean member, must enlist by February 11, 2029. Vernon, though born in the United States, holds dual citizenship including South Korean nationality, which requires him to serve. He must enlist by February 18, 2028, before he turns 30. For all the latest K-drama, K-pop, and Hallyuwood updates, keep following our coverage here.

India's biggest flop film was produced by Ratan Tata, made for Rs 80 crore, film earned only Rs…, even Amitabh Bachchan couldn't save it, movie is…
India's biggest flop film was produced by Ratan Tata, made for Rs 80 crore, film earned only Rs…, even Amitabh Bachchan couldn't save it, movie is…

India.com

time23-06-2025

  • Entertainment
  • India.com

India's biggest flop film was produced by Ratan Tata, made for Rs 80 crore, film earned only Rs…, even Amitabh Bachchan couldn't save it, movie is…

India's one of the most respected and renowned business leaders, Ratan Tata, passed away at the age of 86 in 2024. Apart from being a known and loved businessman, Ratan Tata also had a brief connection with Bollywood. Interestingly, Ratan Tata also produced a film which had Amitabh Bachchan in it. He invested in the film, but even a big name like Amitabh couldn't save it from flopping. While you may feel curious about the film produced by Ratan Tata, let us make it easy for you by telling you the name. It is Bipasha Basu and John Abraham's erotic thriller Aetbaar. About The Film Produced by Ratan Tata Aetbaar was released in 2004 and featured Bipasha Basu and John Abraham in lead roles. The movie is about how a woman wants to get rid of her husband, and for that, she traps an unemployed man as the killer of her husband. The movie is helmed by Vikram Bhatt and also starred Supriya Pilgaonkar. The movie was inspired by the 1996 American film Fear. Though the film was a huge flop, stories from the set often emerge. One such incident was shared by John Abraham, when he revealed that he was once denied entry to the film's muhurat shot. In an interview with Filmfare, he recalled, 'When I arrived for my first muhurat shot, I came on a motorcycle. The film was Aetbaar, and Hrithik Roshan and Amitabh Bachchan were there to clap the board for me. Hrithik and I were classmates—he's a sweetheart. But when I reached the venue, the security stopped me at the gate and asked, 'Who are you?' I told them, 'This is my film's muhurat,' but they didn't recognize me and refused to let me in.' He added, 'Finally, after some convincing, they opened the gates, and I saw Amitabh Bachchan and Hrithik Roshan waving at me, calling me in. That was my first time—it happened at Sujeet Kumar's house.'

Martin Compston news, interviews and updates on the actor
Martin Compston news, interviews and updates on the actor

Glasgow Times

time03-06-2025

  • Entertainment
  • Glasgow Times

Martin Compston news, interviews and updates on the actor

He joined Aberdeen's youth team as a teen and then signed professionally with his hometown club, Greenock Morton. He made two substitute appearances in the 2001–02 Scottish Football League season before stepping away from the game to pursue acting. Compston during a training session at Champneys Tring ahead of the Soccer Aid for UNICEF 2024 match (Image: Nigel French/PA Wire) Compston's first attempt at acting was for Ken Loach's Sweet Sixteen which launched his career. Read on for all the latest Martin Compston news, interviews and updates. Latest Martin Compston news As reported by the Glasgow Times, here is a selection of the latest Martin Compston news stories. First look at Martin Compston in hit ITV drama Red Eye Martin Compston revealed worst thing about his 41st birthday Plush Renfrewshire hotel visited by celebs reopened after makeover Martin Compston's wife Martin Compston is married to Tianna Chanel Flynn, an American actress. They tied the knot at his family's chapel in Greenock in 2016. They have a son together. Martin Compston and his wife Tianna Chanel Flynn (Image: Newsquest) Martin Compston new series Compston is set to feature in the second series of hit ITV drama Red Eye alongside Jing Lusi, who returns as DS Hana Li. ITV shared a first look at the new series on social media (Image: ITV) The thriller was one of ITV's top 10 dramas of 2024 and saw more than eight million viewers tune in with 29.3m streams on ITVX. The actor was also recently seen in Amazon Prime's Fear, a three-part psychological thriller which was filmed in Glasgow. The show had its world premiere at the Glasgow Film Festival in February and was released on Prime in March. Martin Compston in Fear (Image: Kirsty Ellis/Prime Video) The series is about a family who are 'pushed to their absolute limits'. It also stars Anjli Mohindra, Solly McLeod, and Dumbarton's BAFTA-award-winning actor James Cosmo, among others. Martin Compston movies and TV shows Martin Compston is best known for his standout roles in hit TV series and popular films. His popular TV series include his role as DI Steve Arnott in Line of Duty and Ewan Brodie in the beloved BBC show Monarch of the Glen. Some of his movies are Sweet Sixteen, The Wee Man, and Mary Queen of Scots. Martin Compston's height Compston is 5′ 8. Martin Compston's age Martin Compston turned 41 on May 8. What football team does Martin Compston support? Compston is a Celtic fan. The actor partied with Hoops players after they won the Premier Sports Cup Final in 2024. Martin Compston podcast Martin Compston co-hosts the Restless Natives podcast with broadcaster Gordon Smart. The weekly podcast was launched in August 2022, where the duo set themselves 'missions', inspired by the 1985 Scottish film Restless Natives, where they plot new schemes for fun and laughs. Where does Martin Compston live? The actor lives with his wife and son in Las Vegas. He also owns a flat in Greenock to be near his parents on trips back home. Martin Compston Norwegian Fling Norwegian Fling is a six-part BBC Scotland travel series in which Compston and Phil MacHugh retrace Norway's length, from Oslo to the Arctic Circle, on a 2,000-mile road trip. The pair dive into modern Norwegian culture, from roller-skiing and sky-jump zip-lining near Oslo to crowd-surfing at a Black Metal gig and getting up close with a wolf in the wild.

Martin Compston news, interviews and updates on the beloved actor
Martin Compston news, interviews and updates on the beloved actor

Yahoo

time03-06-2025

  • Entertainment
  • Yahoo

Martin Compston news, interviews and updates on the beloved actor

Martin Compston is a Greenock-born actor and former professional footballer. He joined Aberdeen's youth team as a teen and then signed professionally with his hometown club, Greenock Morton. He made two substitute appearances in the 2001–02 Scottish Football League season before stepping away from the game to pursue acting. Compston during a training session at Champneys Tring ahead of the Soccer Aid for UNICEF 2024 match (Image: Nigel French/PA Wire) Compston's first attempt at acting was for Ken Loach's Sweet Sixteen which launched his career. Read on for all the latest Martin Compston news, interviews and updates. As reported by the Glasgow Times, here is a selection of the latest Martin Compston news stories. First look at Martin Compston in hit ITV drama Red Eye Martin Compston revealed worst thing about his 41st birthday Plush Renfrewshire hotel visited by celebs reopened after makeover Martin Compston is married to Tianna Chanel Flynn, an American actress. They tied the knot at his family's chapel in Greenock in 2016. They have a son together. Martin Compston and his wife Tianna Chanel Flynn (Image: Newsquest) Compston is set to feature in the second series of hit ITV drama Red Eye alongside Jing Lusi, who returns as DS Hana Li. ITV shared a first look at the new series on social media (Image: ITV) The thriller was one of ITV's top 10 dramas of 2024 and saw more than eight million viewers tune in with 29.3m streams on ITVX. The actor was also recently seen in Amazon Prime's Fear, a three-part psychological thriller which was filmed in Glasgow. The show had its world premiere at the Glasgow Film Festival in February and was released on Prime in March. Martin Compston in Fear (Image: Kirsty Ellis/Prime Video) The series is about a family who are 'pushed to their absolute limits'. It also stars Anjli Mohindra, Solly McLeod, and Dumbarton's BAFTA-award-winning actor James Cosmo, among others. Martin Compston is best known for his standout roles in hit TV series and popular films. His popular TV series include his role as DI Steve Arnott in Line of Duty and Ewan Brodie in the beloved BBC show Monarch of the Glen. Some of his movies are Sweet Sixteen, The Wee Man, and Mary Queen of Scots. Compston is 5′ 8. Martin Compston turned 41 on May 8. Compston is a Celtic fan. The actor partied with Hoops players after they won the Premier Sports Cup Final in 2024. Martin Compston co-hosts the Restless Natives podcast with broadcaster Gordon Smart. The weekly podcast was launched in August 2022, where the duo set themselves 'missions', inspired by the 1985 Scottish film Restless Natives, where they plot new schemes for fun and laughs. The actor lives with his wife and son in Las Vegas. He also owns a flat in Greenock to be near his parents on trips back home. Norwegian Fling is a six-part BBC Scotland travel series in which Compston and Phil MacHugh retrace Norway's length, from Oslo to the Arctic Circle, on a 2,000-mile road trip. The pair dive into modern Norwegian culture, from roller-skiing and sky-jump zip-lining near Oslo to crowd-surfing at a Black Metal gig and getting up close with a wolf in the wild.

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