Latest news with #Fundrise
Yahoo
4 days ago
- Business
- Yahoo
Up 50% in a Month, How Much Higher Can SoFi Stock Run?
SoFi Technologies (SOFI) has been on an impressive tear, gaining roughly 53% in the last month and 180% in the past 12 months. The rally extended last week after SoFi announced strategic partnerships with asset managers, including Cashmere, Fundrise, and Liberty Street Advisors. SoFi disclosed plans to expand retail investor access to alternative investments in artificial intelligence, machine learning, and space technology. This move democratizes private market investments with minimum capital requirements starting at just $10. The company's expansion into private markets, combined with its growing 10.9 million member base, positions SoFi to capitalize on increasing demand for alternative investments. CEO Anthony Noto emphasized the platform's role in building 'truly diversified portfolios' for a new generation of investors. More News from Barchart Dear Google Stock Fans, Mark Your Calendars for July 23 Dear UnitedHealth Stock Fans, Mark Your Calendars for July 29 Peter Thiel Is Betting Big on This Ethereum Treasury Stock. Should You Buy Shares Now? Stop Missing Market Moves: Get the FREE Barchart Brief – your midday dose of stock movers, trending sectors, and actionable trade ideas, delivered right to your inbox. Sign Up Now! While the stock's momentum appears strong, investors should monitor whether SoFi can sustain growth as competition intensifies in the fintech space. Is SoFi Stock a Good Buy Right Now? SoFi Technologies presents a compelling investment opportunity as a vertically integrated digital bank targeting younger, affluent consumers dissatisfied with traditional banking. Its mission to help people 'get their money right' drives a comprehensive one-stop financial services platform spanning lending, banking, investing, and payments. SoFi delivered exceptional Q1 results with record member growth of 800,000 new additions (34% year-over-year) and 1.2 million new products (35% growth). It now serves approximately 11 million members, offering over 15 million products, which demonstrates the effectiveness of its cross-selling strategy. Revenue growth has accelerated to over $3 billion annually, with adjusted EBITDA margins reaching 26%. The company has successfully diversified beyond its lending origins, with fee-based revenue now comprising 41% of total revenue, up from 26% in 2021. Key growth drivers include the $27 billion deposit base, which generates funding cost savings; the rapidly expanding Loan Platform Business, which generates $380 million in annualized revenue; and strong momentum in Financial Services products. SoFi's Financial Services Productivity Loop generates sustainable competitive advantages by achieving high customer lifetime value and low acquisition costs. Approximately 30% of new products come from existing members, eliminating duplicate acquisition expenses. The company's technology-first approach enables rapid innovation and scalability compared to traditional banks, which are often burdened by legacy systems. Management raised 2025 guidance, expecting $3.3 billion in revenue (24%-27% growth) and maintaining medium-term revenue growth above 25% annually. It targets a 20%-30% return on equity in the long term, while investing in crypto re-entry, SoFi Plus subscription services, and enhanced AI capabilities. SoFi capitalizes on structural shifts in consumer finance, particularly among digitally native demographics. With strong unit economics and an expanding product portfolio, SoFi appears well-positioned for sustained growth in the evolving financial services landscape. Is SOFI Stock Still Undervalued? Analysts tracking the fintech stock estimate revenue to increase from $2.61 billion in 2024 to $5.06 billion in 2029. In this period, adjusted earnings are forecast to expand from $0.15 per share to $0.91 per share. Today, SoFi stock trades at a forward price-to-earnings of 75x, which might seem elevated. However, its lofty valuation is supported by stellar earnings growth. If SOFI stock is priced at 40x forward earnings, it will trade around $36 per share in early 2029, indicating upside potential of 60% from current levels. Out of the 22 analysts covering SOFI stock, five recommend 'Strong Buy,' two recommend 'Moderate Buy,' 10 recommend 'Hold,' two recommend 'Moderate Sell,' and three recommend 'Strong Sell.' The average SOFI stock price target is $15.84, nearly 30% below the current trading price. On the date of publication, Aditya Raghunath did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. This article was originally published on
Yahoo
08-07-2025
- Business
- Yahoo
SoFi mirrors Robinhood with push into private markets; stock gains
-- SoFi Technologies Inc. (NASDAQ:SOFI) climbed 7.4% Tuesday after unveiling new private market fund offerings through partnerships with Cashmere, Fundrise, and Liberty Street Advisors. The move significantly broadens access to high-growth private companies, such as OpenAI, SpaceX, and Epic Games, for SoFi's 10.9 million members, with minimum investments starting at just $10. The participating asset managers bring varied strengths to the platform. Fundrise, the largest direct-to-consumer alternative asset manager in the U.S., has over 2 million users and a strong track record in real estate and venture capital, while Cashmere is focused on early-stage companies backed by cultural influencers such as Josh Allen and Jayson Tatum. Liberty Street Advisors contributes differentiated access to private market and alternative asset strategies designed to diversify beyond traditional equities and bonds. 'SoFi is expanding alternative investment opportunities for a new generation of investors,' said Anthony Noto, CEO of SoFi. Alternative assets have become a focus point for financial firms looking to cater to younger retail investors hungry for access to fast-growing companies traditionally limited to institutions. Over the last year, SoFi has added funds from ARK, KKR, Carlyle, and Franklin Templeton, complementing its offerings across private equity, real estate, and credit markets. SoFi's expansion comes amid broader fintech competition to democratize alternative investing. Rival Robinhood Markets Inc (NASDAQ:HOOD) recently launched a private investing tool using equity tokenization, a move now under scrutiny from European regulators after OpenAI cautioned investors about unauthorized offerings. The new products are integrated directly into the SoFi app and website, positioning the digital platform as a central hub for retail alternative investing. 'Our unmatched selection across investment opportunities like private equity, venture, private credit and real estate, give our members the ability to build truly diversified portfolios to reach financial independence and realize their ambitions,' Noto added. By reducing the barriers to entry in private asset classes, SoFi aims to position itself at the forefront of a financial services shift emphasizing accessibility. With the addition of these funds, its members now have streamlined, low-cost exposure to previously exclusive investment opportunities through a single mobile interface. Related articles SoFi mirrors Robinhood with push into private markets; stock gains Bank stocks drop as HSBC becomes more cautious Cantor starts with bullish rating on defense tech stocks, calls Kratos top pick
Globe and Mail
08-07-2025
- Business
- Globe and Mail
SoFi Expands Access to Private Markets with Funds from Cashmere, Fundrise and Liberty Street Advisors
SoFi (NASDAQ:SOFI) has expanded access to alternative investments to include new private markets funds from asset management firms including Cashmere, Fundrise and Liberty Street Advisors. Through these funds, investors can gain exposure to multiple private companies across AI, machine learning, space technology, consumer products, healthcare, e-commerce, and financial technology, like OpenAI, SpaceX, Graza, Epic Games, and more. Cashmere invests in a portfolio of high-growth companies to give people access to early and growth-stage private companies - backed by cultural tastemakers like Josh Allen, Jayson Tatum, iconic founders, and top-tier VCs. They leverage their platforms and visibility as a distinct competitive advantage to drive market momentum and accelerate growth. Fundrise is the largest direct-to-consumer alternative asset manager in the U.S., serving over 2 million people. Fundrise is known for pioneering the democratization of real estate and venture capital through its online, direct-to-investor platform. Liberty Street Advisors is an investment advisor that partners with experienced managers to offer differentiated investment strategies and opportunities in areas like private markets and alternative assets to help investors diversify beyond public stocks and bonds. 'SoFi is expanding alternative investment opportunities for a new generation of investors,' said Anthony Noto, CEO of SoFi. 'Our unmatched selection across investment opportunities like private equity, venture, private credit and real estate, give our members the ability to build truly diversified portfolios to reach financial independence and realize their ambitions.' With investment minimums starting at $10, SoFi is leveling the financial playing field. SoFi offers a wide range of institutional-grade investment opportunities to over 10.9 million members. Over the past year, SoFi has expanded its Alts offering with the introduction of a suite of alternative investment funds managed by ARK, KKR, Carlyle, and Franklin Templeton that provide exposure to private credit, real estate, and pre-IPO companies. Additionally, SoFi relaunched its robo-advisor in collaboration with BlackRock, giving members access to curated portfolios that include alternative assets like real estate and multi-strategy funds. SoFi has also partnered with Templum to give members access to privately held companies via the Cosmos Fund, with asset classes offering sole exposure to top tech companies including SpaceX, Databricks and xAI, as well as the Pomona Investment Fund and StepStone Private Markets Fund. Access to new private markets funds from asset management firms Cashmere, Fundrise and Liberty Street Advisors is now available to SoFi Invest members. Those who are interested in learning more about accessing these offerings can find information here and in the Invest section of the SoFi App. About SoFi SoFi Technologies (NASDAQ: SOFI) is a one-stop shop for digital financial services on a mission to help people achieve financial independence to realize their ambitions. Over 10.9 million members trust SoFi to borrow, save, spend, invest, and protect their money – all in one app – and get access to financial planners, exclusive experiences, and a thriving community. Fintechs, financial institutions, and brands use SoFi's technology platform Galileo to build and manage innovative financial solutions across 158.4 million global accounts. For more information, visit or download our iOS and Android apps. About Cashmere Cashmere seeks to provide long-term capital appreciation through an actively managed portfolio of private, early-stage venture capital investments. Cashmere's portfolio managers seek to leverage their networks of influence in the sports and entertainment industries to further compound and accelerate growth of its portfolio companies. Learn more about Cashmere at About Fundrise With more than 2 million users, Fundrise is the largest direct-to-investor alternative asset manager in the country. For 10+ years, our mission has been to use technology to build a better financial system for the individual. We build software that enables us to develop and deliver investments designed to give our clients a performance edge in any economic environment. Our $3+ billion in assets under management include investment vehicles focused on real estate private equity, private credit, and growth equity. You can learn more about Fundrise at About Liberty Street Advisors Liberty Street Advisors, Inc. ('Liberty Street') is an SEC registered investment advisor. The firm is located in New York City and launched its first fund in 2007. Liberty Street provides access to valuable and timely investment strategies designed to help investors and financial advisors meet the challenges of today's market environment. Disclosures Availability on the SoFi Invest platform does not constitute an investment recommendation, endorsement or solicitation by SoFi Securities LLC. All investments involve risk, including the potential loss of principal. Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA ( ( For a full listing of the fees associated with SoFi Invest, please view our fee schedule. ©2025 SoFi Technologies, Inc. All rights reserved.
Yahoo
01-07-2025
- Business
- Yahoo
5 Purchases That Will Help the Middle Class Build Wealth
If you're earning a middle class paycheck and actively trying to increase your wealth, you might find yourself stumped as to how to go about it. For You: Check Out: While you may not grow your riches overnight, there are certain money moves you can make to help you reach your goals. Below are some of the top purchases that will help you build wealth if you're part of the middle class. According to James Francis, CEO of Paradigm Asset Management, one of the most valuable purchases middle-class families can make is financial education — whether through books, online courses or working with a financial coach. Understanding how to budget, invest and leverage tax advantages can create long-term financial security. 'Even a $200 investment in the right course can provide lifelong returns by teaching strategies to avoid debt, maximize retirement accounts and generate passive income,' Francis explained. Trending Now: 'Owning real estate has always been a key path to wealth, but for many, the cost of homeownership is too high,' said Francis. 'Now, middle-class investors can buy into real estate through fractional ownership platforms like Fundrise or Roofstock, which allow them to invest in rental properties with as little as $100.' He said this offers access to property appreciation and passive income without the barriers of traditional real estate investing. Instead of just going with mutual funds that charge high fees, Francis said middle-class investors now have the option to buy direct indexing portfolios. This allows you to own a customized mix of stocks that follow an index, while also helping with tax savings and even aligning with your personal values. 'It's a strategy that used to be only for the ultra-wealthy, but now platforms like Wealthfront and Vanguard Personalized Indexing are making it way more accessible,' he said. 'One of the smartest investments isn't just in stocks or real estate — it's in yourself,' said Francis. He noted middle-class professionals can seriously level up their earning power with high-value certifications like PMP, coding bootcamps or even AI and cybersecurity training. 'These kinds of skills can lead to pretty big salary jumps — $10,000, sometimes even $50,000 more a year. And when you add that up over time, it can make a huge difference in building real wealth.' 'Getting the right tools, software or even just some basic inventory to kick off a side gig can be a game-changer for building wealth,' Francis explained. Whether it's setting up a small online shop with Shopify, putting some money into a solid business course or just getting the right gear for a high-demand service, these kinds of small but smart purchases can open up extra income. 'And having that extra stream of cash can make a big difference instead of just depending on a paycheck,' Francis said. 'These are just a few smart purchases that can help middle-class families start building wealth over time.' More From GOBankingRates 5 Cities You Need To Consider If You're Retiring in 2025 This article originally appeared on 5 Purchases That Will Help the Middle Class Build Wealth Sign in to access your portfolio
Yahoo
25-04-2025
- Business
- Yahoo
Fundrise CFO Alison Staloch talks home affordability and Gen Z's investing trends
This story was originally published on To receive daily news and insights, subscribe to our free daily newsletter. As housing affordability challenges persist across the U.S., institutional investors are increasing their presence in the residential real estate market, a trend some see as validation of real estate ownership as a long-term investment vehicle. However, critics argue it risks sidelining individual buyers and has resulted in an affordability crisis. Recently, legislation has been put forth by lawmakers in New York, Virginia, New Mexico and Georgia to limit this growing trend. Fundrise CFO Alison Staloch, whose firm targets markets where housing demand outpaces supply, sees the momentum as reinforcing the case for real estate as an accessible investment. Her insights on the intersection of institutional capital and home affordability, along with the evolving expectations of Gen Z investors, reflect two trends with significant implications for her business. She also shares her views on cybersecurity as a finance function, reflects on her transition out of public accounting and weighs in on proposed changes to CPA licensure requirements. CFO, Fundrise First CFO Position: 2021 Notable previous employers: U.S. Securities and Exchange Commission KPMG US This interview has been edited for brevity and clarity. ALISON STALOCH: On affordability — more renters means more demand, which is our opportunity. The housing crisis is a supply issue. We invest where more housing is needed, which aligns impact with opportunity. That includes single-family rental communities, build-to-rent developments and multifamily housing. The U.S. is short millions of units — I've seen estimates between three and six million — and that shortage drives affordability issues while reinforcing long-term rental demand. We focus on markets with job growth and population inflows. This is where affordability challenges create sustained rental need. So when we invest, we're trying to address supply in a way that meets real demand and also makes financial sense. Maybe someone can't buy the house they want right now, but they can rent it and that's valuable too. As for the bigger institutional investors, we're seeing more of them enter the space, and it validates what we've long believed: residential real estate is durable, attractive and fundamentally strong. Their interest underscores the same drivers we've focused on. Supply shortages, rental demand and appreciation potential. Austin, Texas is a good example of this. But now, insurance costs and taxes are becoming challenges in places like Texas. We still believe the Sun Belt states are smart plays today, though climate change might shift that over time. Gen Z isn't anti-investing, they just want to do it differently. They want real assets, not just stocks, and they want early access. They're digital-first and self-directed. They don't want to talk to a traditional advisor. They want to do the research and allocate capital themselves. They're also drawn to transformative tech. A recent survey we ran showed 68% of retail investors believe AI has the highest growth potential, more than climate tech, e-commerce or crypto. And, two-thirds said they'd be more likely to invest in a product if they could access companies before they go public. That's something regulators are thinking about too, how to open private markets safely to retail investors. So it's all evolving quickly. Returns are king. If the returns aren't there, the experience doesn't matter. That said, Gen Z expects a smooth, transparent product experience. They want the information fast and accessible. But, without returns, none of that sticks. Our [chief technology officer] leads it, but legal, finance and IT collaborate closely on resource allocation and prioritization. Securing investor data and transactions is table stakes. Prevention costs less than a breach, so we invest heavily there. For other areas, we use risk assessments to phase in improvements. We also embed best practices across the organization. It's part of the culture. For example, our treasury team handles high-dollar wire transfers, so we run regular exercises, like Socratic seminars, to game out threats. One scenario we discuss is deepfakes: a fake CEO asking for a wire transfer. We ask, 'How would we know? How would we stop it?' It keeps everyone alert. It's a topic that comes up daily. It's woven into everything, even if we're not calling it 'cybersecurity.' It's just part of how we operate now. Honestly, I thought I'd be a lifer. I respected the career path and the role of auditors. But around that 10-year mark, I was looking for my next move. I thought maybe it would be a rotation to a national office. Then the opportunity came up to do a fellowship at the SEC. People often return to their firms after, but I loved the experience. I ended up staying on as chief accountant for the Division of Investment Management. Eventually, I met Ben Miller, Fundrise's CEO, and loved his vision. I saw it as a chance to build something new rather than just operate in an institutional system. Personally, I don't love bright-line rules. My practical experience was far more valuable than any specific class I took. A fun fact, I was pre-med, neuroscience minor, psych major. I took zero accounting classes as an undergrad. I took one accounting class after graduating and thought, 'This is easier for me than science.' So I did a master's in accounting and never looked back. That said, I think having a more diverse educational background has helped me in leadership. Experience matters more than just racking up 150 credit hours. The real question is whether that extra year is truly the barrier. I think awareness is a bigger issue, because people don't realize how dynamic accounting can be. It's like coming in through the back door of a business, you see everything. Recommended Reading Gen Z's financial approach includes salary transparency, sports gambling and average pay
