Latest news with #fractionalownership
Arabian Business
17-07-2025
- Business
- Arabian Business
Dubai real estate: PRYPCO Mint tokenises $2.5m of property in first month
Dubai tokenised real estate platform PRYPCO Mint surpassed AED9m ($2.45m) in property investments just one month after launch, marking a groundbreaking start in the fast-growing digital real estate sector. Backed by the Dubai Land Department (DLD) and licensed by the Virtual Assets Regulatory Authority (VARA), PRYPCO Mint is the first platform in the world to tokenise a title deed in partnership with a government entity. The platform offers fractional ownership of premium Dubai properties, lowering the barrier to entry for real estate investors and opening the market to a broader, global audience. Dubai tokenised real estate investment Since launching, the platform has attracted investors from more than 50 nationalities, all based in the UAE. Properties listed on PRYPCO Mint are being fully funded in record time—with the average sale completing in just three minutes. Recent examples include: Sobha Creek Vistas Grande: Fully funded in 10 minutes by 213 investors from 38 nationalities, with an average investment of AED7,512 ($2,045) Liv Residence, Dubai Marina: Fully funded in three minutes by 258 investors from 47 nationalities, averaging AED 7,210 ($1,962) per investor By enabling fractional property ownership, PRYPCO Mint is reshaping how people invest in real estate—making Dubai's prime property market accessible to smaller investors. Through a secure, compliant framework regulated by VARA and supported by DLD, the platform allows for transparent, real-time investments via blockchain technology. Amira Sajwani, Founder and CEO of PRYPCO, said: 'PRYPCO Mint's incredible momentum demonstrates how strongly the market is gravitating towards tokenized real estate. Investors today want flexibility, transparency, and the ability to participate in high-value property markets with lower entry barriers. 'We're excited to see demand for tokenized properties growing every day, as more people recognise this as the future of real estate investment.' With demand accelerating and government partnerships in place, PRYPCO Mint is poised to scale across new asset classes and potentially expand regionally. The company positions itself as a key player in Dubai's push to integrate virtual assets and blockchain into real-world sectors.
Zawya
10-07-2025
- Business
- Zawya
PRYPCO Blocks closes its first-ever exit window with strong demand
Dubai, UAE - PRYPCO Blocks, the Dubai-based real estate fractional ownership platform, has successfully concluded its first Exit Window, setting a new benchmark for exit opportunities within the fractional real estate space. Investor response reflected both growing confidence and a clear appetite for income-generating assets with built-in liquidity. During the two-week Exit Window, which was open from 24th June 2025 to 7th July 2025, more than 2,800 Blocks, each representing a fraction of underlying property ownership, were exchanged across 211 transactions, with the total transaction value approaching AED 300,000. The window featured the first three properties originally funded through the platform, all of which are currently rented. Serious Demand, Real Value Investor behaviour during the Exit Window highlighted genuine interest in fractional real estate assets. A full 77% of Blocks were sold at market value, indicating that sellers were able to realise fair prices while buyers showed a strong willingness to enter at those levels. This points to a maturing marketplace where value is transparent, and liquidity is real. Even more notably, 90% of the Blocks were purchased by existing PRYPCO Blocks investors. This high level of reinvestment speaks volumes about user satisfaction and growing trust in the platform. Many investors used the Exit Window as a chance to diversify across properties or increase their exposure to income-generating assets. 'This milestone validates what we've built,' said Amira Sajwani, Chairperson at PRYPCO Blocks and Founder and CEO, PRYPCO. She added, 'Fractional real estate ownership is not just accessible. It is liquid, trusted, and is generating real returns for real people.' Immediate Income for New Buyers Another highlight of the Exit Window was the instant income opportunity it unlocked. All three properties involved are fully rented, meaning that new investors who acquired Blocks will begin receiving monthly rental payouts starting this month. This feature continues to set PRYPCO Blocks apart, offering investors both ownership and returns from day one. Since inception, investors in these three properties have collectively earned over AED 172,000 in rental income, demonstrating the platform's ability to deliver real-world returns through professionally managed, tenanted properties. What's Next for PRYPCO Blocks With strong secondary market activity and consistent income performance, PRYPCO Blocks is quickly becoming the go-to platform for real estate investors seeking both stability and flexibility. The platform has now fully funded 19 properties, underlining its ability to source, structure, and deliver attractive real estate opportunities. Looking ahead, the next Exit Window is scheduled for December 2025, giving investors another opportunity to adjust their portfolios, realise returns, or expand their exposure, all within a secure and transparent environment. As the community of investors continues to grow, PRYPCO Blocks remains focused on expanding its property pipeline and introducing more features that simplify the investing experience. About PRYPCO Blocks PRYPCO Blocks is a Dubai-based real estate investment platform offering access to fractional ownership in professionally managed rental properties. Through PRYPCO Blocks, investors can buy fractions (Blocks) of income-generating properties and receive monthly rental payouts. Led by Amira Sajwani, who is the Managing Director of Sales and Development at DAMAC Properties, Co-Founder and COO at Amali Properties, and a Shark on Shark Tank, the platform is regulated by the Dubai Financial Services Authority (DFSA). With PRYPCO Blocks, investors from over 200 countries can invest in Dubai's top rental properties from just AED 2,000 (approx. USD 545).
Yahoo
04-07-2025
- Business
- Yahoo
STONEFORM Launches a Tokenized Real Estate Platform to Open Up Investment Opportunities
Tokenizing real estate to Unveil global opportunities & fractional ownership for all investors. LONDON, July 4, 2025 /PRNewswire/ -- STONEFORM is reshaping the real estate investment landscape by leveraging blockchain technology to create a decentralized platform for fractional property ownership, expanding global access and liquidity for investors. Through the power of tokenization, STONEFORM is set to make property ownership more accessible, efficient, and transparent by allowing fractional ownership of real estate assets. STONEFORM's Vision: A New Digital Paradigm for Real Estate Investment STONEFORM's goal is to integrate blockchain technology and decentralized finance (DeFi) to unveil the power of real estate investment. STONEFORM enables global participation, providing diverse investment options for individuals and institutions. Token holders can engage in real estate investments without the burdens typically associated with traditional property ownership. "At STONEFORM,we are building more than just a platform; we are building a milestone in real estate, We believe blockchain is the key to facilitating widespread access to high-quality real estate assets, enabling anyone, regardless of their financial background, to invest in and benefit from the growth of this sector." Ukrit Thaweerat, Founder. Main Functionalities of STONEFORMFractional Ownership: Purchase fractional shares of premium real estate, lowering entry barriers for small investors Liquidity: Tokenized assets trade on decentralized markets,ensuring faster and more cost-effective Contracts for Automated Management: Automates property management tasks like rent distribution, reducing costs and administrative Governance: Token holders vote on decisions,giving the community control over the platform's governance and Access: Blockchain enables worldwide participation in real estate and Compliance: Robust security features and automated compliance checks ensure safe and regulated transactions. A New Era for Real Estate InvestmentThe global real estate market is valued at trillions, but traditional investments often require large capital and have limited liquidity. STONEFORM solves these issues with blockchain-powered fractional ownership. ConclusionSTONEFORM is redefining the way people invest in real estate by integrating blockchain and decentralized finance. With fractional ownership, smart contracts, and decentralized governance, the platform is set to make real estate investment more accessible,liquid,and transparent than ever before. The project will continue to expand its offerings, driving the future of real estate investment on a global scale. This press release was issued through For further information, visit View original content to download multimedia: SOURCE STONEFORM Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Entrepreneur
03-07-2025
- Business
- Entrepreneur
How Rami Tabbara Is Unlocking Real Estate for the Digital Age
"When we explain it to new users, we tell them it's like buying shares in a company - except the company is a property. You earn your share of rental income, benefit from appreciation, and you can do it all from your phone." Opinions expressed by Entrepreneur contributors are their own. You're reading Entrepreneur Middle East, an international franchise of Entrepreneur Media. Under the glittering skyline of Dubai, where property ownership often seems reserved for the super wealthy, one entrepreneur is dismantling the barriers piece by piece. Rami Tabbara, co-founder and co-CEO of Stake, is on a mission to make real estate investing as accessible as ordering food or hailing a ride. "I spent nearly 20 years in real estate, and I kept running into the same wall," says Tabbara, formerly a Senior Vice President at Middle East property giant DAMAC. "The industry was paper-heavy, expensive, and intimidating. It just didn't make sense that one of the most powerful ways to build wealth remained locked behind layers of bureaucracy." In 2021, at the height of the Covid-19 pandemic, Tabbara launched Stake, a real estate platform built for the digital generation. The idea? Fractional ownership, transparency, and accessibility, all rolled into a user-friendly interface. For as little as 500 dirhams, anyone can now own a piece of Dubai or Riyadh real estate and earn income from it. As its name suggests, fractional property ownership means you can buy a fraction of a property, rather than the whole thing. You benefit from income once the property is rented out, along with any capital appreciation. Stake recently crossed 1 billion dirhams in property transactions and has over one million users from across 210 countries. Building in a Lockdown Launching a property startup in the middle of a global pandemic might seem like a gamble. For Tabbara, it was the challenge he had been looking for. "Dubai's market had frozen, rents were falling, expats were leaving — it was chaos," he recalls. "But that forced us to build with discipline. We focused on trust, regulation, and compliance from day one. That's why we've been able to grow sustainably." That foundation has paid off. Stake is now licensed by both the Dubai Financial Services Authority (DFSA) and the Saudi Capital Market Authority (CMA). It's also Shariah-compliant — another barrier removed for global investors. Another challenge he faced was explaining to potential investors how fractional ownership works. "When we explain it to new users, we tell them it's like buying shares in a company - except the company is a property," says Tabbara. "You earn your share of rental income, benefit from appreciation, and you can do it all from your phone." Stake's numbers speak volumes. Over 420 properties have been funded, 35 million dirhams has been paid out in rental income, and more than 250,000 investments have been made. Retail investors can invest up to $100,000 annually, with a maximum ownership cap of 33% per property to prevent monopolisation. Those with a verified net worth over $1 million can exceed that limit — and even qualify for a UAE Golden Visa via Stake with a minimum 2 million dirhams investment. Focused Growth, Not Just Listings While other platforms scale by quantity, Stake opts for quality. "We're not a traditional marketplace. Every property we list is handpicked, analysed, and underwritten," says Tabbara. "We work with top brokers and asset managers to source the best performing assets — if it doesn't meet our yield and risk criteria, we don't list it." In 2024, the company introduced its highest-yielding product to date — the Fix n' Lease fund - and expanded into Saudi Arabia, becoming the first platform licensed by the CMA to offer real estate access to global investors. Within five months, it launched three private funds in Riyadh, attracting SAR 135 million in foreign direct investment from over 10 countries. With its regional footprint established, Stake has its eyes on a global rollout. New asset classes, new geographies, and crypto payments are all on the roadmap. "We're working on enabling crypto as a payment method. Many of our users, especially outside the GCC, prefer it. But we're taking a compliance-first approach," Tabbara explains. That compliance-first mindset has also attracted heavyweight backers. Stake is supported by Aramco's Wa'ed Ventures, Mubadala Investment Company, and Al Jomaih Holding, a sign of confidence from some of the region's biggest institutional names. Democratising Wealth, One Stake at a Time For Tabbara, the mission goes beyond just property. "We've democratized access to wealth creation," he says. "We're giving people the chance to participate in markets that were once only available to the ultra-rich or big institutions. And we're doing it with full transparency, clarity, and accessibility." The idea behind fractional property ownership has made its way into the world of crypto and the blockchain, with real estate tokenization. Dubai Land Department and Prypco recently launched a pilot scheme offering stakes in properties starting at 2,000 dirhams each. Stake has been in active discussions with the Dubai Land Department (DLD) and digital assets regulator VARA and is currently working to align its platform with the new regulatory framework around tokenized real estate. "We expect to participate in the second phase of the pilot program, which is scheduled to go live in Q3 or Q4 this year," adds Tabbara.
Khaleej Times
03-07-2025
- Business
- Khaleej Times
Fractional ownership and real estate tokens: The new way to own property
Imagine owning a slice of Dubai's iconic skyline — a luxurious apartment in Downtown, a sleek penthouse on Palm Jumeirah, or a chic villa in Emirates Hills without the burden of massive loans, complicated paperwork, or lengthy waiting times. What if you could invest in prime real estate with just a few clicks on your smartphone, owning a fraction of a property instead of the entire unit? This is exactly what real estate tokenisation is making possible. By revolutionising one of the world's most exclusive markets, tokenisation is transforming the traditional concept of property ownership in Dubai. What was once a cumbersome and complex process is now becoming seamless, transparent, and accessible to a broader range of investors. Unlocking Real Estate 'Blockchain and tokenisation are making real estate more accessible, transparent, and efficient,' says Amira Sajwani, Founder and CEO of PRYPCO. 'By enabling fractional ownership, they open the door for a wider pool of investors to participate in high-value assets, without the traditional barriers.' In a market historically dominated by large capital requirements and lengthy processes, tokenisation breaks down real estate into smaller, affordable units, allowing even smaller investors to hold stakes in premium properties. At PRYPCO, the appetite for this new model has been overwhelming. 'Our first tokenised property, worth Dh2.4 million, was fully funded in under 24 hours by 224 investors,' Sajwani reveals. 'Our second property broke records, fully funded in less than 2 minutes, with 149 investors participating in an Dh1.5 million listing.' She adds, 'PRYPCO Mint is aligning with Dubai Land Department's vision of a $16 billion tokenised real estate market by 2033. We believe tokenisation will become a mainstream investment route, unlocking liquidity, speeding up transactions, and empowering a new generation of real estate investors.' Similarly, Riz Ahmed, CEO of SmartCrowd, highlights the technology's role in democratising property investment across the Mena region. 'SmartCrowd's introduction of regulated fractional property ownership proved that real estate can be digital, inclusive, and accessible to all investors, not just the wealthy. Dubai Land Department, in partnership with Ctrl+Alt and VARA, are enhancing ownership from SPV-based structures to on-chain, smart contract-based tokens. These digital tokens are replacing traditional title deeds, with full regulatory backing,' he explains. The benefits are clear: 'Tokenised real estate means real-time settlement, full visibility, fair valuations, transparency, and the elimination of legacy delays and fees,' Ahmed notes. Ahmed envisions tokenisation extending far beyond residential properties. 'What began with ready residential units is now expanding — tokenisation of real-world assets (RWA) will include warehouses, retail centers, data centers, schools, hospitals, and even mall parking lots.' Fractional Ownership Democratising Real Estate For decades, real estate has been considered the ultimate asset class — stable, profitable, and desirable. But for many first-time or small-scale investors, it has also remained stubbornly out of reach. High capital requirements, long-term commitments, complex legal processes, and property management responsibilities have made the sector accessible primarily to the wealthy. That, however, is changing fast. 'In the past, real estate was out of reach for many due to significant capital requirements, long-term commitments, and complex processes,' explains Sajwani. 'Fractional ownership removes those barriers.' 'At PRYPCO Mint, users can start investing with as little as Dh2,000 and begin earning rental income from the very same month,' Sajwani shares. 'This empowers individuals to diversify their portfolios without being locked into a full asset.' The flexibility doesn't stop at affordability. PRYPCO's platform offers an open marketplace where users can list their tokens for sale, adding a layer of liquidity often missing in traditional property investment. 'We're not just offering investment,' Sajwani adds. 'We're building an inclusive future where real estate is no longer just for the wealthy.' Ahmed weighs in, saying,'Traditional real estate requires massive capital, complex processes, and heavy responsibilities. We've eliminated those hurdles through fractional ownership.' SmartCrowd's platform allows investments starting from just Dh500, offering access to regulated, income-generating assets without the burdens of mortgages or property management. 'No landlord headaches, no large down payments, and no paperwork,' Ahmed says. 'Every investment is fully managed. First-timers get a smooth entry into property, while seasoned investors can deploy $1 million across 10+ properties instead of locking it all into one.' Fractional models are also making diversification easier than ever. Investors can now spread their risk across a range of asset classes — from holiday rentals and long-term leases to properties aimed at capital appreciation. 'You can diversify across locations, tenant profiles, and investment timeframes, all while maximising yield and maintaining liquidity,' Ahmed explains. Robust Legal Frameworks Property investment is becoming more accessible, secure, and transparent than ever before, supported by robust legal frameworks and proactive regulatory measures. 'The UAE is leading the way in creating robust legal frameworks for tokenised real estate,' says Sajwani. With the support of forward-thinking regulators like the Dubai Land Department, VARA, and the Central Bank, we now have a clear structure that recognises digital ownership and protects investors.' This solid foundation is just the beginning. 'As adoption accelerates,' Sajwani adds, 'we'll see even more progress in areas like secondary market regulation. The commitment from both public and private sectors to innovate responsibly is what will continue to set the UAE apart as a global benchmark for tokenised property investment.' Ahmed shares the positive outlook but also highlights the bigger challenges that lie ahead: 'Dubai is among the global leaders in creating a regulatory backbone for tokenised real estate. The Dubai Land Department (DLD) has begun issuing Tokenisation Certificates, linking blockchain-based property ownership with legal title. Meanwhile, the Virtual Assets Regulatory Authority (VARA) oversees digital asset issuance and trading, ensuring compliance with virtual asset laws.' However, he cautions that despite Dubai's pioneering efforts, a global consensus remains elusive: 'Most jurisdictions have yet to recognise a token as equivalent to a deed or title, and there is currently no harmonised international framework. This makes cross-border tokenization complex.' Building Investor Confidence As the real estate market embraces the digital era, investor trust remains paramount. The rise of tokenised property investments has brought convenience and accessibility, but also questions about security and authenticity. 'At PRYPCO, investor trust is the foundation of everything we do,' says Sajwani. 'Every property listed on our platform undergoes rigorous due diligence and is backed by the necessary regulatory approvals, ensuring each token represents a genuine and verifiable share of ownership.' This commitment extends beyond internal checks. PRYPCO's strategic partnerships reflect a strong regulatory alignment from close collaboration with the Dubai Land Department (DLD) to licensing under the Virtual Assets Regulatory Authority (VARA). The involvement of their official banking partner, Zand Bank, further underscores the platform's dedication to compliance and financial integrity. One of the critical concerns in digital real estate investment is the handling of investor funds. 'Investor funds are safeguarded in a Client Money Account (CMA), as mandated by VARA and managed by Zand Bank,' Sajwani explains. 'These funds are held in the CMA until the transaction is completed, ensuring full transparency and operational integrity.' Technology plays a vital role in enhancing security. PRYPCO leverages blockchain infrastructure to enable secure, real-time verification of every transaction. 'Our blockchain technology further strengthens transparency and trust,' Sajwani adds. Echoing these sentiments, Ahmed highlights Dubai's comprehensive regulatory approach: 'Dubai has designed a multi-layered security and authenticity infrastructure for tokenized real estate, where strict regulatory oversight is provided by both VARA and the Dubai Land Department (DLD).' He emphasises that only entities licensed by VARA and officially approved by the DLD are allowed to issue, market, or trade tokenized real estate products. A standout feature of this framework is the issuance of legally-backed Property Token Ownership Certificates by the DLD. 'These certificates ensure that tokens are fully aligned with traditional land registry systems, effectively transforming physical deeds into digital certificates,' he explains. The Future Is Fractional Moving beyond mere trends, tokenisation is reshaping how investors engage with property, making it more accessible, flexible, and digitally driven. Sajwani emphasises this structural evolution: 'This is not a trend, it's a structural shift in the industry. We're witnessing a redefinition of real estate ownership, driven by technology, changing investor behaviour, and regulatory innovation. Tokenisation isn't just making property more accessible; it's introducing a completely new way to engage with real estate, one that is digital, flexible, and inclusive.' At PRYPCO Mint, the focus is on lasting impact rather than short-term gains. Sajwani points to strong market signals that underscore this change: 'The speed at which our properties are being funded, combined with growing demand from first-time buyers and experienced investors, shows that this model isn't just gaining traction, it's becoming the new standard.' Ahmed frames tokenisation as the natural next step in fractional real estate investment and financial inclusion: 'I don't think tokenising the ownership of real estate is a passing trend. I believe it can be the next phase of fractional real estate investing and financial inclusion on a mass scale. Back in 2018, we were the first to work with the Dubai Financial Services Authority (DFSA) to make real estate accessible, fractional, and digital. That innovation broke the barriers to entry and proved that property doesn't have to be owned whole to be owned meaningfully.' Looking ahead, he highlights ongoing advancements in regulatory frameworks: 'Now, the Dubai Land Department (DLD), in partnership with Ctrl+Alt and VARA, is taking that innovation further — building an advanced, institutional-grade framework by tokenising real estate ownership and embedding it on-chain. This enables seamless trading, transparency, and compliance at a scale never seen before.'
