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Poppy Bank review (2025): A California bank with one of the best online savings account rates (available nationwide)
Poppy Bank review (2025): A California bank with one of the best online savings account rates (available nationwide)

Yahoo

time3 hours ago

  • Business
  • Yahoo

Poppy Bank review (2025): A California bank with one of the best online savings account rates (available nationwide)

Summary: Founded in 2005, Poppy Bank is based in California and operates over 30 branches across Northern and Southern California. It offers personal and business accounts, several of which pay interest rates rivaling the best available today — particularly its online savings account. Poppy Personal Checking: This basic checking account requires a $1,000 minimum balance. It does not earn interest. There is a monthly service charge of $10. Poppy Personal Interest Checking: This account pays 0.05% APY on balances of at least $1,000. A $10 monthly maintenance fee applies. Poppy Student Checking: The minimum balance required for this account is just $50, and there is no monthly fee. However, this account does not earn interest. Poppy Personal Money Market: This account requires a $1,000 minimum balance and comes with a $10 monthly fee. Balances earn 0.1% APY. Poppy Personal Savings: The basic savings account from Poppy Bank requires a $1,000 minimum balance and has no monthly fee. It earns 0.1% APY. Poppy Premier Personal Savings: This account is similar to the personal savings account, but earns 0.5% APY. Poppy IRA Savings: There is no minimum balance required for this account, and there is no monthly service charge. It earns 0.2% APY. Poppy Student Savings: Designed for students, this account requires a minimum balance of just $50 and does not come with a monthly fee. Account holders earn an impressive 4% APY. Poppy Premier Online Savings: This account is a good option for both those living outside of California and for anyone seeking a high savings yield. Currently paying 4.25% APY, this account lets you earn more on your savings. However, you must maintain a balance of $1,000 or more to earn the advertised rate. This account also limits you to six withdrawals per month. While this is not uncommon for savings accounts, additional withdrawals will incur a $5 fee each. This embedded content is not available in your region. Term lengths range from three to 60 months, and the highest rate offered is 4% APY. All CDs require a minimum deposit of $1,000. While these aren't the best CD rates in the industry, and $1,000 is a slightly high minimum, it's not a bad option for someone who is already a Poppy Bank customer. Poppy Bank generally charges minimal fees, although it does not offer a fee-free checking account. Unfortunately, it doesn't waive the fee with a minimum balance. Other fees are shown below. Consider these Poppy Bank pros and cons before signing up: Pros High yield on savings: Poppy Bank offers up to 4.25% APY on its Premier Online Savings account, which is one of the best rates available today. No monthly fee for savings account: The online savings account doesn't have a monthly fee, making it easier to grow your savings. Large fee-free ATM network: Poppy Bank is part of the MoneyPass ATM network, which offers more than 61,000 fee-free ATMs across the country. Cons Most accounts require a $1,000 balance: You generally must maintain a $1,000 minimum, which may be a high bar for some customers. Limited branch access: While it has multiple branches in California, there aren't any in other states. No online chat for support: Poppy Bank has a call center that is open during the week, but there is no live chat option. Poppy Bank's contact options include phone support, secure online messaging, and email. Its website doesn't include a live chat, but you can reach someone by phone from 8:00 a.m. to 8:00 p.m., Monday through Friday. Poppy Bank's mobile app has mixed reviews, with a 4.4 rating on the Apple App Store and a 3.6 rating on Google Play. Customers can check their balances, transfer funds, pay bills, and deposit checks with the app. While some users have no issues with the app, others have experienced various technical glitches. For correspondence, mail can be sent to: POPPY BANK ADMINISTRATION 438 1st St., Suite 100 Santa Rosa, CA 95401 The general contact number is 888-636-9994. Phone support is available 8:00 a.m. to 8:00 p.m. PT, Monday through Friday. Yes, Poppy Bank accounts are insured by the FDIC up to $250,000 per depositor, per ownership category. Poppy Bank's routing number is 121143891. Having operated branch locations since 2005, Poppy Bank is generally considered reliable. It has a 5-star rating from BauerFinancial, an independent organization that rates banks and credit unions. Poppy Bank is a community bank based in Santa Rosa, California. Its president and CEO is Khalid Acheckzai. Poppy Bank doesn't usually charge for withdrawals. However, it charges a $1 fee for overdrafts and a $5 fee for exceeding six monthly withdrawals from its savings and money market accounts. Poppy Bank has 33 domestic locations, according to the FDIC.

Police detain two more MRSM Besut students over alleged bullying incident
Police detain two more MRSM Besut students over alleged bullying incident

Malay Mail

time5 hours ago

  • Malay Mail

Police detain two more MRSM Besut students over alleged bullying incident

JERTIH, June 28 — Two more students from the Mara Junior Science College (MRSM) in Besut, Kuala Terengganu have been detained by police in connection with an ongoing bullying case at the school. Besut police chief Supt Azamuddin Ahmad @ Abu said the two Form Three students were detained at 4 pm yesterday after presenting themselves at the Besut district police headquarters with their families. 'The arrest of the two brings the total number of detained students from the school to seven: six Form Three students and one Form Five student. 'Today, five students have been remanded for three days while the two students who were just arrested this evening will be brought to the Kuala Terengganu Magistrate's Court tomorrow to obtain a remand order,' he said in a statement today. He said the remand order was issued against all suspects to enable an investigation under Section 147 of the Penal Code (for rioting) to be carried out. In a related development, Azamuddin said yesterday evening his department received a report regarding another Form Two student who was also allegedly a victim in the same incident. 'The victim claimed to have been bullied by the same group in the incident that occurred at 11.30 pm on Tuesday at the boarding school's hostel, resulting in pain in both right and left legs.' Azamuddin said in a statement yesterday that a Form Two male student at Besut MRSM claimed he was bullied by several seniors in the hostel at 11.30 pm on Tuesday. He said that based on the report by the victim, he was ordered to crouch in a semi-squat position with slippers placed on his head for 40 minutes, punched in the stomach and slapped, causing the victim to experience pain in his stomach and right rib as well as bruises on the back of his body. — Bernama

These two planes will be flying unusually low over L.A. Here's why NASA says not to worry
These two planes will be flying unusually low over L.A. Here's why NASA says not to worry

Yahoo

time5 hours ago

  • Science
  • Yahoo

These two planes will be flying unusually low over L.A. Here's why NASA says not to worry

Look up in the sky! No, really, look. Are those planes supposed to be that low? But don't worry, says NASA, because the aircraft you are seeing are conducting research and studying atmospheric data. The planes will take flight over Southern California starting Sunday through Wednesday. The low-altitude atmospheric flights will be soaring between 1,000 and 10,000 feet, NASA announced in a news release. For comparison, most commercial flights reach between 31,000 to 42,000 feet. From the ground, the research will look peculiar as the pilots perform vertical spirals, circling over power plants, landfills and urban areas. NASA did not provide any specifics about the flight path, announcing that the aircraft will buzz over the Los Angeles Basin, Salton Sea and Central Valley. The flights are part of NASA's Student Airborne Research Program, or SARP, and will involve two aircraft. The P-3 Orion aircraft (N426NA) and a King Air B200 aircraft (N46L) will make their way across Southern California, but not in the same flight pattern. The P-3 is a modified four-engine turboprop plane used in various research projects, designed for endurance and range, according to NASA. Read more: Yes, that light show was from a SpaceX launch The flights will be used to conduct various studies and to sample atmospheric gasses and measure land and water surfaces. The information will be used as part of the student's research projects, to be presented at the end of the program. The data gathered in the program applies to ecology, weather, oceanography, soil science, biology and satellite calibration/validation research. The P-3 is typically stationed out of Wallops Flight Facility in Virginia and has a science payload that can support a combined 40 hours of science flights on each U.S. coast, according to NASA. The King Air B200 will fly at the same time as the P-3, but will not perform the same maneuvers. NASA students will get real-world experience during their eight-week program as they assist in gathering data with scientific instruments on the aircraft, NASA said. 'Despite SARP being a learning experience for both the students and mentors alike, our P-3 is being flown and performing maneuvers in some of [the] most complex and restricted airspace in the country,' Brian Bernth, chief of flight operations at NASA Wallops said in a statement. The aircraft will also make what looks like missed landings at local airports and buzz by runways to collect air samples along the ground. In previous SARP flights over Southern California, the aircraft buzzed over Glendale and other locales. Sign up for Essential California for news, features and recommendations from the L.A. Times and beyond in your inbox six days a week. This story originally appeared in Los Angeles Times.

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