FHLB Dallas and The First National Bank of McGregor Award
'It's rewarding to see this program in action,' said Greg Hettrick, senior vice president and director of Community Investment at FHLB Dallas. 'These funds have a direct impact on homeowners' comfort, safety and sense of well-being.'
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She received a $12,000 Special Needs Assistance Program (SNAP) grant from the Federal Home Loan Bank of Dallas (FHLB Dallas), through FHLB Dallas member The First National Bank of McGregor (TFNB), to replace the roof on her home.
Awarded through FHLB Dallas member institutions, SNAP provides grants for the repair and rehabilitation of owner-occupied housing of eligible, special-needs individuals such as elderly and disabled homeowners.
'I'm so happy to have a new roof,' Ms. Hamilton said. 'There's no way I would've been able to afford it without this grant.'
Ms. Hamilton has osteoarthritis and has trouble walking. She lives in her Waco, Texas, home with her son and grandson. Now retired, the former accountant worked at a large retailer in various roles for 24 years.
She discovered the SNAP program through Waco Habitat of Humanity. TFNB partners with Habitat for Humanity to identify residents who need major repairs.
'We are so pleased to be a part of this program,' said Jason Lavender, executive vice president at TFNB. 'So many homeowners have major repairs that they just can't afford. That's where SNAP comes in.'
FHLB Dallas set aside $2 million of its 2025 Affordable Housing Program funds for SNAP.
'It's rewarding to see this program in action,' said Greg Hettrick, senior vice president and director of Community Investment at FHLB Dallas. 'These funds have a direct impact on homeowners' comfort, safety and sense of well-being.'
More than $28 million in funds has been awarded to households in FHLB Dallas' District of Arkansas, New Mexico, Mississippi, Louisiana and Texas since the creation of the SNAP in 2009.
'I'm so pleased and happy and blessed,' said Ms. Hamilton. 'It's pretty awesome that people do these kinds of things.'
Learn more about the SNAP.
For 136 years, TFNB has been more than a bank—we've been a trusted neighbor, a steadfast partner, and a pillar of the Central Texas community. Founded in 1889 as The First National Bank of McGregor, we are the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. But our story isn't just about longevity; it's about the relationships we've built and the communities we continue to serve.
About the Federal Home Loan Bank of Dallas
The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $109.9 billion as of March 31, 2025, is a member-owned cooperative that supports housing and community development by providing competitively priced loans and other credit products to approximately 800 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. For more information, visit fhlb.com.
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