DNA Payments and MWC Partners launch Dynamics 365 Commerce integration
LONDON--(BUSINESS WIRE)--DNA Payments has announced its latest strategic partnership with MWC Partners, a leading provider of omnichannel Retail POS technology. The collaboration will see MWC Partners and DNA Payments deliver a suite of in-store payment integrations, starting with Microsoft Dynamics 365 Commerce (D365).
DNA Payments initially approached MWC Partners based on the company's established expertise in integrating payment systems with leading retail POS platforms. The successful connector integration between DNA Payments' gateway and Microsoft Dynamics 365 POS is a significant step towards the company's growing suite of POS integrations and partnerships within the retail sector.
Craig Borrett, Head of Group Product at DNA Payments, said: 'MWC's vast experience in integrating payment solutions with Microsoft Dynamics 365, made them the obvious partner of choice for this key Retail POS integration. Their deep technical expertise ensured a quality integration was delivered with speed and efficiency.'
MWC Partners have a long-standing reputation as a payment integration specialist and have delivered payment solutions across a wide range of retail environments. MWC Partners support integrations with a diverse set of payment technologies, including gift cards, mobile wallets, and Buy Now, Pay Later (BNPL) platforms.
'We are delighted to be partnering with DNA Payments to expand their retail footprint by integrating their solution with other leading POS systems,' said Steve Watson, Chairman at MWC Partners. 'We look forward to helping DNA Payments extend their reach through secure, scalable POS integrations.'
This partnership will provide retailers with enhanced transaction capabilities, faster checkout experiences, and a more seamless customer journey across physical retail environments.
About MWC Partners
As a long-standing POS-Payment integration specialist, MWC Partners has the experience and expertise to develop bespoke integrations between POS systems and all types of payment solutions. Get in touch with MWC to discuss how they can help you integrate your payment software with leading POS solutions.
About DNA Payments
DNA Payments is a leading independent, full-service omnichannel payments provider, offering a wide range of payment solutions to businesses of all sizes. With a focus on innovation and customer service, DNA Payments empowers businesses to accept payments seamlessly across all channels.
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Vox
9 hours ago
- Vox
What the rise of 'buy now, pay later' services tells us about the economy
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All this has Kyla Scanlon worried. Scanlon is an author and economic commentator, best known for breaking down economic issues through blog posts and videos on social media. In a video she published shortly after Klarna announced its partnership with DoorDash, Scanlon called the rise of BNPL a symptom of our 'poor-impulse-control economy.' 'What I worry about is that the convenience and the impulsivity that it allows for allows for the expansion of the grift economy, of a world where people are spending money on things that they don't need to and they're just totally lost in that cycle,' Scanlon told Today, Explained co-host Noel King. Scanlon talked to King about buy now, pay later, Gen Z's relationship to debt, and what financial responsibility looks like in today's economy. Below is an excerpt of the conversation, edited for length and clarity. There's much more in the full podcast, so listen to Today, Explained wherever you get podcasts, including Apple Podcasts, Pandora, and Spotify. You're a commentator, you're a public intellectual, you're also a member of Gen Z, and you speak directly to Gen Zers who are operating in the economy. How are young people using BNPL? A lot of Gen Zers have had very common interactions with debt. Student loan debt is a big part of the life of a Gen Zer. Medical bills, anything involving a credit score. Debt has been so normalized for the younger generation that when they see something like BNPL, it's like, 'Oh, this is just casual debt.' For young people, they've been raised in the shadow of the 2008 crisis and student loan debt. It's just what they do with their money. This is interesting, that debt has always been available to Gen Z. If you're an older millennial like I am, that's not really the case. 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I think people view debt as structural to themselves as a person, and that's increased. And I think it really has a lot to do with the environment that Gen Z has grown up in and the fact that these tools are so readily available and they're so easy to use. Talk to me a bit about debt. Is it dangerous? When you look at debt systemically, it's not inherently a bad thing. Like most things, it's a tool. Like social media, you could say it's bad, but it's just a tool. It's all about how you use it. Same with debt. BNPL in itself isn't evil, especially if you can pay it all off without having to face those high interest rates. Credit cards themselves aren't evil. But it's really about the system that encourages these sorts of products to be created. Real wages were stagnant for a really long time. The entry-level labor force has really deteriorated. It's very tough to get a job right now. 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I think, 'Why don't you just wait?' ignores some of the ladder issues that we're facing as Gen Z, younger people — even millennials, in some capacity, are facing this broken-ladder problem where they could wait to buy that moisturizer, but that would require the entry-level labor market to free up again, that would require wages to really speed up, that would require the housing market to normalize. So I think a lot of people blame younger people for using debt and using BNPL. And you should be careful — I don't think you should be living above your means in an extravagant way. But it really is a psychological buffer of sorts, where people are just like, Well, I don't know what else to do, so I'm going to go buy this thing. It is an element of instant gratification, the same thing that we see in social media, but for Gen Z-ers and younger people. There isn't that stability, that expectation of stability in the traditional sense. And so I think these little small luxuries matter — buying that moisturizer matters because it is indulgent in a certain way, but it's also an act of agency in an economy that doesn't feel like it's allowing you into it. It does feel like there is some American ethos here that says, To live is to be in debt, and we've all accepted that. I mean, that's the only way you can get by sometimes. There's that misquoted statistic about living paycheck to paycheck. It's not 60 percent of Americans living paycheck to paycheck. It's far lower, but I think a lot of people just feel like, one wrong move and the whole thing could come tumbling down.
Los Angeles Times
a day ago
- Los Angeles Times
Buy now, pay later loans will soon affect some credit scores
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Time Magazine
2 days ago
- Time Magazine
New Development Could Improve Small Business Owners' Credit
This article is published by a partner of TIME. By Levi King I've spent my life in the trenches of American small business—fixing signs in the Idaho cold, sweating payroll in manufacturing, and later, building fintech platforms to help entrepreneurs like me navigate the labyrinth of credit. So when I read the news that FICO is launching credit scores that finally incorporate Buy Now, Pay Later (BNPL) data, I felt a jolt of hope and a twinge of caution. This is a watershed moment for credit history in America, and it's going to ripple through every Main Street and startup hub in the country. What This Means for Small Business Owners' Personal Credit Let me break down what this means specifically for small business owners, why it matters for your personal credit, and what you should take away from this announcement. For years, BNPL has been the wild child of consumer finance—ubiquitous, easy to use, but invisible to the credit bureaus. 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It's time to get educated: understand your payment schedules, avoid overextending, and monitor your credit reports like a hawk. Knowledge is your first line of defense. If you're not sure how BNPL is showing up on your credit, ask. If you're using it to manage cash flow, make sure you're not setting yourself up for a surprise down the road. Here's the bottom line: this is an opportunity. If you're a small business owner who uses BNPL to buy inventory, manage expenses, or smooth out cash flow, you can now build personal credit with those transactions—if you do it wisely. Pay on time, don't overextend, and keep records. This could help you qualify for better financing, lower rates, and more favorable terms. But beware: BNPL is not free money. Overspending or missing payments will hurt your score and your business. The same discipline you bring to your business books, you should bring to your BNPL accounts. A Call for Business Credit Bureaus to Step Up I started my first business in a world where credit was a black box. I learned the hard way that what you don't know can kill your dreams. FICO's inclusion of BNPL data is a long-awaited leap toward a more accurate, inclusive, and transparent credit system, especially for small business owners' personal credit. But let's not stop here. I hope the business credit bureaus are paying attention and will follow FICO's lead by updating their scoring models to include SMB BNPL data as well. Small business owners deserve the same recognition for responsible borrowing on their business credit profiles as they are starting to get on their personal credit reports. This is how we build a stronger, fairer financial future for Main Street—together. About the Author: Levi King is CEO, co-founder, and chairman of A lifelong entrepreneur and small business advocate, Levi has dedicated over ten years of his professional career to increasing business credit transparency for small businesses. After starting and selling several successful companies, he founded Nav both to help small business owners build their credit health and to provide them with powerful tools to make their financing dreams a reality.
